IBS Intelligence Global FinTech Interviews

Rajesh Mirjankar, Chief Executive Officer, Kiya.ai Kiya.ai is the new identity for Infrasoft Technologies, together with the tag line ‘Digital future made real’. So, what is behind the new brand and what message is being sent by Kiya.ai, which describes itself as an ai-based omnichannel and open finance solution? Rajesh Mirjankar, CEO of Kiya.ai has embraced artificial intelligence and the opportu...

Al Lukies, CBE, Founder & CEO, Pollinate , and Chair of the FinTech Alliance Regulation is coming to the BNPL sector. That is inevitable but what will it mean and how will it impact the industry? What is certain is that a lucrative financial product has been established and that banks are late to the party. Some may say ‘again’. This underlines the importance of understanding the true value of...

Michael Chin, Chief Executive Officer, Broadway Technology Electronification is coming to the fixed income market, but fully automated trading is unlikely to replace human-to-human interaction completely. Quite simply the deals are too complex, too big and, in some cases, too illiquid to be easily encompassed by the kind of trading software solutions that dominate the equities markets. However, th...

Jeroen Plag, Head of Corporate Strategy, ING Group How can banks stay a step ahead of the changes and evolutions in the financial services world and deliver products that customers really need? What does “Innovation” mean in 2022 and how can it be implemented across different verticals? Jeroen Plag, Head of Corporate Strategy at ING Group, explains to Gaia Lamperti, IBS Intelligence’s Reporter, ho...

Sylvain Forté, Co-Founder & CEO, SESAMm What if you could analyse, in real-time, billions of articles and messages from the web using natural language processing techniques to identify key trends and investment opportunities in both private and public companies, as well as using AI and machine learning to build investment strategies? Well, you can. Sylvain Forté, Co-Founder and CEO of SESAMm e...

Barry Kirby, SVP Business Development & Sales, Cunexus ; Greg Bierl, SVP & Counsel, Compliance Systems Compliance Systems is a provider of financial transaction technology focusing on financial transaction data analysis and documentation. The firm has come together with Cunexus, which offers a digital storefront for financial institutions’ customers and members, addressing the need for a p...

Federico Baradello, Founder and CEO, Finalis The labour shortage issue in the financial services industry caused by the pandemic and widespread dissatisfaction with work-life balance has opened a unique opportunity for technology and service providers to step in and create a new era of FinTech banking services. Federico Baradello, Founder and CEO of Finalis, an investment-banking-as-a-service plat...

Reed Taussig, Chief Executive Officer, Outseer More than 17 million UK customers have used BNPL products, and many banks are moving into the field to compete with the likes of Klarna and Clearpay. Growth in fraud is inevitable, including the creation of fake accounts to purchase high-value items and the hijacking of existing customer accounts. So, what can be done to protect both merchants and con...

Ozan Øzerk, Founder, OpenPayd UK brands will claim lion’s share of £619 billion European embedded financial services market in the next five years, according to new data collected by OpenPayd, a leading global payments and BaaS platform. In conversation with IBSi’s Reporter Gaia Lamperti, the company’s Founder Ozan Øzerk commented on the research’s findings and offered an outlook of upcoming trend...

Hitesh Mittal, Chief Executive Officer, BestEx Research The days of algo trading solutions provided by big banks and brokers may be numbered. Competitive trading technology is being created by companies that focus solely on developing trading solutions. These pure-play software providers may well provide more transparent, more effective solutions for institutions rather than those offered by the t...

Jay Dubina, CFCI, CCCI, Fraud System Administrator Manager, Jack Henry & Associates Technology can only go so far in protecting against fraud. We review the current trends in card fraud, including social engineering, card cracking and SIM swapping – in all cases the most powerful preventive tool that banks and financial services companies can employ is consumer education. Robin Amlôt of IBS In...

Stephen Ferry, Managing Director, Pay360 by Capita An overwhelming majority of consumers around the world expect their reliance on digital services to at least stay the same as during the pandemic, if not increase further over the next 12 months. Digitalisation is no longer about having a competitive edge. It’s about business resilience. It also means merchants have an urgent need to choose secure...

