In Her Wallet

Welcome back to Episode 48 of In Her Wallet Podcast! If you're anything like us and want to finish this year strong, today's episode on mid year resets and goal setting is for you! Our host Sofiia is joined by Ashley Meadahl, a business coach, top-charting podcast host and creator behind The Glow Getter Conference. In this episode, Ashley shares best practices on doing a mid year reset, her tips f...

Welcome to Episode 47 of In Her Wallet Podcast! Today we are talking about the connection between money and mental well-being. Joining our host Sofiia is Janine Rogan, CPA and Author of The Pink Tax book. From discussing everyday emotions associated with money and 'mental load', to practical approaches for fostering a healthier mindset around money, this episode helps you find balance between mone...

Welcome to Episode 46 of In Her Wallet Podcast! Today's episode is for anyone interested in real estate investing. Joining our host Sofiia today is Victoria Cluney, who has 18 years of experience and numerous successful real estate deals under her belt! Sofiia and Victoria talk the foundations of real estate investing, such as ways to make money, types of properties to invest in, things to look ou...

Welcome to Episode 45 of In Her Wallet Podcast! Today we’re talking about math anxiety and how it can affect your personal finances. Data shows that 93% of Americans have math anxiety, however women are disproportionately affected by it. Turns out parents talk differently to boys and girls about money, which is responsible for shaping habits and expectations that can last a lifetime. Math anxiety...

Welcome to Episode 29 of Season 2! Today we’re talking about how to create wealth through business ownership. Our special guest, Staci Millard, sold an accounting company she built out of her basement for over a million dollars last year, and today she is answering all of Sofiia’s questions, including how to stop second-guessing your decisions, how to start making profit fast and maximize it durin...

Welcome to Episode 28 of Season 2! Today we’re talking about business finances. Specifically, the 3 key things you need to do to build a strong financial foundation for your business. Joining our host Sofiia today is Jami Monte, CPA and Creator of Chillbooks, a self-study course that will teach you the ins and outs of QuickBooks™ and give you an optimized set-up to automatically track your sales a...

Welcome to Episode 27 of Season 2! Today we’re bringing you hot tips for one of the most uncomfortable money-related conversations - those with your partner. Joining Sofiia is Stephanie Wolfe, the Founder of Wolfe Collective Wealth, certified financial counsellor, speaker, wife, mom, and passionate money educator. Stephanie shares the practical tools to better discuss finances in our romantic rela...

Have you ever been in a position where you got a salary increase (yay!), but also start spending more on the things you suddenly feel the urge to splurge on, like getting a car upgrade or eating out in nice restaurants often? That's called lifestyle inflation, and in this episode, In Her Wallet host Sofiia dives into the discussion on how our desires for luxury and indulgence can sometimes lead to...

Welcome to Episode 25 of Season 2! Joining Sofiia today is her sister Aleksa, who recently got her very first credit card. In this episode, Sofiia answers all the questions Aleksa has about credit cards and how to use them strategically. If you are new to credit cards or do not fully understand how they work and how to maximize them, tune in because this episode will get you equipped with all the...

There's one big thing surrounding the investment landscape in 2023 - arrival of the U.S. recession. What does it mean for investors like you and me? How long can it last? And what is the best way to handle your money and investments during times like this? Today I am joined by Lyndell Grey, Sr. Portfolio Manager and Wealth Advisor at RBC Wealth Management. Lyndell helps us tackle the above questio...

Investing your money is a smart financial decision that can help you grow your wealth over time. However, as a beginner, it can be overwhelming to navigate the vast landscape of investment options. In this episode, Sofiia explains how to understand what type of investor you are, the types of investment options that work best for beginners, and the 4 things to keep in mind when starting to invest....

Here at In Her Wallet we talk about investing a lot. But what about the money you aren't ready to invest? Like money you're setting aside for your vacation in Europe next summer? If you've been keeping it in cash or simply letting it accumulate in your chequing account, thinking there's no other option to let it grow but invest - listen up! In this episode, Sofiia explains what is considered money...

