Ice Blue Money

In this episode of the Ice Blue Money podcast, hosts Greg Carter and Danny Bullock welcome Marcy Reyes, founder of the FLY Initiative, a nonprofit focused on transforming financial education for underserved youth. Marcy shares her journey from frustration with the lack of financial literacy education to creating a program that empowers young people with practical financial skills.  The conversatio...

In this episode of the Ice Blue Money podcast, hosts  Danny, and Greg welcome financial expert and therapist Terri Gaspard to discuss her book, 'Let's Talk About Money.' The conversation delves into the complexities of financial dynamics in relationships, emphasizing the importance of communication, transparency, and budgeting. Terri shares insights on how couples can navigate finan...

 In this episode, Greg and Danny discuss the current state of the housing market with mortgage expert Kevin Roche. They explore common mistakes made by first-time home buyers, the importance of pre-approval, and the various mortgage options available. Kevin shares insights on first-time home buyers programs, and emphasizes the need for buyers to understand their financial comfort levels. The conve...

In this episode of Ice Blue Money, hosts Greg Carter and Danny Bullock engage in a lively discussion with Ben Collier, president of Collier Financial. The conversation covers a range of topics including the importance of financial stewardship, the impact of recent Federal Reserve rate cuts on investor behavior, and strategies for effective wealth management. Collier emphasizes the significance of...

In this episode of the Ice Blue Money podcast, Greg and Danny welcome mortgage professional Anthony Rice. They discuss the importance of financial education, particularly for first-time home buyers, and the common blind spots that many face. Anthony shares insights on budgeting, expectations in home buying, and the significance of discipline in achieving financial success. The conversation also to...

In this episode of the Ice Blue Money podcast, co-hosts Greg and Danny, welcome life coach Gayle Hanrahan. The conversation explores Gayle's journey from the corporate world to coaching, the importance of coaching certification, and the distinction between coaching and therapy. They discuss various tools for personal growth, the impact of mindset on financial decisions, and the role of coache...

In this episode of Ice Blue Money, hosts Greg Carter, and Danny Bullock engage in a lively discussion with guest Joseph Harland, II, a seasoned expert in commercial real estate and business finance. The conversation covers a range of topics including current trends in the commercial real estate market, the importance of proper financial planning for business owners, and the critical role of commun...

In this episode, Bill Celler, Greg Carter, and Danny Bullock discuss various aspects of retirement planning, including real-life client case studies that highlight the importance of understanding financial pieces, budgeting, and estate planning. They emphasize the need for professional guidance in navigating the complexities of retirement, especially for individuals at different life stages, from...

In this episode of the Ice Blue Money podcast, hosts Greg Carter and Danny Bullock engage in a lively discussion about the importance of estate planning, especially as it relates to retirement. The conversation covers various aspects of estate planning, including the necessity of wills, the impact of taxes, and the emotional burden on families during difficult times. The hosts encourage listeners...

 In this episode of the Ice Blue Money podcast, hosts Greg and Danny discuss the multifaceted aspects of retirement planning. They explore the emotional and financial readiness required for retirement, the importance of having a purpose post-retirement, and the critical role of healthcare considerations. The conversation emphasizes that retirement is not just about leaving a job but transitioning...

This week Greg and Danny discuss the challenges of cognitive decline in aging family members. They explore the importance of planning ahead, understanding cognitive decline, and implementing legal and financial safeguards. The conversation emphasizes the need for open communication among family members and the significance of emotional support in navigating these difficult situations. The hosts pr...

In this episode of Ice Blue Money, hosts  Greg Carter & Danny Bullock discuss the intricacies of Roth conversions, including when and why to consider them. They explore the implications of current tax rates, market conditions, and the importance of professional guidance in making these financial decisions. The conversation also touches on the concept of doomsday bunkers as a light-hearted segu...

