In the CU

Brian Lauer returns to the podcast to discuss NACUSO's efforts to eliminate the CUSO investment cap, why that's important to the industry, and what your institution can do today to advocate for credit union and CUSO interests.  

Jennifer Winston, Mike Mulvey, and Mike Heller preview and discuss what attendees can expect to hear during Messick Lauer & Smith's "CUSO Hot Topics" session at this year's NACUSO conference in Orlando.

On today's podcast episode, Mike Mulvey returns to give an overview of the NCUA's proposed rule for permitted payment stablecoin issuers. Mike gives an overview of the application requirements and highlights the importance of the ongoing comment period. Finally, we discuss the latest updates on the status of the CLARITY Act.

For this podcast episode, Brian Lauer sits down for a conversation with Randy Salser, the new CEO of NACUSO.  Randy discusses his background, what he's excited about for CUSOs and the upcoming GAC and NACUSO conferences, and NACUSO's advocacy efforts.   To register for the 2026 NACUSO conference, click here .

Jennifer Winston returns to the podcast to talk about the latest happenings with the Telephone Consumer Protection Act (TCPA), as well as best practices for compliance issues she sees for the TCPA and CAN-SPAM.

In a follow up to their discussion about loan participations earlier this year, Jenn Winston continues her conversation with Mike Heller about what exactly eligible obligations are; why they are important to credit unions as both buyers and sellers; and what differences there are between eligible obligations and loan participations and why that's important from a regulatory perspective. 

Amanda Smith joins the podcast to discuss important issues that your credit union needs to consider prior to forming, investing in, or partnering with a mortgage CUSO.

Mike and Mike discuss the passage of the GENIUS Act and some other key takeaways for your credit union from 'Crypto Week'. 

In the second part of our 2-part episode, the discussion about what has been going on at the CFPB with Jennifer Winston continues. The topics in Part 2 of this episode include an update about the current status of certain CFPB rules and Jenn and Mike do their best to discuss where the agency could go from here.  

In a 2-part episode, Jennifer Winston joins the podcast to discuss what has been going on at the CFPB since the return of the Trump administration - it's been a lot!  The topic in Part 1 of this episode is a discussion about the shifting focus and priorities of the CFPB with the return of the Trump administration and what it could mean for the credit union industry. 

Jennifer Winston, Mike Mulvey, and Mike Heller break down the latest at the NCUA with the recent removal of Board Members Harper and Otsuka - the timeline of events, the current lawsuit, and what the NCUA may or may not be able to do with only a one member Board.

We are seeing an uptick in questions about the purchase of loan participations.  Jenn Winston steps into the host chair to ask Mike Heller why loan participation purchases are attractive to both buyers and sellers, as well as what regulatory requirements buying credit unions should be aware of.

Mike Mulvey discusses what your credit union should be considering when acquiring an existing business to operate as a CUSO.  We talk about how to legally structure these transactions, due diligence considerations in finding the right business, operating the business in accordance with CUSO regulations, and more!

We have a full house Messick Lauer & Smith podcast episode to discuss the impact of the 2024 elections on the credit union and CUSO industry.  This full roundtable discussion covers the transition at the NCUA and CFPB and also includes a host of other relevant industry topics that we are all keeping an eye on as we move from the Biden administration to a second Trump administration.  

Mike and Mike are on the podcast today to discuss what credit unions are thinking, and what CUSOs should be thinking about regarding data security and confidentiality protections in credit union due diligence and contract writing and negotiating. These protections are topics covered in every critical service contract and this podcast includes some tips and industry best practices to better help th...

Mike, Jenn, and Mike have a roundtable discussion about the latest hot topics in the credit union industry including the Supreme Court's Loper Bright decision that overturned the Chevron doctrine, some of the latest regulatory actions at the CFPB, and an update on the FTC's final rule to ban noncompete clauses.

Today, we are once again joined by Jenn Winston and Mike Mulvey to discuss the latest developments from the CFPB regarding their focus against junk fees.  After Jenn discusses recent actions taken by the CFPB and their impact on the credit union industry, Mike Mulvey has some ideas and actions that credit unions can and should be thinking about to replace the potential loss of non-interest income....

In this episode, Jenn Winston sits down with Mike Heller to discuss the CFPB's new proposed Personal Financial Data Rights rule.  Mike answers questions about what credit unions, CUSOs, and fintechs need to know so they can be ready when the final rule is published in the fall.

Pre-NACUSO Conference Roundtable! Mike, Jenn, and Mike get together to give a preview to their "Hot Topics" presentation at next week's NACUSO Conference.  It covers topics and trends that we are looking at prevailing in the industry.

Mike Mulvey returns to In the CU for a deep dive into the Corporate Transparency Act, a new set of FinCEN regulations that include reporting obligations that could impact your CUSO.  

Brian Lauer speaks with NCUA Board Member Rodney Hood. 

A conversation with Amanda Smith about whether your business is considered to be (seriously) a financial institution, what the FTC's Safeguards Rule is, and what your business needs to know about it. For more guidance about the Safeguards rule, click here .

In today's episode, Mike Mulvey returns to In the CU to discuss the legal and operational importance of corporate separateness

A conversation with Jack Antonini on his time at NACUSO and what's next...

An inside look at the CUSO examination process with former NCUA Executive Director, Mark Treichel.  Website: https://www.marktreichel.com/ Podcast: https://www.marktreichel.com/podcast LinkedIn: https://www.linkedin.com/in/mark-treichel-3554b653/?