IBS Intelligence Global FinTech Interviews

Pete Cherecwich, President of Asset Servicing, Northern Trust Founded over 130 years ago, a global financial institution with $16 trillion in assets under custody and more than 20,000 employees, Northern Trust has quickly incorporated digital innovation in its strategy to speed up internal processes and enhance the client experience. Gaia Lamperti, Reporter at IBSi, sat down with Pete Cherecwich,...

Josh Rogers, Founder & CEO, Minterest Since highs in November 2021 Bitcoin, the poster child for digital assets, has more than halved in value, exacerbated by the slump in crypto value in the wake of the crash of Terra. So, has the froth and speculation been driven out of digital assets – were they just a balloon looking for a pin? Robin Amlôt of IBS Intelligence speaks to Josh Rogers, Founder...

George Ioannou, Managing Partner, Foolproof – a Zensar company Survey after survey shows consumers don’t know where to turn for financial advice and in many cases are relying on friends and family rather than take expert opinion. George Ioannou, Managing Partner of Foolproof discusses with Robin Amlôt of IBS Intelligence the importance of IFAs embracing digital and explores why IFAs should pay att...

Carrie Goodman, Director of Financial Institution Management, Compliance Systems Consumerisation is permeating every aspect of digital banking, including compliance. However, compliance, the last step in the consumer journey, is often overlooked. That means no matter how slick the rest of the customer journey has been, it will all be forgotten by those irritated by a clunky compliance journey just...

Earl Melivo, Director of Country & Business Development, Philippines, WorldRemit Digital remittance transactions are expected to exceed 50% of global international money transfers by 2032. Despite, or perhaps even because of the pandemic, the volume and values of digital remittances have grown steadily in recent years with many countries shifting to a digital first approach. Robin Amlôt of IBS...

Nelson Wootton (pictured), Co-founder & CEO; Steve Round, Co-founder, SaaScada   Financial institutions should be taking a more customer centric approach, owning the relationship with consumers with products designed to fit around their customers lives. How to do this? The answer may be with a core banking system that creates a technology ecosystem of best-in-class solutions. Robin Amlôt of IB...

Sune Engsig, Chief Evangelist, Leapwork Using a no-code automation platform makes it easier for financial institutions to automate repetitive processes allowing for faster adoption and scaling. Such a platform holds out the prospect of reduced development costs and the use of fewer specialist resources than traditional test automation. It could also mean speedier product development. Robin Amlôt o...

Amon Ghaiumy, Co-Founder and CEO, Ophelos With the ever-rising cost of living and fuel poverty reaching many for the first time in their lives, debt is going to be an unwelcome reality for struggling households. Opehlos is a debt resolution company that works on bringing a more humane and fair approach to debt collection processes with the use AI technology. The firm’s CEO and Founder, Amon Ghaium...

Nanda Kumar, President & CEO, SunTec Business Solutions Banks have a wealth of data but often have technology gaps hindering their ability to use that data in the most effective way. Pressure for change is coming from customers and their desire for more personalised solutions and, also, by the need for banks to streamline internal processes and digitise operations. Nanda Kumar, President and C...

Priya Raju, Director of Cloud Transformation, KPMG UK Access to larger sums of money, shorter loan application processes, and still low interest rates boosted the growth of global commercial lending. The market is projected to reach $30 trillion by 2030. However, banks are struggling to get to grips with digital lending solutions, beset with manual lending journeys, complex data issues and legacy...

Mac Thompson, Founder & President, White Clay The concept of customer primacy is not standardised in the financial services industry, but banks do understand its importance. As Mac Thompson, Founder and President of White Clay explains to Robin Amlôt of IBS Intelligence, ‘primacy’ allows banks to deepen and create stickier customer relationships, improving customer service and customer experie...

Steve Green, Business Development Manager, Genetec Genetec embraces the concept of ‘security fusion’ in the fight against fraud bringing together physical, cyber and fraud security functions, to stop attacks, help apprehend offenders and ensure the assets of customers are protected. Banks are now bringing all those siloed pieces of data together and leveraging artificial intelligence, machine lear...

Hans Tesselaar, Executive Director, Banking Industry Architecture Network (BIAN) Following the announcement news that Lloyds Bank Group closed 60 branches due to the rise of online banking IBSi’s Gaia Lamperti spoke to Hans Tesselaar, Executive Director at Banking Industry Architecture Network (BIAN) to explore what this means for the industry and consumer and how FinTechs will increasingly play a...