In this episode of the Ice Blue Money podcast, Greg and Danny discuss the various aspects of retirement planning, focusing on the importance of retirement income, diversification of income sources, and the role of social security and pensions. They explore alternative income sources such as real estate and annuities, and emphasize the significance of planning for the future of social security. The...

In this episode of the Ice Blue Money podcast, hosts Greg and Danny discuss the importance of financial preparedness for families, especially as the holiday season approaches. They explore various aspects of financial planning, including the necessity of emergency funds, life insurance, long-term care, estate planning, and tax strategies. The conversation emphasizes that love for family is demonst...

In this episode, Greg, and Danny discuss the importance of estate planning as a crucial aspect of retirement planning. They highlight common mistakes people make regarding estate planning, such as assuming they have a plan when they don't, not seeking professional help, and failing to update their plans regularly. The conversation emphasizes the need for proper documentation and the benefits...

In this episode of the Ice Blue Money podcast, Greg and Danny discuss various aspects of retirement planning, including the implications of 401(k) accounts, the importance of tax strategies in retirement and they also touch on the significant wealth transfer expected from baby boomers to their heirs and the strategies for managing inherited IRAs. The conversation emphasizes the need for comprehens...

In this episode of the Ice Blue Money podcast, Greg Carter and Danny Bullock discuss the financial mistakes made by celebrities and offer tips for young professionals to achieve financial stability and success. They highlight the importance of creating a budget, saving and investing early, living within your means, minimizing debt, using credit wisely, negotiating your salary, and keeping track of...

In this episode of the Ice Blue Money podcast, the hosts discuss umbrella insurance and who needs it. They highlight the importance of having umbrella insurance to protect against liability claims that exceed regular insurance limits. They provide examples of situations where umbrella insurance can be beneficial, such as car accidents, injuries on your property, and lawsuits. The hosts emphasize t...

In this podcast episode, Bill, Greg, and Danny discuss the habits of people who always move forward financially. They cover 10 simple habits that can lead to financial success, including setting clear financial goals, budgeting and tracking expenses, investing wisely, continuous learning, maintaining an emergency fund, avoiding debt, and so much more. They emphasize the importance of consistency,...

In this conversation, Greg & Danny talk about the benefits of using a financial advisor to plan for retirement by relating a story from a retired boomer who regrets not using one.  The main themes covered include the need for long-term care planning, the importance of investment diversification, the impact of taxes in retirement, and the timing of Social Security benefits. The hosts emphasize...

In this episode of the Ice Blue Money podcast, Greg and Danny discuss the growing trend of American seniors over 65 having to return to the workforce due to insufficient retirement savings. The guys emphasize the importance of planning and financial literacy, as well as having a strategy for claiming Social Security. They also discuss the impact of inflation, taxes, and market volatility on retire...

In this episode of the Ice Blue Money podcast, Greg, and Danny discuss the importance of estate planning in retirement. They debunk the misconception that estate planning is only for the wealthy and emphasize the need for everyone to have an estate plan. They highlight common estate planning mistakes, such as not updating the plan over time and failing to prepare for incapacity. The hosts also str...

In this episode, the Greg & Danny share success stories of their clients and how they helped them achieve their retirement goals. They share stories of clients who were able to retire early, protect their assets through estate planning, leverage life insurance policies for financial support, and pay off mortgages early. These stories highlight the importance of financial planning and the posit...

In this conversation, Greg, and Danny discuss alternative options to Roth IRAs that address long-term care. They explore the concept of using a Roth conversion alternative, such as an indexed universal life insurance policy, to create a tax-free savings vehicle with long-term care coverage. They emphasize the importance of planning for long-term care expenses in retirement and highlight the need t...

In this conversation, Greg & Danny discuss the importance of planning for retirement and the potential tax implications of traditional IRAs and 401(k)s. They explore the benefits of Roth IRAs and the possibility of converting traditional IRAs to Roth IRAs. The guys also touch on the rule of 100, a method used to determine the percentage of their portfolio that should be at risk.