House Money Podcast

The phrase "Just sign this so I can show you homes," spoken or implied, has become one of the most dangerous ideas in the real estate market, turning what should be a professional, protective relationship into a casual formality that runs on "vibes" instead of legal duties. In this episode of the House Money Podcast, we perform an autopsy on the Utah Buyer Broker Agreement to expose the widening g...

Somewhere along the way, real estate stopped being a service and started feeling like an entitlement. Agents began to believe that effort alone justified outcomes. That time spent automatically earned loyalty. That access meant ownership. And consumers, conditioned by speed and convenience, started treating professional expertise like a free utility. In this episode, I break down how entitlement s...

At some point, real estate stopped rewarding judgment and started rewarding speed. Being first became more important than being right. Responsiveness became a proxy for professionalism. And the industry quietly convinced itself that immediacy was the same thing as value. In this episode, I unpack how speed became the default — why agents adapted to it, how technology accelerated it, and what gets...

Real estate is about to change — again. In this episode, I explain why the industry is facing another major lawsuit, why it shouldn’t surprise anyone, and why this moment is different from what came before. This isn’t about one company, one platform, or one bad actor. It’s about how buyers enter the market, how representation is implied instead of explained, and how incentives and shortcuts we’ve...

Struggling with Salt Lake City’s high prices and low inventory in 2025? Join Rychen Jones on the House Money Podcast for a bold real estate solution to make homeownership affordable again! Discover a federal tax holiday proposal for mom-and-pop investors to sell starter homes without capital gains taxes, freeing up inventory for first-time buyers along the Wasatch Front. No zoning battles, no new...

Emergency podcast! Its been a wild weak of tariffs, stock market swings, and the 10-year treasury spiking above 4.50%. If you are a buyer that's been on the fence and got spooked by mortgage rates also going up this week, this one's for you. I'll lay out my case why a 2/1 buy down is RISKY and present perhaps a better option. **DISCLOSURE** I am not a lender and not of the terms refere...

In this episode Rychen shares 5 lessons he learned from a recent cash buyer in Salt Lake City that are applicable to all buyers and buyer's agents. House Money Real Estate Platforms:🌐House Money Real Estate Blog: https://housemoneyre.com/blog✳️Spotify: https://tinyurl.com/2f9apx48🍎Apple Podcasts: https://tinyurl.com/pk9mmrwr🖼️Instagram: @HouseMoneyRE 🖥️ Website: https://housemoneyre.comRychen Jo...

New data is in - what would it take for the median Salt Lake City income to afford the median Salt Lake City home? SPOILER ALERT - none of the scenarios are likely. So what now? On this episode of the House Money Podcast, host Rychen Jones breaks down the scenarios, explains the three risks buyers take when they wait, and what action they can take right now. House Money Real Estate Platforms:🌐Hou...

When sellers get multiple offers, agents often ask for “highest and best”—but it’s a lazy move that kills your leverage. Join Rychen as he explains why this practice hurts sellers, shares real-world insights, and offers a better strategy to maximize your profit. Tune in and sell smarter! House Money Real Estate Platforms:🌐House Money Real Estate Blog: https://housemoneyre.com/blog✳️Spotify: https...

Step into the trap—House Money exposes the #1 mistake buyers and agents make touring model homes with guest Travis Maddox, an experienced Salt Lake City builder agent. Learn why upgraded kitchens and premium lots blindside too many buyers with hidden costs and how to avoid the shock. This episode delivers unfiltered advice for navigating new builds, saving money, and winning in today’s market.#Rea...

Is refinancing your Salt Lake City home a lifeline or a trap? House Money breaks it down in this hard-hitting episode. We explore 2025 interest rate trends, when to refi, and the risks of waiting too long. Whether you’re a buyer rethinking your mortgage or a seller eyeing equity, get the unfiltered truth to make bold moves. No fluff, just real strategies to secure your financial future.#RealEstate...

