HomeWise Radio with Michael Miget on NewsTalkSTL

Coming up this week on HomeWise Radio... we'll discuss the topic of "Your Home as an Investment". Is it an investment or not? The answer may surprise you. Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠https://goshelter.com/⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠https://homewiseradio.com/⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠https://www.youtube.com/@homewiseradio⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠h...

Coming up this week on HomeWise Radio with Michael Miget of Shelter Mortgage... what if there was a needle-moving financial benefit, hidden in plain sight, right inside your personal finances? Yet, most people don't take advantage of it or even know it exists? Would you want to know? Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠https:/...

On this episode of HomeWise Radio... Michael Miget of Shelter Mortgage will show you an interesting twist on how to evaluate financing options, both new ones and existing ones - this cuts thru the middle of real estate financing, debt, and how money works! Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠https://goshelter.com/⁠⁠⁠⁠ ⁠⁠⁠⁠https://ho...

On this episode of HomeWise Radio... Michael Miget of Shelter Mortgage will tackle one of the most asked questions when it comes to buying a home - "How much $$$ should I put as a down payment?" - thru the lens of the Private Banking Model. Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 ⁠⁠⁠⁠⁠ ⁠⁠https://goshelter.com/⁠⁠⁠ ⁠⁠⁠https://homewiseradio...

On this episode of  HomeWise Radio - Michael Miget of Shelter Mortgage will reveal the most powerful process in the financial universe! If you get this piece right, everything else falls into place. If you get it wrong, well... let's just focus on getting it right. Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 ⁠⁠⁠ ⁠https://goshelter.com/⁠⁠ ⁠⁠https:/...

On this episode of HomeWise Radio... credit card use and our "cash-less society" - what started out as a convenience has now evolved into a requirement - are they really just forcing convenience on us -OR- is there something else going on, something more sinister...??? Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 ⁠⁠⁠ ⁠https://goshelter.com/⁠⁠...

On this episode of HomeWise Radio... Michael Miget of Shelter Mortgage reveals the KEY to making his debt elimination plans work + what Dave Ramsey has to say on the matter.  You might be surprised. Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 ⁠⁠⁠ ⁠https://goshelter.com/⁠⁠ ⁠⁠https://homewiseradio.com/⁠⁠ ⁠⁠https://www.youtube.com/@homewiseradio⁠⁠ ⁠⁠http...

On this episode of HomeWise Radio... more on debt elimination, with a focus on the key aspect that drives the strategy -AND- my personal favorite way to make that happen.  It's what separates me from Dave Ramsey, even though our "prescriptions" for getting out of debt are very similar. Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG...