Did you know that 59% of women stress about money more than once per week, and 43% of women actively worry about money at least once a day? Isn’t that crazy? Money is a dominating stress in women’s lives, which is often caused by uncertainty, overwhelm, and past money trauma. But we must conquer our fears to gain control over our financial lives. Join Sofiia for 3 practical ways on how to do that....

For many Canadians purchasing real estate is one of the most desired financial milestones - primarily because of home ownership, but also - as a way of building wealth long term, considering our residential real estate market, especially in cities like Vancouver and Toronto, appreciates strongly. Join Sofiia for a discussion on what's better as long term investment for Canadians - stocks or real e...

From moving to a new country to get her bachelor’s degree to raising $1.5M for her startup - our guest Liza, the founder of Chexy, sees no limits when it comes to aiming for success. In between those two milestones are two successful jobs at Deloitte and Square. What strategies does one employ to consistently excel and stand out in this competitive world? In this episode, Sofiia and Liza chat abou...

Caregiving for aging parents, especially the ones who become ill unexpectedly, isn’t something we consider in advance, while everyone is healthy. Yet it is a significant component that can have major personal finance consequences at the individual level. And while this is by no means exclusively a women's issue, there's no denying that women are disproportionately affected by the impact of both ca...

Investing is about buying and selling securities, which is a fancy word for stocks and bonds. This usually happens on the stock exchange, and in this day and age investing has become digital, meaning you can access any large stock exchange through an online trading platform. They come in all shapes and forms, but how to choose the right one for you? In this solo episode, Sofiia shares her own expe...

In the light of an exciting chapter in my life - getting engaged just 2 weeks ago (yay!) - I though bringing an episode around money in relationships is especially timely. And, I get it - money talk is sensitive, uncomfortable, and not really romantic. But it's a necessary foundation of any honest and true partnership. In this episode, I share some eye-opening stats around money in relationship, s...

Birth control isn’t without side effects. As with any drug, there are beneficial effects and potential risks that affect everyone differently. What’s more, the only possible way to find the birth control option that works best for you is through trial and error - not really something we want to put our bodies (and wallets!) through. Today Sofiia sits down with Dallas Barnes, Founder of Reya Health...

What’s it like breaking into a male-dominated liquor industry in the midst of a pandemic, enduring 400% rise in production costs with a premium product line, taking your product off the market to build a factory, and getting a deal with the major liquor distributor in the province? All of this without attracting investor’s money! These are just some of the challenges and wins that Olivia Lovenmark...

In today’s episode, I talk with Simran Kang, the leader in North American family office space. Simran is a former advisor for Ultra High Net Worth (UHNW) families and their family-owned enterprises at PwC, and currently the Co-Founder of MyFO, the first fintech platform making family office management accessible to everyone building wealth, not just the 0.001%. Simran explains how to gain confiden...

In today's solo episode, Sofiia walks you through the 7 simple and easy ways to spring clean your finances. After listening to this episode, you will know how to get a fresh look at your finances, identify areas for improvement, and make positive changes to achieve your financial goals.*Watch this episode in video format on YouTube*Support the Show. Discover Monthly Budget Planner by In Her Wallet...

Job loss is something none of us wish for yet a topic we must know how to navigate if we do go through an experience like that. And, in 2023, this conversation is especially timely, since the economy is slowing down and more companies are downsizing and tightening their belts. In this episode, Sofiia sits down with Erin Brandt, Lawyer and Co-Founder of PortaLaw, to talk about how the employment la...

In this bonus episode, Sofiia is a guest on the Power in Heels podcast, where she chats with Maysee McLean and Whitney Keunen on all things Money 101: creating sustainable budget that actually works, how to start saving for bigger goals, leveraging credit cards to your advantage, making first steps in investing, and so much more! Episode resources:Listen to Power in Heels PodcastSupport the Show....

Ever wondered what it takes to leave a stable-paying job to pursue your passion? For Lorin Winata, that was the case when she discovered that there are no non-alcoholic drink alternatives to water or high-sugar mocktails every time she would attend networking events and dinners vital to succeed in the VC industry. So she embarked on a mission to change that. Melati drinks was launched mid-covid in...