Jan Gonnissen, Director Payments and Financial Messaging, Broadridge Faced with a dynamically evolving payments industry, downward pressure on pricing and heightened client service expectations, European banks are turning to mutualised shared service models such as Payments as a Service and BPO to drive their transformation programmes. However, what are these challenges that Europe’s banks face in...

Caleb Sheridan, Core Developer, Eden Network   As ETH 2.0 is still in process, the Ethereum network upgrade will introduce a new set of considerations regarding how transactions are ordered and added to the blockchain. The upgrade will culminate into the transfer from proof-of-work (PoW) consensus mechanism to proof-of-stake (PoS), making the network more scalable, secure, and sustainable. Caleb S...

Yusuf Ozdalga, Partner, QED Investors What makes a successful FinTech investment? Robin Amlôt of IBS Intelligence asked Yusuf Ozdalga, London-based Partner at QED Investors with a focus on European financial technology and consumer finance companies. Ozdalga joined QED in 2017, and his career has spanned roles as an operator, advisor, entrepreneur and investor. His current portfolio of investments...

Billy Sebell, Head of Ecosystem Development, XDC Network Trade finance processes have been traditionally offline and myopic, precluding smaller business participants in remote locations who lack access to financial services. Fostering a decentralised, and peer-to-peer approach will expand accessibility to everyone, particularly SMEs who struggle to access the trade finance market. Billy Sebell, He...

Asheesh Chanda, Founder & CEO, Kristal. AI India’s emerging affluent young investors are looking to investment alternatives and international markets, desiring access to high-potential startups and private companies. Many seek opportunities to invest in private equity, pre-IPO deals, VC funds and multiple global stock markets. Their outlook is international in their own businesses, and they wa...

Pankaj Balani, CEO, Delta Exchange Interest in crypto derivatives is surging as investors show an appetite to trade on the movement of Bitcoin prices without actually having to hold the cryptocurrency itself. Pankaj Balani, CEO of leading derivatives exchange Delta Exchange, discusses how crypto derivatives has evolved as an industry, the explosive growth of Bitcoin Future volumes, and some of the...

Martin Wilson, Chief Executive Officer, Digital Identity Net Digital identity hit the headlines in the UK towards the end of 2021 with a row over proposals for a Covid passport, raising concerns about data privacy. However, what many people fail to realise is that they have already given their identity data away with each of us having an estimated 200 digital identities online. What is needed is t...

Richard Meeus, Director of Security & Technology Strategy, Akamai Technologies Nearly four in five UK adults (78%) use online banking services at least once per week, and over half (58%) of those who bank online reported receiving scam attempts via email or SMS text message at least once per week, according to Akamai Technologies. So, what needs to be done to improve cybersecurity and how can...

Nicole Meyers, VP Strategic Account Management, Personetics Personetics is the leading global provider of data-driven personalisation and customer engagement solutions for the financial services industry, with bank customers worldwide. In a conversation with IBS Intelligence’s Reporter Gaia Lamperti, Nicole Meyers, VP Strategic Account Management at Personetics, discusses the rise of conscious con...

Camilla Falkenberg, Co-founder, Female Invest Founded in 2017, Female Invest is Europe’s largest financial education platform and community for women. The firm is empowering women to increase their understanding of personal finance and investing in a world where almost three quarters of stocks are owned by male investors. Camilla Falkenberg, Female Invest’s Co-Founder, discusses the company’s miss...

Harpreet Singh, Business Head – Digital Lending & Cards, Intellect Design Arena Security and scaleability are the watchwords but banks also need a fast, efficient credit decisioning process. Consumers are used to dealing with BigTech firms that respond in seconds. They are no longer prepared to wait days for decisions whether in their personal or business lives. Nor are they likely to be satis...

Jonathan Wilson, Chief of Risk & Compliance, AU10TIX While AI has been touted as the big answer to fraud in banking and financial services, bad actors are also embracing new AI technologies so what steps can be taken to combat this? Data privacy is a big issue. But there are solutions that institutions and individuals can implement to limit their vulnerabilities. Jonathan Wilson, Chief of Risk...

Gabriele Sabato, Founder and CEO, Wiserfunding   Brief glimpses of positive economic indicators after the pandemic have quickly been overshadowed by inflation fears, labour shortages and supply chain issues that could set the UK on course for a sustained period of stagnation. In this context, what’s in store for SMEs when the government support that has been artificially keeping them alive during...