Inspired Budget

In this episode, Allison shares a 4-step strategy that will make a real difference in your financial life and help you break free from credit card debt. These are real steps for real people who want to pay off their credit card debt, stop the debt cycle, and build a healthier relationship with credit.  If you're feeling overwhelmed by credit card balances, stressed about making minimum paymen...

Is talking about a prenup planning for divorce—or is it actually planning for a successful marriage? In this episode, I chat with Carlie Spencer, family lawyer and founder of The Prenup Girl .  Carlie is on a mission to help couples create strong marriages by having open, honest conversations about finances and future plans—starting with a prenuptial agreement. You’ll walk away with practical tips...

In this episode, we're diving into the 6 sneaky reasons your budget might be failing (and trust me, you're not alone in this!). Ever look at your bank account and wonder where all your money went, even though you had a budget? Been there! I'm sharing a real story about how life threw our family a curveball last month with medical expenses, and how we handled it. You Will Learn: Thos...

Ever feel like you’re doing all the “right” things with your money but still not getting the results you want? In this episode, I chat with Jessica Moorhouse, author of Everything But Money , about the often-overlooked barriers that hold us back financially. Jessica shares her personal story of growing up with financial shame, how family history influences our money habits, and the transformative...

In this episode, we're talking about 4 must-have money talks with your partner or family. You know, the kind that can feel a bit awkward but are totally crucial if you want to keep things smooth in the finance department. If you've ever felt nervous about bringing up the budget or debt with your loved ones, or if you're just not sure how to start that kind of conversation, this one&...

How can parents teach their teens millionaire habits that lead to lifelong financial success? In this episode, I sit down with Maya Corbic, founder of the Wealthy Kids Investment Club.  Together, we discuss practical ways parents can help their teens build habits of saving, budgeting, and investing that set them up for financial independence. You’ll walk away with actionable tips to teach your tee...

I'm not going to lie to you - I'm a little bit nervous about releasing this episode.  Partly because I'm talking about something that I have experience in, but not professional training in. And also, because I'm going to be very vulnerable and open here. I'm going to be sharing something about myself that not a lot of people know about. And usually, when they do find out a...

Sleep expert Terry Cralle, MS, RN, joins the Inspired Budget Podcast to share how sleep impacts every part of our lives—from decision-making to financial health. Discover why sleep deprivation can lead to impulsive spending, poor judgment, and chronic stress, and learn actionable tips for improving your sleep habits. What You’ll Learn: How lack of sleep affects finances and decision-making Practic...

Join us for this special Q&A episode of the Inspired Budget Podcast! Today, Allison answers your questions about everything from managing a tax refund to setting up your bank accounts and budgeting after losing your job.  Questions We Answer: How should I use my tax refund? Should I save it, pay off debt, or spend it? What kinds of bank accounts should I have, and how should I split my money b...

In this episode, I’m sharing how our family of four saves money across different areas of our daily lives.  If you’ve ever felt overwhelmed by your bills or unsure how to make your money go further, this episode is packed with real, doable tips and examples from our own life. I’ll walk you through six effective ways we reduce costs —from managing household bills like car insurance and cell plans,...

I’m thrilled to share this candid conversation with my good friend, Chris Browning of Popcorn Finance, as we dive into our goals for 2025.  Together, we explore a range of personal and financial aspirations, from innovative family finance strategies—like my plan to hire my son and kickstart his savings with a Roth IRA—to our fitness journeys, focusing on strength training and significant weight lo...

Kick off 2025 with Allison Baggerly on the Inspired Budget Podcast as she guides you through breaking free from living paycheck to paycheck. This episode isn’t just about scraping by; it’s about creating a financially stable future.  Whether you’re struggling at the end of each month or just looking to improve your financial situation, this episode has actionable advice for everyone. What You&apos...

Ready to set yourself up for financial success in 2025? In this episode, Allison shares her best tips for getting your money right as we head into the new year. You'll learn how to: Look back at your money moves from 2024 to see what's working and what's not. Set up a budget that fits your life and goals for 2025. Clear out any debt from holiday spending quickly. Build or top up you...