Paul Nilsen, Commercial Director, MD Africa, CIS & Global, Codebase Technologies & Nikhil Gokhale, Head of Research, IBS Intelligence The biggest challenge in the adoption of omnichannel banking solutions in Africa is grasping the nettle and taking that first step into the future. Pressure is building on financial institutions with consumers expecting the same level of service from their b...

Anna Porra, European Strategy Director, Marqeta Too many lending decisions are potentially flawed, being based on backward-looking credit scores rather than considering current ability to repay. Furthermore, rigid repayment scheduling could be replaced by a more flexible pay back framework, especially with the option of loans offered against security. Robin Amlôt of IBS Intelligence discusses thes...

Rachid Ajaja, CEO & Co-Founder, Alliance Block   The future of finance is an integrated system in which the internet of things will become the economy of things, helping to increase capital flows and technological innovation. IoT devices will become digital assets trading value independently without intermediaries. Robin Amlôt of IBS Intelligence discusses the interconnected relationship betwe...

Phil Mataras, Chief Executive Officer, ArDrive Claiming to be more than just another cloud storage service, it seems the next step for Web 3.0 is a permanent data storage solution which means any files you upload could outlive you! Built on a blockchain that, it’s being claimed, enables any type of digital data to be stored for at least 200 years and potentially much longer, ArDrive does away with...

Samuel Guillon, Head of Strategy, Kyriba A global survey of corporate CFOs carried out for Kyriba, a FinTech providing cloud treasury, payments, and finance solutions for corporates, questioned 800 corporate CFOs about the adoption of tech and APIs as part of their liquidity and cash management function. The survey revealed in many cases an outdated and siloed approach sternly tested by the pandem...

Peter Briffett, Co-Founder and CEO, Wagestream   Following Wagestream’s $175 million funding, from a Series C round led by Smash Capital, BlackRock, and Silicon Valley Bank, IBS Intelligence sat down with CEO and Founder Peter Briffett to talk about the company’s mission to help underserved, financially stressed frontline workers find financial wellbeing. 

Brian Fahey, Chief Executive Officer, MyComplianceOffice Issues such as conflict of interest, code of conduct, employee compliance, third party risk and transaction surveillance all pose a significant risk to financial services firms. So, what needs to be done to ensure that banks and financial institutions can avoid reputational damage, job losses and potentially very public crises? Robin Amlôt o...

Stuart Clout, Founder and Global Head of Growth at Ansarada Ansarada’s cutting-edge technology can predict the outcome of a transaction and forecast the top three most valuable bidders in a deal. On top of that, helps organisations improve their risk management, audit, compliance and broader GRC and ESG practices. IBSi's Gaia Lamperti had a chat with Stuart Clout, Ansarada’s Founder and Globa...

Hussein Al Amine, Head of Business Development & Global Strategic Alliances, Fineon Exchange In a survey for trade finance marketplace Fineon Exchange, a resounding 100% of those asked said they believe that digital networks could improve trade finance transaction processes. The survey found that funder appetite and quality deals do exist, suggesting that the difficulties SMEs face could be du...

Raju Daryani, EVP, Head of Intellect Digital Core, iGCB , Intellect Design Arena   Increasing customer expectations and competition from FinTechs have focused minds in the banking community – if your bank hasn’t already updated its core systems or doesn’t have plans to do so, then you could be in trouble! Banks need to get on an innovation trajectory that is laser-focused on customer experience. S...

Ali Hussein, Chairman of Association of Fintech in Kenya , Executive Board Member of Africa Fintech Network , Co-Founder and CEO of Kipochi Tech start-ups in Africa raised just over $2 billion in funding in 2021, more than 200% over 2020's funding, with FinTechs securing the lion’s share of those investments. The ecosystem is set to drive innovation and open new opportunities across the conti...

Blake Kannady, Chief Product Officer, Intelliflo In a recent survey Intelliflo found that nearly 3 in 5 respondents wanted financial advice but did not know how to access it. Within that cohort, over 70% of millennials and Gen Z reported this challenge. This financial advice gap presents an opportunity for banks and others to engage with these younger generations. How institutions should go about...