How To Keep Your Money

In episode 65, I talk to Beulah Van Wyk, an accountant and former finance director/manager who now helps stakeholders troubleshoot, interpret and resolve complex financial situations. Beulah shares how she moved into accountancy in South Africa, her interest in the legal side of finance, and how M&A experience shapes decision-making because in-house teams must "live with" reporting and value conse...

In episode 64, I talk to Iskra Martin, partner at Azura in Geneva, who has over two decades in Swiss private banking and investment management and won the 2026 WealthBriefing Switzerland award for Women in Wealth Management (individual contribution). Iskra explains what she does day-to-day: onboarding and servicing clients across multiple banks, building KYC and provenance-of-funds roadmaps, restr...

In episode 63, Caroline is joined by Dr. Jacqueline Champagne, who holds a doctorate in clinical psychology, and is a member of the British Association for Behavioural and Cognitive Psychologists. Although Jacqui has worked for many years in the Central North West NHS Foundation Trust she has recently set up her own private practice, Nine Psychology in which she plans to build a multi disciplined...

In episode 62, I'm joined by Rachel Staunton, co-founder, director, and conductor of the London Youth Choirs. Rachel discusses the mission of London Youth Choirs to transform the lives of young people in London through singing, detailing their high-profile performances, the logistical challenges they face, and the significance of inclusivity and support for vulnerable children. The episode also de...

In episode 61, I interview Kate Maguire, a seasoned family office general practitioner. We explore the complexities of managing family wealth, including the importance of trust, communication, and understanding family dynamics. Kate shares her insights into the role of a family office general counsel, the necessity for confidentiality, and the value of bespoke advisory services. We also discuss th...

Is the UK's approach to taxing wealthy residents becoming so complex and stringent that it may be discouraging them, and their advisors, from staying, and potentially deterring others from relocating here? Dhana Sabanathan, the leading Partner in the Tax, Trusts and Succession team in the London branch of Michelmores, tells us more.   In episode 60, Caroline interviews Dhana Sabanathan, the leadin...

In episode 59, Caroline interviews Rob Moore, Head of Investigations at Token Recovery Limited.  If you went into a post office with a sawn-off shotgun and stole a few thousand pounds, you would be arrested. However, if you steal data from a criminal who has hacked into your computer and threatens to steal your data and dump it on the dark web if you don't pay a ransom of millions in cryptocurrenc...

In episode 58, I chat to Charlie Ellingworth, co-founder of Property Vision. Charlie discusses his journey from engineering and ship broking to founding the first buying agency dedicated to representing property buyers. He shares insights on the evolution of the buying agent industry, how Property Vision adapted its business model, and the state of the UK property market, emphasising the impact of...

In episode 57, I talk to Robert Surtees from Affinity Group Financial Services. We delve into Robert's career journey, starting with his education in Product Design from Central St. Martin's College to his transition into financial planning. Robert discusses the importance of a client-centric approach, building trust, and his methodology in financial advising. We also touch upon his professional q...

Joe Field is the founder of today's private client professional. He has his finger on the pulse, keeps up to date with emerging legal trends, and knows how to interpret them. Joe is a legend in his own time. It is, therefore, a tremendous honour to call him a friend and a great privilege to interview him on episode 56 of our 'How To Keep Your Money' podcast series.   CONNECT WITH JOE: ⁠ LinkedIn ⁠...

Selina Sagayam is an English-qualified senior counsel and recent former partner at Gibson, Dunn & Crutcher's London office. She is a pioneer and leader in the firm's Environmental, Sustainability, and Governance (ESG) practice and a member of its international corporate group. Selina is a woman in a man's world. She has not just won awards as a woman but as a leader in her field. She is recognised...

In episode 54, Caroline talks to Anthony Travers OBE, who left the UK when the top tax rate was 98% to work and live in Cayman. Anthony is the former senior partner and managing partner of Maples and Calder and the current senior partner of the Cayman Islands and British Virgin Islands law firm Travers Thorp Alberga.    Travers Smith Alberga was originally a boutique law firm, but it now has offic...