Communication breakdowns are killing trust in real estate—join us on House Money as we tackle this crisis with guest Cambria Kem, a Salt Lake City expert. We expose why 28% of sellers feel agents don’t communicate enough and how poor dialogue costs deals. Get practical solutions to demand better from your agent or step up your own game. This episode delivers no-nonsense insights for buyers, seller...

Selling in 2025? House Money has your back with unfiltered insights for the Salt Lake City Wasatch Front. This episode exposes the harsh truths: builders punking sellers with sneaky tactics, buyers demanding cash concessions, and the pricing game you can’t ignore. Learn how to price your home right by watching flips, move-in-ready homes, and new construction trends—don’t get burned by the market....

Experienced loan officer Jessie Van Wagoner joins the show to discuss all things financing when it comes to investment properties. He shares his expertise helping investors qualify without income or asset verification using debt service coverage loans, how to execute a delayed cash out refinance, and why the recent changes to multi-family financing are massive.

Dive 'Beyond the Board' and unlock real estate success with insights from America’s Favorite Game. In this episode, discover four strategic lessons drawn from winning Monopoly strategies. Gain practical wisdom applicable to buying and selling real estate and turn the iconic game into a blueprint for building your real estate portfolio.

Does it ever make sense to sell your investment property(ies) and start over? In this episode Taylor shares with us the difficult decision he made to sell his investment property, reset himself financially, and what he is doing right now to prepare to get back into the real estate investment game at the right time. If you're holding on to a property that just doesn't seem to fit or is caus...

If you've thought about transitioning from residential to commercial real estate investments, then this is a can't-miss episode. Join our conversation with Justin Williams and learn how he and his brother utilized patience and consistency to methodically acquire great cash flowing properties before jumping into the commercial world as franchisees for a growing coffee business. You'll a...

Steven Gabrielsen, CPA is back for a BONUS episode! The feedback from his first appearance (Season 2 Episode 1) was overwhelming so we brought him back on to ask the most common questions about tax-FREE wealth, cost segregations, depreciation, and other topics! Connect with Steven on TikTok or Instagram at @snapbackcpa

Attention Homeowners who have a super low interest rate and payment and think you'll never be able to move: Meet Jessica - a homeschooling mother of 4 who dove headfirst into the real estate investment world this year and with her husband and family kept their first home as a rental, purchased their second home, rented out a portion of it, and lowered their net mortgage payment to $200/month (...

Steven Gabrielson, CPA and President of Creative Advising helps us reframe how we think about the tax code and takes us deep to teach how tax-free wealth can be achieved through real estate investing. In this power-packed hour we touch on cost segregations and depreciation (and why your probably doing it wrong), the different types of income, taxation of short-term rentals and flip projects, and a...

Imagine adding an investment property to your portfolio for less than market value, cash flowing on the property, and not paying anything out of pocket to do it. Sound too good to be true? In this episode, the owners of Build 2 Rent Utah join the show to show you how you can add a cash flowing accessory dwelling unit (ADU) to your existing property, perhaps without any money out of pocket. Jarom a...

You purchased a rental property. Congratulations! Now what? You don't make money if you don't have a tenant and you put yourself at risk of losing money if you don't select the right tenant. In this episode we explore how to best protect your assets once you've purchased them. Experienced property manager Kelsey Maupome joins the show to share what every property owner should know....

There three things you need to stop doing if you want to build wealth, though real estate or any other means. In this episode we dive into each of the three wealth-building killers and offer solutions for getting onto (or back on) the wealth-building path. We explore three scenarios: purchasing your first property, selling your home and buying your next one, and keeping your current home and buyin...

Jake Klima joins us to explain the ins and outs of investing outside of your local market. Jake has purchased three properties outside his local market in the last 10 months using three different financing methods, including his most recent purchase using seller financing and recapturing nearly his entire investment into the property after refinancing. Jake warns that the two things every investor...

Confused people don't make decisions (and if they do they may not be good decisions). In this episode we dive deep into the 5 Pillars of Clarity every real estate investor must have to give themselves the best chance at investment success. We'll talk about the different goals an investor may have, how to dig deep to uncover true motivations and objectives, how to find and use available ass...