Horizon Advisers Unleashed Podcast

Ryan and Andrew go over a checklist for 2022. Things you may want to consider moving into the new year. It is always good to take a step back and make sure you are organized and heading in the right direction.

Andrew, Ryan, and Alex discuss 2022. The year flew by but Horizon Advisers continued its growth. Listen in to see what happened.

 Alex and Ryan break down a list of 10 wishes that they find important for ending the year and starting a new one! They also touch on the growth of our different office locations in this next year.

 Ryan and Andrew discuss 4 recent questions they have received.

Alex, Andrew, and Ryan have a discussion about motivation and accountability. It is important to stay motivated in many parts of your life. Motivation is what creates the energy to get things done. Motivation can be a strong thing but without accountability it maybe all for nothing. We help people to stay motivated to hit their life’s goals and hold them accountable for what they want to achieve.

Ryan and Alex discuss an article they recently read about how to prepare for retirement near term. What should you be considering? https://www.bankrate.com/retirement/planning-to-retire-soon-do-these-things-now/

Ryan, Alex, and Andrew discuss technology and how it can help families in retirement and the aging process. https://www.kiplinger.com/personal-finance/shopping/home/603467/retirees-transform-your-house-using-smart-home-technology

Andrew, Alex, and Ryan discuss the new $3.5 Trillion infrastructure bill proposal and what it could mean for those affected. https://www.forbes.com/sites/ashleaebeling/2021/09/13/income-estate--capital-gains-tax-hikes-full-text-of-house-budget-proposal/?sh=7cfd8db946a7 https://www.kiplinger.com/taxes/capital-gains-tax/602224/capital-gains-tax-rates-for-2021-vs-2020 https://www.nj.com/news/2010/07/...

Andrew and Ryan discuss the importance of working with a financial team where all professionals are communicating with each other.

 Paul Chatlin is the co-founder of MASS Audit and the founder of a plant-based nutrition support group PBNSG. His knowledge of the industries he is in is incredible and has a great insight into the industry's future. He will dive into his past and share stories that made him successful today.

Ryan, Alex, and Andrew discuss the four pillars of financial planning and dive into the importance of each one. The four pillars of financial planning are risk management, tax planning, estate planning, and investing.

Ryan, Alex, and Andrew talk about protecting identity and financial information. With so many scams, fraud, and theft out there...it is more important than ever to protect yourself and do what you can do to secure your identity. Unfortunately, there is no one way to accomplish this, but there are things you can do to protect yourself.

Ryan, Alex, and Andrew have a discussion about when is the right time to work with a financial adviser. Through our experience, we see a number of reasons why and when you would want to hire one. We believe the answer is the earlier the better. Working with a team that can help navigate the many financial decisions you make throughout your life is important. It just comes down to how serious you a...

Alex is a younger local entrepreneur. At a young age, he was on NBC Today show showing wearable computer technology. He loves innovation and disruptive technology. He built a website company Commercial Progression and sold it in 2017. Now he is focusing on building and investing in decentralization technology in two main areas: 1) Ethereum/blockchain projects, 2) space exploration/technology compa...

 Ryan, Alex, and Andrew discuss the hot housing market and the cost of building materials. Since Covid, we have seen big demographic shifts in the US. People getting up and moving to new states and redefining what is important to them in their living. Many people buying second homes and feeling a sense of urgency to do it today.

Andrew and Ryan sit down with Rick Sykes CEO of Don't Engage N Road Rage. There has been a lot of media coverage of late on Road Rage. It has always existed, but we want to shed some light on a growing problem. Driving is more dangerous now than it was years ago. You have a lot of distracted drivers out there and people that can get upset by it. There have been numerous headlines of murders t...

Ryan, Alex, and Andrew have a discussion about long-term care planning. Everyone knows a family that is going through a LTC situation currently. For many retirees, it could be the greatest risk of the success of your financial plan. It is not just about buying a LTC insurance policy. It's about thinking ahead and communicating to your family what you would want if the situation arises and how...

Mark is the founder of Bosco's Pizza Company and the current owner of Crispelli's Bakery and Pizzeria. He started his journey through his friends who worked with Papa Romano's and eventually went out on his own. Mark used to play baseball and considered playing college, but ultimately pursued his dreams of becoming an entrepreneur. He first attempted to run his own pizza restaurant...

Lloyd Brown is the CEO of Waltonen Engineering. He was hired as an employee over 30 years ago and worked his way up to CEO. He discusses what Waltonen Engineering does and how they have evolved over the years. His knowledge of the industry is incredible and has a great insight into the industry's future. He will dive into his past and share stories that made him successful today. 

Tim Copacia is Executive Vice President of Strategic Development at J.D. Power UnityWorks. He is a former agency CEO and automotive pioneer in digital marketing, CRM, customer experience management, and data driven video experiences. He has held executive level roles at BBDO, Wunderman/Young & Rubicam, Campbell Ewald, and Ross Roy/InterOne Marketing Group. He has led multi-million-dollar omni-...

Michael Dennis is a seasoned executive and a great man! From his hoopin' days at Dartmouth to family man and business leader. Dennis loves to work hard and found success at an early age. He has an incredibly positive energy that brings people together. Throughout his life, he has had multiple mentors that have helped him along the way. He will shed some light on how he has become a successful...

 Ryan and Alex have a candid conversation with each other on their background and where they came from. They also discuss what helped them get to where they are today. This may be an opportunity for you to learn more about the two.  

Alex, Ryan, and Andrew have a discussion on life insurance. Life insurance can be confusing for many. So many companies offer it. There are so many different kinds. So many different ways to use it. With so many choices, many people can be overwhelmed. They try to break it down to the basics. It is also important to look at life insurance as part of the overall plan. What do you really need to pro...

25 Year Senior Air Force Leader, Veteran, and 5th Generation Warfare Subject Matter Expert with both depth and breadth of experience in a variety of areas to include command at the Group and Squadron level. Served as a key senior leader on the Joint Staff developing policy for the Chairman of the Joint Chiefs of Staff, the Secretary of Defense, and the National Security Staff. Served as a key advi...

Alex, Ryan, and Andrew discuss asset allocation. One of the most common questions we get asked is how to allocate investments. They have a discussion about what asset allocation is and how it should be applied to a long-term plan. When you listen you should better understand asset allocation as a whole. There is more to asset allocation than the investments you choose. The tax status of the accoun...