IBS Intelligence Global FinTech Interviews

Stella Clarke, Chief Strategy & Marketing Officer, Fenergo Announced at Money 20/20, Fenergo has launched KYC & Transaction Compliance, a new offering for FinTechs that combines its KYC and transaction monitoring solutions and enables continuous monitoring of customer profiles in a single, integrated Software-as-a-Service (SaaS) solution. Stella Clarke, Chief Strategy & Marketing Offic...

Bram Vreugdenhil, Co-Founder and Managing Director of PaymentGenes ; Neill Butcher, Founder & Growth Consultant, Chief Commercial Officer at The Conexus Group PaymentGenes and The Conexus Group are merging their recruitment businesses. PaymentGenes Recruitment and Headcount will combine under the PaymentGenes Recruitment brand. Fintech may be all about technology, but it is still a people busi...

Nika Naghavi, Group Head of Growth, MFS Africa Mobile money is popular in Africa – the number of mobile money accounts rose to 1.6 billion in 2022. but the missing piece of the puzzle used to be the lack of interoperability – payments could be made within national borders but not on a crossborder basis. MFS Africa is the continent’s largest digital payments network. The firm is working to make pay...

Jurgen Vandenbroucke, Managing Director, everyoneINVESTED   Digitisation is not a goal in itself, but a means to reach potential investors. Digitising the sales process won’t magically bring more customers into a bank’s investment solutions – investment is an emotional process, and you need to engage properly with consumers in order to help turn their savings into investments. In other words, ackn...

Tasha Chouhan, UK & Ireland Banking Director, Tink The answer may surprise you! Tink, now owned by Visa, claims to be Europe’s most robust open banking platform but the fact is, the key story in open banking is about the services on offer and the customer experience, not about the brand offering. Robin Amlôt of IBS Intelligence speaks to Tasha Chouhan, UK & Ireland Banking Director of Tink...

 Kirsteen Harrison, Environmental Adviser, Zumo Zumo believes the digital asset sector has an opportunity to lead in the transition to renewable electricity. FinTechs, banks and payment providers looking to engage with the digital asset space now have an opportunity to do so that still fits in with their net zero commitments. Robin Amlôt of IBS Intelligence speaks to Zumo’s Environmental Adviser K...

Merve Ferrero, Chief Strategy Officer, Zopa Zopa has come a long way in the 17 years it has been in business. It has a very clear aspiration to be Britain’s best bank, and it also has a hungry look in its eye, having already digested Buy Now Pay Later firm DivideBuy in February. Merve Ferrero, Zopa’s Chief Strategy Officer oversees some of Zopa’s most important products and services such as deposi...

Charles McManus, Group CEO and Executive Director, Clear. Bank ClearBank is one of only 5% of new banks around the world that have reached profitability – in 2020 it nearly tripled income to £58 million. The bank was founded with the aim of making payments faster, safer, more reliable and accessible to all. ClearBank offers its client institutions secure accounts, clear payments in real time and a...

Monika Liikamaa & Denise Johansson, Co-Founders & Co-CEOs, Enfuce Meeting the rush by non-financial companies and public sector bodies to find FinTechs who can deliver the seamless multichannel payment services their end users are demanding, card issuing and card processing company Enfuce is making a name for itself. The company has already signed multiple high-profile and strategic partne...

Miroslava Betinova, Head of FinTech, Griffin Griffin is the UK’s first full-stack API-first, BaaS platform, offering Banking as a Service, compliance procedures to allow companies to meet regulatory obligations, and direct banking solutions for FinTechs – including access to operational accounts, overdrafts, and structured lending products. Miroslava Betinova, Head of FinTech at Griffin, speaks to...

Yanki Onen, Chief Executive Officer, wamo wamo, founded in 2021, claims to be committed to putting the human touch back into SME banking. CEO and founder Yanki Onen established the business as a reaction to his own frustration at the hurdles SMEs have to jump over to get banking services and credit. He speaks to Robin Amlôt of IBS Intelligence at Money 2020 about giving customers what they want. 

Ani Sane, Co-Founder and Chief Business Officer at Terrapay TerraPay closed a $100m Series B funding round in April and secured a strategic investment from Visa in May. The firm is expanding, notably in LatAm and MENA, and is promoting the adoption of alternate payment methods for mobile wallets. Ani Sane, Co-Founder and Chief Business Officer at Terrapay speaks to Robin Amlôt of IBS Intelligence...