In this episode, Allison Baggerly sits down with Jen Smith and Jill Sirianni to chat about their new book, Buy What You Love Without Going Broke, and what frugal living really means. Spoiler: it’s not about feeling deprived! They break down how being frugal can actually be fun and fulfilling, sharing how financial limits can spark creativity. If you want to learn how to enjoy life while staying on...

Are you stuck in the cycle of credit card debt? This episode is all about tackling one of the most overwhelming financial challenges: credit card debt and how to escape it despite high-interest rates. You’ll walk away with practical strategies, including steps to pay off debt faster, ways to lower your interest rates, and tips to avoid falling back into the debt trap. If you’re ready to break free...

In this episode, I’m joined by TikTok star Adrian Brambila and wealth psychologist Dr. Brad Klontz, co-authors of Start Thinking Rich . We discuss how to shift from spending like a millionaire to building real wealth. Adrian shares his journey from van life to earning $1.7 million, while Dr. Brad explains how your money mindset can impact your financial success. What You'll Learn: The differe...

In this brief episode, Allison offers a heartfelt message of encouragement to stay the course on your financial journey. Happy Thanksgiving! You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet . Get the Budget My Paycheck Spreadsheet . Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog . Take my FREE class on How to Budget to Build...

Need some extra cash for the holiday season? You're definitely not alone!  Last year, the average American spent around $900 on Christmas. In today’s episode, I’m chatting with Nick Loper from The Side Hustle Show , and together we’ll share 30 ways to bring in extra money for the holidays. Get the full list here. Listen to The Side Hustle Show with Nick Loper Don’t forget to download my Budge...

In this episode, I sit down with forensic accountant Tracy Coenen, who has spent over 25 years uncovering financial fraud in corporate cases and high-net-worth divorces. Tracy shares why it’s so important for women to be informed about their family’s finances, even if they think divorce is never on the horizon. We discuss practical steps you can take to protect yourself financially, common mistake...

In this episode, I’m taking you behind the scenes of how I budget for our family of four. If you've ever felt overwhelmed trying to keep up with bills, savings, and day-to-day expenses, this episode will help simplify the process for you. I’ll walk you through my exact budgeting method, from creating a bill payment calendar to tracking spending in real time using my favorite tool—my Budget My...

In this episode, Kara Perez, founder of Bravely Go and author of Green Money , joins me to talk about how we can align our financial decisions with sustainability. Kara breaks down simple steps you can take to make greener choices with your money, from switching banks to supporting local businesses.  She also shares why it's important to focus on systems rather than just individual actions wh...

In this episode, we’re diving deep into the world of MLMs (multi-level marketing companies) and why so many of them, like Bodi (formerly Beachbody) and BeautyCounter, are switching to affiliate marketing models. What’s the difference between these models, and how does it impact the people who’ve built their income around MLMs? We’ll cover: What MLMs really are and why they target women Why some ML...

In this episode, Allison Baggerly chats with Germaine Foley about her remarkable journey to paying off $200,000 of debt while still enjoying life. Germaine shares the turning point that led her and her family to take control of their finances and how they achieved financial freedom without sacrificing the things they love. What You’ll Learn: The Turning Point : Discover the moment that motivated G...

Thinking about buying a home? Already own one? In today’s episode, I’m breaking down the hidden costs of homeownership that most people don’t plan for. From unexpected maintenance costs (hello, $2,000 plumbing bill!) to rising insurance premiums and HOA fees, I’m sharing real-life stories and tips to help you prepare for the true cost of owning a home. What You’ll Learn: The surprising costs that...

If you're on a debt-free journey, staying motivated is key—and one of the best ways to do that is by hearing from others who are right there with you! In this episode, Jo Harris opens up about how she and her husband knocked out $51,000 in debt. She shares some great tips on boosting your income through side hustles, finding a budget that works for you, and getting on the same page with your...