Her Money Matters

In this episode of the Her Money Matters podcast, Naomi and Helene unpack why so many women avoid money, what’s really going on underneath that avoidance, and why it has nothing to do with intelligence or being “bad with numbers.” More often than not, it’s about feeling like it is a discipline or something you 'should' do, and that very often there are so many other things happening in your life t...

Separation and divorce are emotionally demanding, but for many women it’s the financial side that can be the most confronting.  When stepping into the separation process, there is so much emotion and so much to consider.  Throw on top of that being asked to gather documents, understand financial disclosure, work with family lawyers, and make decisions that can shape your future - it is an incredib...

In this episode of the Her Money Matters podcast, Naomi and Helene introduce the Love Your Super series — designed to help you  think about super based on your life story, and to try and imagine that your super fund is your best friend that follows your through life. In this theme, we explore the anthem of You're My Best Friend by Queen as our Pop Culture Reference, we really focus on your life ti...

In this episode I’m joined by Brenda Will, a Financial Adviser and Aged Care Specialist from Bruining Partners, who works with families navigating aged care decisions every day. In our discussion, we focus on the role daughters so often play as parents age, and what the ageing journey typically looks like from your perspective. Statistically, women make up the majority of carers in Australia, most...

In this episode of Her Money Matters, Naomi and Helene sit down to discuss the end-to-end journey of separation from both a mindset viewpoint as well as the financial considerations along the way.   We explore why money can feel really hard s you are just trying to survive going through separation, why due to the psychology and the emotion of divorce many women can freeze or even rush decisions, a...

Retirement planning can feel like something Future You will deal with… the version of you who has more time, more headspace, and somehow feels magically ready. But the truth is, Future You is hoping Present You starts paying attention now because the choices you’re making today around cashflow, lifestyle, and getting organised are exactly what shape how the next chapter feels.   In this episode, I...

Welcome to the back to school edit!  In this episode we take a step back and look at the real cost of education, including the mindset behind how those decisions get made. In this episode, we break education spending into three key stages: High school education costs — what families really pay under the public system, Catholic schools, and independent schools, and why high school is often where ed...

This episode is Part Two of our two-part goal-setting series for 2026, and it’s all about what happens after the inspiration fades. Last week, we talked about why goals matter, the psychology behind them, and how to get clear on what you want through things like vision boards and manifestation. This week, we move into the real work, which is how to stay on track. Joined by my partner in crime, Hel...

Welcome to the first episode of 2026. Every January, we dust off the same New Year’s resolution playbook. Do better. Be more disciplined. Finally get your money sorted. And every year, most of those resolutions quietly disappear by the end of January, leaving a familiar mix of frustration and self blame behind. In this episode, I talk about why that happens, and why it has very little to do with m...

As we wrap up 2025, we’re revisiting the episode that resonated more than any other this year - Episode 16: Are You a Spender, Planner or Avoider? The 5 Money Personas and the Limiting Beliefs Holding You Back. This conversation struck a chord because it helped women see themselves clearly, in the behaviours, habits, and the stories we carry about money. In this episode, we unpack the five core mo...

As we ease into the Christmas break — that magical time where no one knows what day it is and leftovers count as a meal — we’re revisiting one of the most popular episodes of the year. Coming in as our second most-listened-to episode is Why Super Needs to Be Your Super Hero. And we are not surprised this was one of the most listened to episodes. Superannuation is one of the most powerful financial...

If there was ever a time to channel Madonna and belt out Holiday — it would be so nice! — it’s the festive season. Between the Christmas chaos, end-of-year burnout, and the annual migration to beaches, airports, and relatives’ spare rooms, the silly season can be a very expensive time to “celebrate.” In today’s episode, we’re talking all things festive travel — the real costs, the hidden costs, an...

When we think about insurance, most of us picture paperwork, premiums, and things going wrong. But behind every policy is something far more meaningful: real people, real families, and real moments where life suddenly changes, and the right cover becomes the difference between crisis and stability. In this episode, Naomi sits down with Jacqui Lennon, Chief Technology and Transformation Officer at...

