Housing Market Savvy

Send us Fan Mail Thirteen cities in Santa Clara County. You know it as Silicon Valley. This episode covers February 2026 home sale data from the Multiple Listing Service city by city, comparing February 2026 to February 2025. Two cities are not included. Los Altos Hills and Monte Sereno did not have enough sales volume to produce statistically reliable data. Reach out directly if you need informat...

Send us Fan Mail The zone boundary is not a shield. 1 in 4 California residential structures sit within or in the proximity of a high or very high fire hazard severity zone. That is not an advocacy statistic. That is a legislative finding written directly into California law. Wildfires in the western United States now occur nearly 4 times more often than in 1986. They burn more than 6 times the la...

Send us Fan Mail January 2026 Silicon Valley home sales data: This episode covers all thirteen Santa Clara County cities — Campbell, Cupertino,o Gilroy, Los Altos,s Los Gatos, Milpitas,s Morgan Hill, Mountain View,w Palo Alto, San Jose,e Santa Clara Saratog, Saratoga, and Sunnyvale — using data sourced directly from the California Association of Realtors. For each city, this episode breaks down si...

Send us Fan Mail The California Association of Realtors ( CAR ) economists are signaling a stabilizing economy  From inflation data to jobs reports to mortgage rate movement, every economic signal shapes your negotiating position in real estate. This episode explains what this week's CAR report means for your bottom line. •        CAR economists say the economy is stabilizing, which could lea...

Send us Fan Mail From The Kapowich Vault:  Selling a rental property with tenants? Buying an occupied home? Living in a property that's about to be sold? This evergreen interview from The Kapowich Vault covers what every party needs to know. California real estate attorneys Adam Pedersen and Ashlee D. Gonzales from Brewer Offord & Pedersen LLP join Pat Kapowich to explain the legal framew...

Send us Fan Mail November 2025 California Real Estate Data for Buyers and Sellers California’s November 2025 housing data is in. In this episode, I break down the latest numbers from the California Association of Realtors for existing single-family homes — statewide and across five major regions. What you’ll learn: •          Why California’s median price held steady at $852,680 •          Which r...

Send us Fan Mail California's new real estate law AB 723 requires disclosure of digitally altered property images. Effective January 1, 2026, this legislation protects consumers from misleading advertising. In this episode, Realtor Pat Kapowich explains: • AB 723 disclosure requirements for altered images • Virtual staging and photo manipulation rules • MLS compliance vs. state law requiremen...

Send us Fan Mail Title: Bay Area Housing Market: 9 Counties Analyzed - November 2025 Description: The San Francisco Bay Area doesn't have one housing market—it has nine. California Real Estate Broker Pat Kapowich breaks down November 2025 single-family home data across all nine Bay Area counties, revealing which markets favor buyers, which demand competitive offers, and where the real opportu...

Send us Fan Mail What happens when decades of real estate mastery meet a law most agents have never heard of? You get this episode. Pat Kapowich has guided home buyers and home sellers through every imaginable market cycle—and delivered results that speak for themselves. His home seller clients achieve a median of just 9 days on market for single-family homes and 8 days for condo/townhome listings...

Send us Fan Mail August 2025 San Francisco Bay Area Housing Market Analysis: Single-Family Home Trends Across All Nine Counties Why is August the most critical month for understanding where San Francisco Bay Area single-family home prices are really headed? In this episode, Pat Kapowich—a California Real Estate Realtor® with 37 years of navigating San Francisco Bay Area market cycles—breaks down t...

Send us Fan Mail In this episode of Housing Market Savvy , Realtor Pat Kapowich breaks down the latest housing affordability report from the California Association of Realtors, released August 12, 2025. With only 15% of California households able to afford a median-priced single-family home , Pat explores what this means for buyers, sellers, and the broader market. Tune in as Pat explains: Why aff...

Send us Fan Mail Pat Kapowich demystifies property disclosures in this compelling episode. He breaks down the five costliest disclosure mistakes that can derail your home sale. From unpermitted renovations to misunderstanding grandfathered structures, discover how proper disclosure creates trust and positions sellers for success. Learn why that initial 'magic in a bottle' moment when you...