Erki Kilu, Chief Executive Officer, LHV Bank Heard at Money 2020… LHV Bank is now able to take deposits in the UK as a result of receiving its banking licence from the UK regulators. That is allowing the bank to develop its SME lending business alongside existing banking services. Erki Kilu, Chief Executive Officer of LHV Bank in the UK speaks to Robin Amlôt of IBS Intelligence at the Money 2020 c...

Raf de Kimpe, Chief Executive Officer, FinTech Week London Events season continues in the FinTech world with the annual FinTech Week London… Raf de Kimpe, Chief Executive of FinTech Week London spoke to IBS Intelligence on day 1, turning the spotlight onto what’s hot and in focus in FinTech for the London event… 

Pallavi Thakur, Director for CBDC & Interoperability, Swift Central bank digital currencies (CBDCs) are gaining momentum. But as central banks around the world explore the use of this digital money, what does it mean for payments, especially cross border payments? Enabling interoperability alongside emerging innovations is a key focus for Swift, and a key challenge for banks and financial serv...

Norman Wooding, Founder, and CEO, SCRYPT SCRYPT is a Swiss-licensed provider of crypto trading facilities to institutions. The firm claims to be supporting the transition to a new global financial system. It offers a complete suite of services to institutions, including execution, custody, staking, market making, and investment. Robin Amlôt of IBS Intelligence speaks to SCRYPT CEO Norman Wooding a...

Tal Clark, CEO of Instant Financial The cost-of-living crisis crosses borders; last year more than double the number of Americans said they were short of money before payday – 51% against 24% in 2018. In 2022, 79% of Americans said they would be more interested in applying for a job that offers payments to them the same day they work – 30% more than in 2018. Earned wage access could be the solutio...

Cheryl Chiodi, Industry Strategist for Financial Services, Akamai Gaining, or perhaps regaining and retaining customer trust should be a key concern for any financial services institution. Ensuring security is another cornerstone with cyberattacks costing 50% more for banks and financial services institutions (BFSIs) than all other industries combined, according to data from industry consortium th...

Matt Rowsell, Chief Product Officer, Merchant Solutions, Nexi Group It is estimated that some 34.5 million merchants globally will deploy SoftPOS by 2027… a jump of 28.5 million in 5 years. SoftPOS may be seen as the natural evolution of the POS terminal with payment data suggesting that contactless payments now account for 80% of in-store payments. Robin Amlôt of IBS Intelligence debates the adva...

Paul Mountford, Chief Executive Officer, Protegrity May 2023 marked the 5th anniversary of GDPR. Now is the time to take the next step forward in managing data with a global data security framework with common standards. Such a framework would allow secure borderless data flow. But is this a realistic aim? According to UNCTAD 71% of countries have data protection regulations in place and a further...

Steve Round, Founder, SaaScada  In addition to his position as founder of cloud native core banking provider SaaScada, Steve Round is, among other roles, the recently-appointed Chairman of the Global Alliance for Banking on Values , a global network of independent banks with more than $200 billion in combined assets, using finance to deliver green and inclusive banking to all. Steve Round speaks t...

Mike Whitmire, Co-Founder & CEO, Floqast Tech unicorn Floqast is a provider of accounting workflow automation, freeing the (mostly) men in green eyeshades from their spreadsheets! But seriously, accountancy is the US faces a crossroads with increasing automation and the likely future adoption of AI-backed solutions. Automation should be freeing up talent to tackle the more interesting and valu...

Martin Bradbury, Regional Director, Financial Services UK&I, Dynatrace  In a word, trust – consumer trust in digital financial services has been damaged by high-profile incidents. Could banks and financial services providers have handled matters better? How real is the generational divide in understanding of digital platforms? Will the UK ever go truly cashless and what do financial institutio...

Edoardo ‘Edo’ Volta, Chief Revenue Officer, Divido Building the right retail finance programme can assist banks in creating new revenue streams while supporting merchant partners and satisfying consumer demand. Helping to provide a checkout finance solution that enhances the customer experience is good for the bank, good for the merchant and good for the consumer. With the cost-of-living crisis on...

Kalliopi Chioti, Chief Marketing & ESG Officer, Temenos   Temenos tops the Dow Jones Sustainability World Indices in the Software and Services industry category – just one proof the company walks the talk on ESG, another is the attitude on display from Kalliopi Chioti, Chief Marketing & ESG Officer for Temenos. Her passion comes across clearly as she speaks to Robin Amlôt of IBS Intelligen...