Horizon Advisers Unleashed Podcast

Michigan's Cannabis market is booming. With Marijuana being legal for recreational use in Michigan, many new businesses are emerging. The federal government is also talking about being more flexible on its rules. Alex and Andrew have a conversation with Pleasantrees one of the fastest growing companies in their space! Listen to these pros to learn more about the industry and how they are look...

Ryan and Andrew have a great conversation with Dr. Juan Salinas a high energy entrepreneur. We discuss his upbringing and immigration to the US. His extensive education at Rutgers gave him expertise in food science and technology. He works with professional athletes on the role of physical activity, nutrition, and other lifestyle factors in promoting good health. He also got an investment from Mar...

Alex, Ryan, and Andrew have an interesting conversation about media and your decision making process. We speak to many clients on a daily basis. Many people get concerned about their personal finances because of a headline they read or something they heard. With so many sources of info nowadays, the noise can get loud. It can possibly make you think differently. Having a long term plan can help yo...

Andrew and Ryan interview Jordan Wilkins a Pro football running back for the Indianapolis Colts. They have a discussion with him about what it takes to make it into the NFL and his journey along the way. Jordan is a hard worker and dedicated to his goals. He had to overcome many obstacles to reach his current level and believes in never giving up. Great story and a great man! https://www.nfl.com/p...

Alex, Ryan, and Andrew discuss personal finance. In most school settings, personal finance is not part of the curriculum. The discussion will explore personal finance and what you may want to be paying attention to in your life. Some individuals chose to handle their finances on their own. Others chose to hire someone to assist with these matters. Either way, understanding and working on your pers...

Doug Jones is the CEO of Detroit Medical Devices and a graduate of Western Michigan University.  He is a 41-year-old serial entrepreneur that has been tremendously successful in building his business. Doug is a hardworking disciplined guy who has just got started!  Listen to how Doug manages his business and balances his busy personal life being married with four girls and running multiple busines...

Andrew, Alex, and Ryan have a conversation about employee benefits. Depending on the company you work for, there may be a variety of benefits and perks you may be offered. We find most people go through open enrollment and just stay with what they had the year before. We encourage our listeners to spend some time on these decisions and look at everything that is offered. You don't want to lea...

Alex, Andrew, and Ryan discuss some of the big questions people are asking in 2021. We googled some of the common questions people are asking about their finances. We came across this article by Bryce Sanders and thought there were some good questions. We elaborate more on the answers. https://www.accountingweb.com/practice/clients/16-financial-planning-questions-to-answer-in-2021

Dave Suppnick and Matt Luce are owners of the Ember Platform. They discuss their one of a kind URL based online hosted payment software, designed specifically for churches, charities, and non-profits. Dave & Mat call themselves social entrepreneurs and both have interesting backgrounds.  They have created this platform to help modernize the way gifting is done. https://www.emberplatform.org/

Dennis Glasson is a CPA and a Principle of Horizon Advisers CPA. There have been many tax changes occurring in recent years. What are some of the changes that may be relevant to you? We discuss ways to look at your tax situation and make the best decisions. Dennis is a great CPA who spends the time to understand his client's situation and work within a team to deliver the best outcome consist...

Andrew, Alex, Ryan and Matt Kreager discuss their perspective on personal finance. Ryan being 40 thinks a little different than Andrew in his 20's. Many people wonder if they are doing the right things to achieve their goals. There is a similar pattern of Life's Steps with these guys. What can you do in each decade to help build wealth? Life moves quickly and each year can leave an impac...

Lawrence James is the managing partner at TILT. He is an energetic entrepreneur who has had global success over his career. Tilt helps organizations tell their story through brand creation and public perception. Lawrence comes from the UK where he owned multiple businesses. His current venture is in Birmingham, MI. Listen to gain perspective from an industry veteran!   https://tiltstory.com/about...

Alex, Ryan, and Andrew discuss what to do when a loved one passes away. They have helped many families through this difficult time. There is so much happening at once that it can become a BLUR. - Emotionally coping with the loss of a loved one. - Making all the funeral arrangements.  - Evaluating the financial situation, consolidating accounts, and filing life insurance claims. Some have this all...

Jim Carmody is an Owner of JK&T Wings. They are a large restaurant group comprised of over 80 Buffalo Wild Wings, BlackRock locations and more. Jim is a hard worker and has helped build a great team and business! Listen to how he got started and what it took to get him where he is today.   https://www.fsrmagazine.com/chain-restaurants/buffalo-wild-wings-largest-franchisee-sells-22-locations  ...

Maj. Brett DeVries is an A-10 pilot for the Michigan Air National Guard. He is a distinguished flying cross recipient and has served four tours in Iraq and Afghanistan. He is still a current member of the Air National Guard and a full-time pilot at Spirit Airlines.  https://www.airforcetimes.com/news/your-air-force/2020/11/12/no-wheels-no-canopy-no-problem-a-10-pilot-who-pulled-off-daring-landing-...

Ray Merlo is the CEO of Merlo Construction. We have been friends with Ray for many years. Like any business owner, Ray has felt the ups and downs of owning a business. Listen to how he built one of the biggest companies in his category in SE Michigan!  https://www.merloconstructionmi.com/

Alex, Ryan, and Andrew discuss an especially important topic called Life Planning. What is retirement going to look like for you? Most people work decades and often spend more time at work than retired. We create routines. Wake up, get ready for work, go home from work. We spend a big chunk of the day doing similar things. Have you thought about what you are going to do in retirement? The routine...

Alex, Ryan and Andrew introduce the Horizon Advisers Unleashed podcast.