Send us Fan Mail Join Realtor® Pat Kapowich and Title Officer Scott Heisey as they uncover the growing issue of financial elder abuse in real estate. Learn how to spot and prevent these scams. Special Guest: Scott Heisey , V.P. Northern California Operations Manager and Underwriter at Stewart Title of California, Inc. Main Lesson Points from Scott Heisey's Interview: The exponential rise in e...

Send us Fan Mail In this pivotal episode of "Housing Market Savvy," we're applauding two monumental developments in the real estate sector.: First, dive into the FCC's latest Telephone Consumer Protection Act amendment, a significant move that reshapes lead generation in real estate and mortgages. Discover how this change aims to seal the 'lead generator loophole' and...

Send us Fan Mail In California real estate, square footage truly matters, but only sometimes in the ways you'd expect.  "Beyond the Numbers" dives deep into the rising legal disputes surrounding incorrect square footage in home listings.  How can you ensure the numbers match reality, whether selling or buying? Join us as we unpack the importance of professional assessments, the role...

Send us Fan Mail This podcast episode will review the fundamental concept of contingencies in real estate transactions.  Listeners will understand contingencies, why they are essential, and how they function in residential real estate sales.  This episode will lay the foundation for a wide-ranging understanding of contingencies and their role in ensuring a smooth and protected real estate transact...

Send us Fan Mail Want To Learn About Lending Issues in this Housing Market?  Use These Real Estate Loan Strategies and Techniques to Achieve Smoother Home Sales. I have been interviewing real estate industry experts for 25 years. During that time, I have shared tips, mistakes, and examples from industry leaders.  TJ Roberts has mastered all residential real estate lending levels for over 25 years....

Send us Fan Mail It's no secret that sellers often need to offer mortgage points to potential buyers to sell a home.  What many people don't realize, however, is that even if you're the homebuyer, it's sometimes worth your while to pay points too.  How do rising interest rates impact the market? Let's examine why paying points might be a good idea in today's market. 1...

Send us Fan Mail Are you seeking the latest legal insights from an experienced real estate attorney regarding common post-pandemic disputes? Real Estate Attorney Anthony Ventura has you covered! Get the insider scoop on: Agent Mistakes Non-disclosure cases Boundary cases, Partition cases Specific Performance cases Deposit disputes Foreclosures Short sales Home Flippers  Inspector Mistakes  Take ad...

Send us Fan Mail Three ways to buy and sell homes simultaneously. Are you looking to buy a home and sell your current home at the same time?  You’re not alone! In this video, I’ll share three ways that you can buy and sell homes simultaneously without running into any major roadblocks. Guest:  Creighton Galloway  Loan Officer Lending in CA, AZ, CO, ID, MO, OR, TX & WA 900 E Hamilton Avenue #10...

Send us Fan Mail  Scott Heisey, Stewart Title's Vice President and Manager of the firm's Trust Department, recently sat down with Pat Kapowich to discuss the difference between trust and probate and between a will and a trust. Heisey explained that when a person dies intestate (without a will), their assets are distributed according to state law. However, if a person dies testate (with a...

Send us Fan Mail Larry Stone has undoubtedly had an exciting career journey. As the Santa Clara County Assessor, Larry has a wealth of knowledge about the economy, housing market, and other vital issues. And he's not afraid to share his thoughts about the past, present, and future. For instance, Host Pat Kapowich is a Certified Real Estate Brokerage Manager and career-long consumer protection...

Send us Fan Mail Veteran Realtor Pat Kapowich's podcast #2 provides straight talk about the current state of the real estate market. He covers a wide range of topics, including the strength of the market despite current conditions, the softening of the seller's market, and homeowner equity wealth.  He also addresses concerns about a possible housing bubble, exploring factors such as unem...

Send us Fan Mail Host Pat Kapowich’s discussed trending residential real estate topics beginning with a series on national home sales, seller disclosures, and “Are we in a housing?”  Realtor Pat Kapowich, is a Certified Residential Real Estate Brokerage Manager. Host Pat Kapowich is a Certified Real Estate Brokerage Manager and career-long consumer protection advocate. Santa Clara County Associati...