Arabella Murphy is the Founder and CEO of Propitious (London) Ltd. Propitious is a consultancy that advises wealthy families and individuals worldwide on strategic matters of practical importance and mediation. It helps clients find clear and constructive solutions to their questions about succession, family business wealth, and disputes. Before setting up Propitious, Arabella was a leading privat...

In episode 52, Caroline Garnham talks to Bob Morrison, Managing Director of SecTech, which he founded in 2006. Bob's business provides personal security for wealthy families. His vision is that rich families need to put as much thought into protecting the safety of their homes and families as they do into protecting their wealth.   Bob talks of blending into the lives of his clients as gym buddies...

In episode 51, Caroline Garnham talks to Simon O'Donoghue Chief Executive Officer of Spring Investment Management, which Simon launched in 2022. It is the first digital platform in the offshore world. It is based in Jersey, where Simon lives with his family and claims to be the 'future of investment management'.   Simon's digital platform means there is no need for a meeting between the client and...

Michael Farrant is the founder of Farrant Group, which he set up in 2021. His company specialises in managing the reputations of private individuals, companies, and other organisations. He lives with his wife and three boys in Dubai, which he sees as set to grow, and he also has an office in London. His work is to make sure the perception of a client fits with the reality, which is so much more th...

In episode 49, Caroline Garnham talks to Jonathan Norbury, head of the Key Clients team, which manages the highest profile and wealthiest clients of Lloyds Bank. Jonathan speaks of his degree in languages, which was less useful than he had hoped in his career in banking, although his five years in the army did shape the way he treats his clients and builds their trust. He also speaks from experien...

In episode 48, Caroline talks to Robert Morse a partner at The Private Office. He is an independent wealth manager, investment advisor, financial planner, and investment and pension specialist. The Private Office operates as a Family Office for those families who do not want to set up their own Family Office or if they have want to use the expertise in appointing the professionals they may require...

In episode 47, Caroline Garnham speaks to Heather Anne Hubbell, a serial entrepreneur and experienced strategy consultant. Heather Anne is the founder of FinTech platform Phundex, which is a central collaboration platform she set up in April 2020. It focuses on managing transactions and activities in real-time with the whole team, working with stakeholders both within and outside the organisation....

In episode 46, Caroline Garnham talks to Sir Edward Troup, a British tax lawyer and former civil servant at HM Treasury and then HM Revenue and Customs. He spent two periods as a tax partner at the City of London law firm Simmons & Simmons from 1985 to 1995 and 1997 to 2004. Caroline was a partner and head of the Simmons & Simmons private client department during this time. Edward was special advi...

In episode 45, Caroline Garnham talks to Michael Drake, a consultant at the London law firm Collyer Bristow. Michael is referred to in Legal 500 as a 'first-rate lawyer, providing client care that is second to none. He has excellent judgement and effortless charm and can put his clients at ease amid highly contentious proceedings. A class act.' Michael talks to Caroline about the recent changes in...

In episode 44, Caroline Garnham talks to Rachel Atkins, a leading Reputation and Privacy lawyer and Partner at Schillings. Schillings is the only law firm with all the specialists to cater to every situation that affects privacy, reputation, and security. Rachel is the Head of the Legal Team at Schillings and is a highly skilled problem solver. Her clients say she is a 'ninja litigator that can se...

In episode 43, Caroline talks to Damien Jefferies, CEO of Fine & Country estate agents, which specialises in prime London properties. Damien has over 30 years experience as an estate agent and has written a book, 'I am an estate agent, you can trust me'! He won an award in the 2019 Property Awards as best newcomer, and he takes a different view to selling homes than most high street estate agents....

In episode 42, Caroline Garnham talks to Paul Hewitt, Director General of the Society of London Art Dealers (SLAD). It has 185 members, all of whom have been vetted by the Executive Committee as having the requisite expertise and are prepared to sign SLAD's Code of Ethics. They account for 51% of the UK's $11.9 billion sales, the second highest market in the world, mostly from foreign buyers.   CO...

In Episode 41, Caroline Garnham talks to  Francesco Lombardo , Founder of Veritage, whose mission is to serve business families by promoting the culture of Safe Space™, and supporting clients in their development of a living Family Wealth Constitution (FWC). Together they discuss family member's relationship with money.