As the year winds down and the champagne starts calling, so does that little voice in your head asking, “Is this really what I want to be doing next year?”   In this episode, Naomi and Helene dive into the end-of-year phenomenon that has so many people standing at a career crossroads — weighing up whether to stay, go, or reinvent themselves altogether. December is bonus season, reflection season,...

If you’ve never been to a live podcast recording, picture this: fifty powerhouse women, a packed pub, a few glasses of wine, and a whole lot of laughter, energy, and inspiration flying around the room. We recorded this podcast in one take, with a LIVE audience - the audio fed straight into our computers.   This was recorded the day after Melbourne Cup, and we packed out the room with 50 incredible...

For most of us, opening our super statement lands somewhere between “mildly overwhelming” and “absolutely not today.” In this very real and surprisingly empowering episode, Helene opens her actual superannuation statement live on the podcast — giving all Avoiders a soft place to land. Naomi walks through the 6 key things your super statement is trying to tell you — Fees, Investments, Performance,...

Ever caught yourself wondering whether to stay, renovate, or move - but felt unsure where to even start? Before you call the agent or start planning that kitchen makeover, this episode of Her Money Matters is a great place to start. I’m joined by professional Property Valuer Belinda Botzolis, who takes us inside the world of property valuations.  We cover off what they really mean, how they’re don...

Let’s be honest: Christmas shopping can bring out the best and worst in us. One minute you’re full of festive cheer, the next you’re panic-buying matching pyjamas, random gadgets, and “funny” mugs that no one actually needs and it all just ends up wasted, in landfill. In this episode, we unwrap why we keep giving our kids shitty Christmas presents and how to stop this perpetual pattern. We’ll dive...

In this episode of Her Money Matters, we’re diving into one of the most accessible and empowering ways to invest — Exchange Traded Funds, or ETFs. Whether this is your first time hearing the term, or you’ve already got a few on your radar, this episode will break it all down — what ETFs are, how they work, and how you can use them to build a diverse, affordable portfolio. Naomi is joined by Jessic...

Divorce is one of those life events that no one plans for, but many of us face. In Australia, almost 50,000 couples separate each year, and the average age for divorce sits squarely in the mid to late 40s. It’s a big emotional and financial shift, and while it can feel daunting, understanding the process can make all the difference. In this episode, I’m joined by family lawyer Sam Lewis, Founder o...

We can all identify with a money persona: which is like a financial personality type, and each one comes with its own strengths, blind spots, and deeply ingrained habits. We discuss 5 different money personas and how they help us understand how we handle money day to day, and how they are tied to the beliefs we hold about ourselves and what’s possible for our future. In this episode of Her Money M...

Over the next two decades, trillions of dollars will move from one generation to the next, and women will be at the centre of it. From inheritances and divorce settlements to entrepreneurship and family wealth, women are increasingly stepping into the role of financial decision-maker. In this episode, I’m joined by Maria Lykouras, former CEO of JBWere and the force behind the Growth of Women and W...

Retirement isn’t just about stepping away from work: it’s about designing the LIFE you want to live. So much of preparing for retirement is about the financial preparation, however there is arguably a more important aspect - the emotional or psychological transition.  In this episode of Her Money Matters, Naomi Holmes and Helene explore what it really means to design your retirement life, drawing...

Saving money often feels impossible — like MC Hammer says, “Can’t touch this.” But what if $10,000 in a year wasn’t a dream, but a plan? In this episode of Her Money Matters, Naomi breaks down the psychology of why saving is so hard — why our brains crave instant rewards, why we avoid long-term goals, and how to flip the script by linking your savings to your values. Because when your goals align...

Money touches every part of our lives, yet most of us were never formally taught how to deal with it. We’re expected to just “know,” but the truth is, for many women, money becomes something we avoid and a big part of this has to do with our mindset. In this episode of Her Money Matters, Naomi is joined again by Helene Psarakis to explore how your values and beliefs shape every financial choice yo...