ICHRA Exclusive

The ICHRA landscape is changing fast, and few people have a better view of what's happening than Lindsay Fisher . As an Employee Benefits Consultant at Higginbotham and a trusted ICHRA advisor supporting one of the largest ICHRA employers in the U.S., Lindsay is helping employers navigate one of the biggest transformations in healthcare benefits. In this episode of the ICHRA Exclusive Podcast...

After a period of rapid evolution in healthcare strategy, the ICHRA Exclusive Podcast returns with a conversation focused on what employers, brokers, and benefits leaders can do right now to improve access while managing rising costs. In this episode, we’re joined by Brian Garcia , Vice President of Strategic Alliances at Nexus Health Connect and host of The Nexus Connection Podcast, to explore a...

The ICHRA Exclusive Podcast is back with another episode—and we’re diving into a critical, and often overlooked, piece of the health benefits conversation: financial wellness . In this episode, we’re joined by Molly Fohrer , Chief Operating Officer at Your Money Line , to explore the real-world financial challenges employees are facing—and how those challenges show up in healthcare decisions. From...

The ICHRA Exclusive Podcast is back with another must-listen episode—and this time, we’re spotlighting one of the leading voices shaping the future of ICHRA. Joining us is Andrew Loehr , Area Senior Vice President of Consulting at Gallagher , who has been at the forefront of the Benefits and HR landscape. In this episode, Andrew pulls back the curtain on Gallagher Indiana’s “secret sauce” to succe...

The ICHRA Exclusive Podcast is back for another episode—and we’re diving straight into the "Hard Market Era" of 2026. In this episode, we’re joined by Paul Ashley , Vice President and Consultant of Corporate Benefits at NFP, to discuss why the traditional renewal cycle is becoming an unsustainable burden for employers. If you’re an employer waiting for your 2027 renewal to hit your desk,...

After a year of major growth, the ICHRA Exclusive Podcast is back—and we’re kicking off Season 2 with an honest conversation about what’s actually happening in ICHRA. In this episode, we’re joined by Bill Williams , former Oscar Health leader and now Head of Product at Remodel Health, to unpack the realities of 2025. With a **20% rate increase—the toughest ICHRA year in the past five—**the headlin...

Libby Hart and Vince Sullivan from Capital Blue Cross explore the intricacies of ICHRA, risk adjustment, and reinsurance. They discuss the evolution of ICHRA, its impact on the health insurance landscape, and the demographics of individuals enrolling in ICHRA plans. Vince provides insights into risk adjustment mechanisms and how they affect premiums, while Libby emphasizes the importance of broker...

Jake Cleer, VP of Sales at New Benefits, shares about the evolving landscape of employee benefits. They discuss the powerful consumer signals that employees are sending to employers, the importance of brokers in interpreting these signals, and the growing demand for non-insured benefits such as pet care, mental health support, and fertility services. The conversation also covers best practices for...

In this episode, we focus on the growing interest in Individual Coverage Health Reimbursement Arrangements (ICHRA) and how it's impacting the market.  We'll hear from special guests Katherine Torres and Justin Clements as they explore the historical context of ICHRA, the impact of consumer demand on health benefits, and the advantages of ICHRA for both employers and employees. The conver...

Angela Platta, a seasoned broker, explores the intricacies of Individual Coverage Health Reimbursement Arrangements (ICHRA) from a broker's perspective. They discuss the implementation process, common misconceptions, pain points for brokers and employers, and strategies for identifying suitable employers for ICHRA. Angela emphasizes the importance of education and communication in successfull...

In this episode, John Staub and Louis DeStefano of Oscar Health explore how health insurance is evolving to put consumers at the center of the experience. Louis sheds light on the critical role brokers play in navigating these changes, highlighting the innovative ways Oscar Health is driving transparency, flexibility, and personalized care. Whether you're a health insurance broker or someone...

In this episode of the ICHRA exclusive podcast, John Staub and Jonna Barnard discuss the implementation of Individual Coverage Health Reimbursement Arrangements (ICHRA) and the concept of 'white glove' service in health insurance. They explore best practices for brokers and employers, the importance of education in the onboarding process, and share impactful real-life stories highlightin...

