Henssler Money Talks

Selling your business is a transaction you don’t want to do alone. In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the importance of assembling a team of experts to help you in your business transition. To achieve maximum value from selling a business you will need help to organize...

Original Air Date: September 25, 2021   Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen, CFA, and Managing Associate K.C. Smith, CFP®, CEPA, to provide some guidance for an investor’s situation in planning for his compensation of Restricted Stock Units.  Read the Article: https://www.henssler.com/restricted-stock-creates-a-need-for-financial-and-tax-...

Original Air Date: September 18, 2021   Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, CEPA, and Managing Associate Jarrett McKenzie, CFP®, CWS® to evaluate an investor’s situation who feels that he’s done just fine with asset management and doesn’t need a financial plan. Jarrett explains how the financial plan is even more critical in ret...

Original Air Date: September 11, 2021   Henssler Financial's Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to discuss the importance of having fiduciaries or trusted contacts for senior investors to help ensure these potentially vulnerable investors are not being exploited. Peter explains the different types of pow...

In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the difference between debt and equity when it comes to raising money for your small business. They look at lending, savings, lines of credit as well as bringing on a partner or investors. 

Original Air Date: August 28, 2021  Associates Melanie Wells, CFP®, and Logan Daniel, CFP®, CRPC®, join Chief Investment Officer Troy Harmon, CFA, CVA, to cover a little-known strategy for high income earners to move a significant amount of retirement funds into Roth accounts for tax-free growth. Read the Article: https://www.henssler.com/growing-retirement-funds-tax-free-with-a-mega-backdoor-roth...

Original Air Date: August 21, 2021   This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Consultant Jessie Thomas, CPA, of Henssler CPAs & Advisers, and fellow Research Analyst, Jacob Keen, CFA. Jessie shares some insight to the Advance Child Tax Credit and how taxpayers who had a child in 2021 can receive their credit.  Read the Article: https://www.he...

Original Air Date: August 14, 2021   Chief Investment Officer Troy Harmon, CFA, CVA, joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Roger Tutterow, Ph. D., Henssler’s Chief Economic Adviser, to explore what seems to be a disconnect between a booming stock market and an economy struggling with labor shortages and inflation.  Read the Article: https://www.henssler.com/stock-market-an...

Original Air Date: August 7, 2021    Chief Investment Officer Troy Harmon, CFA, CVA, joined by Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Associate Peter Lynch look at the situation of a couple who are working with an adviser who recommends using a dividend portfolio to provide retirement income. They discuss the risks of this strategy and compare it to the Henssler Ten Year Rule s...

In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the five reasons that business owners should have a buy/sell agreement in place: death, disability, divorce, distress, and disagreement. A buy-sell agreement puts down on paper who specifically can own shares of the business and how to...

Original Air Date: July 31, 2021   Managing Associate D.J. Barker, CWS®, and Associate Michael Griffin, CFP®, joined by Chief Investment Officer Troy Harmon, CFA, CVA, examine the situation of a senior investor who wants to manage future taxes on her investments by converting a portion of her retirement funds to a Roth IRA.  Read the Article: https://www.henssler.com/roth-ira-conversion-seems-stra...

Original Air Date: August 24, 2021   Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Research Analyst Nick Antonucci, CVA, CEPA, to take a closer look at a common investor situation of having cash available for investment but are reluctant to invest it given that the stock market and real estate are at all-time highs, while rates on...

Original Air Date: July 17, 2021   Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Tax Consultant Jessie Thomas, CPA, to delve into a case study involving inherited IRAs and the SECURE Act, which eliminated the “stretch” strategy. They provide insight on the required minimum distribution rules for beneficiaries and other alternatives to pass a...

Original Air Date: July 10, 2021   This week on “Money Talks,” Managing Associate K.C. Smith, CFP®, CEPA, and Associate Melanie Wells, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to provide some advice for an investor in his 50s who finds himself with substantially less assets after his divorce. The financial Experts give a laundry list of areas that need re-examination now that his...

Original Air Date: July 3, 2021   Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Arun Gupta, an estate planning attorney with Reeves Law, PC, to answer a listener’s question on whether a Will should consider money that transferred by beneficiary designation. They discuss language the Will may contain that would give the execu...

In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the sanity checks a business owner should go through when estimating the value of their business. Quite often the business is not valued at what the owner believes it is worth. Under and overestimating the value can cause problems down...

Original Air Date: June 26, 2021   Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Justin Wagner, AIF®, Client Relationship Manager for Retirement Services, to take a closer look at a couple who realized that it is possible to fail at retirement. Justin and K.C. highlight some of the mistakes and pitfalls retirees make that could derail t...

Original Air Date: June 19, 2021   Principal Jennifer Thomas, CFP®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, in a discussion on the importance of including a uninterested spouse in household financial and investment conversations. They discuss patterns they see among clients and how as advisers they work to meet each spouse on a level that they unde...

Original Air Date: June 12, 2021   Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax & Business Consultant Jessie Thomas, CPA, from Henssler CPAs & Advisers, and Associate Logan Daniel, CFP®, CRPC®, in a discussion on tax filers who filed an extension in spring and need to get their documents into their tax preparer. The conversation also covers life events that would warran...

Original Air Date: June 5, 2021   This This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates Shawna Theriault, CFP®, CPA, CDFA®, and Jarrett McKenzie, CFP®, CWS® to discuss how it is more important to follow your long-term financial plan than to follow investment idioms like, “Sell in May and go away.”  Read the Article: www.henssler.com/sell-...

In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the three most common approaches to business valuations: the market-based, income-based, and asset-based methods.

Original Air Date: May 22, 2021   This week on “Money Talks,” the Experts discuss a couple who have a large estate and want to start moving money to benefit their grandchildren but want to avoid gift tax complications. We suggest superfunding a 529 Plan as one option.

Original Air Date: May 15, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch, and Director of Insurance Planning, Jim Crone, CFS®, CLU®, who brings to the show a case study of a client who was disappointed in the performance of his life insurance policy and through a collaborative effort between Jim, the financial planner, and the client’s estate planning atto...

Original Air Date: May 11, 2021  Henssler Research Analyst Nick Antonucci, CVA, CEPA, hosts Roger Tutterow, Ph. D., Henssler’s Chief Economic Adviser and Henssler Endowed Chair at Kennesaw State University’s Coles College of Business, and Managing Associate Jarrett McKenzie, CFP®, CWS®, on “Money Talks.” The discussion includes which economic factors are stimulating inflation and how the influx of...

In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, provide an overview of the options a business owner has available when exiting a business. Business owners have a variety of options from passing the business along to family members to selling to a private equity firm to liquidating and closi...