iHeartPodcasts

How to Money

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

Be sure to visit the podcast's website and support the creator: www.howtomoney.com

Author

iHeartPodcasts

Category

Business

Podcast website

www.howtomoney.com

Latest episode

Oct 16, 2026

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Episodes

Friday Flight - Tempting TIPS, Sticky Shrugflation, & Subprime Struggles #1206 16.10.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: OK to take a call whi...

Investing Will Never Be the Same w/ Robinhood’s Steph Guild #1205 14.10.2026

Robinhood didn’t just join the investing revolution over the past decade… they reshaped it. Robinhood pushed investing toward zero commissions, brought millions of new investors into the market, and even introduced the first IRA match. They’ve been willing to innovate in ways that have sometimes been controversial. It’s a platform with enormous sway, especially among young...

Ask HTM - Is Robinhood Gold Worth It, Sandwich Generation Legal Maneuvers, & Nursing to Make Bank #1204 12.10.2026

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it! First we debate the merits of $2 decisions, then…   1 - Invest act...

Friday Flight - Faltering Friendships, Super Intelligence for Savers, & Birthdayzillas #1203 09.10.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Joel evades a parking...

Scoring the Most Financial Aid for College w/ Phillip Levine #1202 07.10.2026

The economics of higher education are pretty messed up and colleges know it. Sure, we're sometimes our own worst enemies when it comes to spending. But the pricing system itself seems almost designed to confuse: opaque, inconsistent, and nearly impossible to decode from the outside. Which means there's real money on the table for families who take the time to learn how admissions and financial aid...

Ask HTM - Getting Political, Paying for Hot Stock Tips, & Fixing an Old Toyota #1201 05.10.2026

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Stock tips : why do so many people pay for stock tip subscriptions?...

Friday Flight - Muse is Meh, Homebuying with Homies, & Commuting Costs Climb #1200 02.10.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Happy Birthday Pete!...

You Saved It. Now Give Yourself Permission to Spend It w/ Jean Chatzky #1199 30.09.2026

61% of Americans say they’re more afraid of running out of money than they are of dying… the idea of spending our later years stressed about money is so terrifying that some people would rather face the great unknown than deal with their own financial plan. And yet, far too many people are taking the “I’ll figure it out someday” approach when it comes to retirement....

Ask HTM - Early Retirement with a 457b, Surrendering Life Insurance, & Moving to a Bigger House #1198 28.09.2026

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it! But first… will or won’t Joel run a 50k?! But then we get to: &nb...

Friday Flight - Illiterate Americans, Shrinking Shoulder Season, & Rate Hike Reactions #1197 25.09.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Holiday spending Illi...

Fighting Back Against a Broken Healthcare System w/ Dr. Jordan Grumet 23.09.2026

Does anyone look at the U.S. healthcare system and think, "Yep, everything's working great"? Probably not. It's not because we don't have talented doctors or dedicated healthcare workers. It's because a growing web of corporate interests, distorted incentives, and financial middlemen has turned healthcare into one of the most expensive and frustrating systems in the developed world. In his new boo...

Ask HTM - New(ish) Phones, New(ish) Cars, and New Big Financial Goals! #1195 21.09.2026

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it! A little Southwest companion pass and airline talk before we dive in:   1...

Friday Flight - Guilt-Ridden Spending, Sneaking Socialism & Home Buying Help #1194 18.09.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: TOP TIER Plus (eviden...

The Money Convos You Need to Have With Your Parents w/ Beth Pinsker #1193 16.09.2026

Financial caregiving is coming for you, whether you like it or not. Rich or poor. Married or single. Famous or anonymous. At some point, someone we love is likely to need us to step in and help care for them. And taking them to a doctor’s appointment is just the tip of the iceberg. Because when someone you love starts to need care, their financial life can very quickly become your financial...

Ask HTM - Affordable Bathroom Reno, Forging Family $ Values, and Trump Account Scam? #1192 14.09.2026

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Forging family values : what are some exercises my wife and I can p...

Friday Flight - 529 Hacking, Hollowed-Out Home Ec, & Sucky Stock Pickers #1191 11.09.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Foldable iPhone Duo $...

The Financial Case for Moving Abroad w/ Richelle Gamlam #1190 09.09.2026

Spain. Vietnam. Tanzania. Georgia… the one in Europe of course. Ever catch yourself daydreaming about building a life somewhere far beyond the borders of the US? There’s a lot to love about living here . But for many, the pull to see more of the world never really goes away. What’s fascinating is that moving abroad isn’t just a lifestyle decision, it can be a financial one...

Ask HTM - Buying With Other People's Money, Vanguard Digital Advisors, & Money Gear 7 Celebrations #1189 07.09.2026

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Other people's money : Is financing more of our new home the best w...

Friday Flight - Car Insurance Competition, Early Retirement Increasing, & HOA Horrors #1188 04.09.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: AI toothbrush Car ins...

Build a Retirement You'll Actually Enjoy w/ Wes Moss #1187 02.09.2026

Anyone else a little tired of hearing about ‘retirement?’ It can feel like this vague, far-off finish line that we're told to obsess over for decades. But here's the thing: when you look at the research, a surprising number of people who are retired—or about to retire—are anxious. They've got regrets. Some of those regrets are financial. But many have nothing to do with mon...

Ask HTM - 3% Mortgage Paydowns, Brokerage Account Tax Bills, & Am I “Extra” For Wanting AC?! #1186 31.08.2026

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Extra cash: Should we use our savings to pay down a mortgage that&r...

Friday Flight - America’s Debt Debacle, Perpetual Shopping, & Mystery Vacations #1185 28.08.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Matt’s big reve...

How Americans Got Rich: The History of Wealth in America w/ Joseph Moore #1184 26.08.2026

“There’s nothing new under the sun.” That comes from Ecclesiastes. But it’s a piece of wisdom we tend to neglect. It's often said that those who forget history are doomed to repeat it. But what if a poor understanding of history does something else too: leaving us less grounded and giving us unrealistic expectations about how life used to be? It’s time for a history l...

Ask HTM - Overrated HSA, 13% Dividend Yields, & Getting Into Real Estate #1183 24.08.2026

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - HSA: I don’t see how investing money in a Health Savings Acco...

Friday Flight - Friendly Financial Advice, Student Loan Shakeout, & Checks are for Chumps #1182 21.08.2026

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Friends and money in...

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