In this episode, John Staub interviews Libby Hart, an expert in individual coverage health reimbursement arrangements (ICHRA). They discuss the challenges and opportunities of implementing ICHRA, the importance of education and collaboration between brokers, carriers, and administrators, and the potential impact of ICHRA on expanding access to health benefits. They also highlight the need for brok...

In this episode of the Remodel Health Podcast, we sit down with Chief AI Officer Misha Nekorystnov to delve into the transformative power of artificial intelligence in the healthcare industry. Misha shares his expertise on how AI is driving innovation, improving efficiencies, and reshaping the future of health benefits. Whether you're an industry insider or simply curious about the role of AI...

John Staub and Abbey Yvon discuss exciting innovations in the health insurance space.  Want to keep the conversation going? Learn more about ICHRA or see how Remodel Health can support your organization by connecting with our team. We’re always happy to answer questions, share insights, and help you navigate what’s next. remodelhealth.com hello@remodelhealth.com ichraacademy.com Be sure to follow...

In this episode, John Staub interviews Mark Mixer, the CEO of Health One Alliance, Alliant Health Plans, and HRASimple, an ICHRA administrator. They discuss the impact of individual plans on hospital revenue streams and the compliance concerns surrounding ICHRA. Mark shares his insights on the future of employer-sponsored health insurance and the importance of education and compliance in the ICHRA...

In this episode, John Staub interviews Robin Paoli, the executive director of the HRA Council, to discuss the origins and evolution of health reimbursement arrangements (HRAs). They explore the Qualified Small Employer Reimbursement Arrangement (QSEHRA) and the Individual Coverage Health Reimbursement Arrangement (ICHRA), and how these innovative strategies are transforming employer-sponsored heal...

In this episode, John Staub interviews Kristen Campbell, the Executive Programs Director at Edge Mentoring, about professional development and its impact on employee productivity and company growth. Kristen explains that professional development is about acquiring the necessary skills, mindset, and communication style to be an effective leader. She shares her personal story of finding a female men...

In this episode, John Staub interviews Kyle Estep, Senior Vice President of Take Command Health, about Individual Coverage Health Reimbursement Arrangements (ICHRAs). They discuss the concept of ICHRA and its benefits, including cost predictability and employee choice. They also explore the factors that determine whether ICRA is a good fit for an employer, such as cost and employee needs. The conv...

In this episode, we learn from special guest Edward Bunn of ACSI, who shares his leadership expertise on leveraging soft skills to better serve clients and gain a competitive advantage. Discover practical insights on flexibility, adaptability, self-awareness, and emotional intelligence, while exploring how tools like personality tests can enhance employee retention and recruitment. Tune in for act...

Join us for a comprehensive discussion on effectively scaling health benefits with our expert, Zachary Hobby, who specializes in developing health benefits strategies for growing businesses. In this session, we'll cover the essentials of determining Applicable Large Employer (ALE) status, complying with healthcare mandates, and implementing health benefits seamlessly. Zachary will guide us th...

Explore the dynamic landscape of Health Reimbursement Arrangements (HRAs) with special guest and subject matter expert Darel Boyer of PeopleKeep. We delve into the history, technological advancements, and regulatory changes shaping HRAs today. Learn how these financial tools impact businesses and their employees and what future trends we might expect in the health insurance market. Whether you&apo...

Explore the pivotal role of technology in health insurance with subject matter expert Pat Kelly of Ideon, a forerunner in leveraging tech solutions for the industry. This episode highlights how Ideon's innovative approaches make data accessible and meaningful, enhancing decision-making for consumers and streamlining processes for agents and brokers. We will delve into how artificial intellige...

John and TJ Witham explain the different ICHRA Employee classes. Visit the link below to read Y our Guide to ICHRA Employee Classes. https://remodelhealth.com/ichraclasses/ Want to keep the conversation going? Learn more about ICHRA or see how Remodel Health can support your organization by connecting with our team. We’re always happy to answer questions, share insights, and help you navigate what...

John and TJ Witham explain the different ICHRA Employee classes. Stay tuned for part 2 and visit the link below to read Y our Guide to ICHRA Employee Classes. https://remodelhealth.com/ichraclasses/ Want to keep the conversation going? Learn more about ICHRA or see how Remodel Health can support your organization by connecting with our team. We’re always happy to answer questions, share insights,...