Coming up this weekend on HomeWise Radio... inflation not only causes higher interest rates - it causes higher DEBT as well.  We'll talk about why that is, but more importantly, we'll continue our talk about how to fix it. Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1  18:50 SEG 2  36:54 SEG 3  ⁠⁠⁠ ⁠https://goshelter.com/⁠⁠ ⁠⁠https://...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 Coming up this week on HomeWise Radio... there is more than 1 way to solve a problem and HOME AFFORDABILITY is no exception. This week, I will share the MOST EFFECTIVE way to beat the high cost of buying a home (these days). 0:00 SEG 1 19:37 SEG 2  39:05 SEG 3  ⁠⁠⁠ ⁠https://goshelter.com/⁠⁠ ⁠⁠https://homewis...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 Coming up this weekend on HomeWise Radio... mortgage rates, how they work, "points" and how they work + one of the most effective ways to get the lowest mortgage interest rate possible (beyond having good credit)... 0:00 SEG 1 16:37 SEG 2 35:21 SEG 3 ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠https://goshelter.com/⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠h...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 Coming up this week on HomeWise Radio... oh yeah, I'm gonna 'shine a light' on yet another kind of DISCRIMINATION that has taken place in mortgage lending since the beginning of time + my unique way of "fixing it". Curious at all... ??? 0:00 SEG 1 19:28 SEG 2 37:41 SEG 3 ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠http...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 In this week's episode, Michael Miget of Shelter Mortage reveals the key to business success and how that relates to "helping" people buy/afford homes PLUS he gives a throwback to an (old) movie - almost as old as him! 0:00 SEG 1 It's been a hectic year in the real estate market | The movie...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 Shopping for title services can save you money 20:20 SEG 2 Brian McGovern with Title Resources, Inc  https://www.facebook.com/TitleResourcesInc https://titleresourcesinc.com/ https://www.instagram.com/titleresources/   41:20 SEG 3 Brian McGovern with Title Resources, Inc  180 S Weidman Road Suite...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 Homes for Heroes | Shopping for your settlement charges 18:47 SEG 2 Loan estimate | Can you shop for settlement charges? | Not able to pick the appraiser anymore | Not able to question the appraiser | Disputing the appraisal | What if the square footage or number of rooms is wrong? 37:14 SEG 3 Wha...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 It is a unique time to buy a house | Home affordability is down | Inflation news varies depending on who you are getting it from | The Fed tightened again | The cashier at Walmart has a different perspective on inflation | Fixed-rate mortgages are generally cheaper as time goes on | The buy down c...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 How shutting down everything during the pandemic affected the economy | Bank failure domino effect | Real estate is a safe haven 18:15 SEG 2 We have solutions | Brian Sacks is the author of ‘The Real Estate Loophole’ | Brian has done over 6,000 mortgage transactions | Home affordability gap https:...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 Will mortgage rates be going up for people with good credit? | This only affects conventional loans  20:00 SEG 2 Angie Wilder with Realy Executives, gives a market update | Angie just had 17 offers on one house | The importance of communication http://angiewilder.com/   573-579-6548  AngieWilderSe...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 Why do we receive so much junk mail from credit companies? | Unwanted spam phone calls | Trigger leads | Why are unknown agents asking me to sell my house? | Auto dialers | A.I. can create automated voices that replicate real humans including your loved ones | How do these spammers get your credit...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 Doing credit reports in person | Michael Miget has been helping people buy homes for over 31 years | Finding the humanistic side of home loans | The 3 C’s of underwriting a loan are collateral, character, and capacity | FICO owns the formula used to calculate credit scores | The 3 credit bureaus a...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 Clients don't know what questions to ask a mortgage broker | Most bankers are stuffy | Will the call be scary? | Mike recently had a dishwasher break | Making a call can feel like torture and an obstacle course | The repairman’s definition of an emergency is different than the homeowner’s | Th...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 Affordability now is lower than at any time since the banking crisis 15 years ago | Rates need to come down to restore affordability | The cost of a home plus the cost of financing it | Optimizing the cost of buying a home | Putting down less money for a home in order to invest money elsewhere | L...

Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, and 99.1 HD3 0:00 SEG 1 Have you seen the movie ‘Steve Jobs’ starring Michael Fassbender? | “Computers are like a bicycle for our minds” - Steve Jobs | Making the RIGHT computer  11:36 SEG 2 Warren Buffett says 30-year fixed-rate mortgages are a great investment | Homes appreciate in value | What life was like before mor...

Michael Miget will be giving new meaning to the word transparency when he pulls back the curtain on the back-room, inner workings of Mortgage Companies and the interest rates they charge. Unless you are an industry insider, Michael seriously doubts you've heard any of this before or heard it explained in this way. Listen to HomeWise Radio Sunday mornings at 9amCT on NewsTalkSTL 101.9, 94.1, an...

On today's episode, Michael Miget gives an update on the rates and market, FHA mortgage insurance premiums coming down (significantly), a refresher on what strategy means, plus he shares a whole new strategy called the Debt Consolidation Purchase. It is one of Michael's most powerful strategies for financing when buying a home. It literally has the power to turn an "iffy" financi...