Henssler Money Talks

As a business owner should you be the center of the universe for your business? This can happen when you have too much responsibility maintaining customer relationships, developing the processes, or being the only one who can make decisions. For a small business, growth may create the need to decentralize to continue efficient operations. 

Original Air Date: January 29, 2022 Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Tax Manager Jessie Thomas, CPA, from Henssler CPAs & Advisers to provide some critical information about the upcoming tax season, as 2021 income tax returns are due April 18.  Read the Article: https://www.henssler.com/the-irs-is-accepting-returns-but-mak...

This week on “Money Talks,” Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Tax Manager Jessie Thomas, CPA, from Henssler CPAs & Advisers to discuss the week’s volatility, the release of fourth quarter GDP, and Consumer Confidence. Jessie provides some critical information about the upcoming tax season in this week’s case study. The hos...

Original Air Date: January 22, 2022 Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Associate Logan Daniel, CFP®, CRPC®, to discuss the use and benefits of trusts in estate planning, as well as, how they work with the client to determine the ultimate goal for passing on their wealth.   Read the Article: https://www.henssler.com/using-trusts-in...

This week on “Money Talks,” Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Associate Logan Daniel, CFP®, CRPC®, to discuss the week’s volatility, jobless claims and existing home sales data. The financial planning experts discuss the use and benefits of trusts in estate planning, as well as, how they work with the client to determine the ulti...

Original Air Date: January 15, 2022 Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Senior Financial Planner Clay Norman, CFP®, to explain how newly divorced investors can repair their retirement savings now that their goals have changed.  Read the Article: https://www.henssler.com/repairing-your-retirement-savings-after-a-divorce  

This week on “Money Talks,” Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Senior Financial Planner Clay Norman, CFP®, to cover the week’s market movements and inflation indicators the Producer Price and Consumer Price indices. The financial Experts explore how newly divorced investors can repair their retirement savings now that t...

Original Air Date: January 8, 2022 The Henssler Research Analysts discuss what they believe 2022 holds for the stock market, as Chief Investment Officer, Troy Harmon, CFA, CVA, and Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, examine inflation, government spending, performance concentration in a few stocks and the chances of growth in 2022.  Read the Article: https://www.henss...

This week on “Money Talks,” the Henssler Research Analysts discuss what they believe 2022 holds for the stock market. Chief Investment Officer, Troy Harmon, CFA, CVA, and Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, examine how the top and bottom movers in the S&P are indicative of the current market cycle. The Analysts cover inflation, government spending, performance con...

How much cash should your business have on hand? It varies by industry. In the January 2022 episode of “Our Three Cents” our business experts discuss how working capital needs are an integral piece of information for business owners. 

Original Air Date: January 1, 2022 Research Analyst Nick Antonucci, CVA, CEPA, Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™, provide a list of financial moves for a couple of investors looking to start the new year on the right foot financially. Read the Article: https://www.henssler.com/starting-the-new-year-on-the-right-financial-footing  

This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™, to take a look back at the events that shaped the markets in 2021. The financial experts also provide a list of financial moves for a couple of investors looking to start the new year on the right foot financially. The hosts r...

Original Air Date: December 18, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to work through the complicated situation of having multiple retirement accounts that require individual required minimum distributions. With plenty of room for error, paying close attention to RMDs is necessary.  Read the Article: https:...

Original Air Date: December 11, 2021 Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, join Chief Investment Officer Troy Harmon, CFA, CVA, to address a couple’s concerns about taking Social Security benefits knowing they will likely be taxed on their benefits.  Read the Article: https://www.henssler.com/most-investors-will-pay-tax-on-a-portion-of-their-soc...

Original Air Date: December 4, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Senior Financial Planner, Josh Weidie, CWS® to discuss a common fallacy among investors—that they can rely on an inheritance to fund their retirement. They discuss the average inheritance and some of the many ways an inheritance could be significantly reduced be...

In the December 2021 episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the dynamics of running a family business. Often business owners think that they will be able to hire and take care of their family members and all will be happy. They forget about family dynamics, personalities, family vs...

Original Air Date: November 20, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Financial Planner Adam Stadalius, CFP® to discuss early retirement offers, and some of the benefits to look for in the severance package offered.  Read the Article: https://www.henssler.com/necessary-financial-planning-before-accepting-an-earl...

Original Air Date: November 13, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Client Relationship Manager for Retirement Services Justin Wagner, AIF®, to discuss 401(k) participants’ interest in a lifetime income feature to their plans. They talk about what that might look like, the fiduciary concerns, and if it is even a goo...

Original Air Date: November 6, 2021 Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander BFA™, CRPC®, join Chief Investment Officer Troy Harmon, CFA, CVA, to address a couple who are worried about the transition in retirement from accumulating money to spending money. The investors are concerned that they won’t enjoy retirement because of the unease they feel not receiving a...

Insurance transfers the financial risk to an insurance company. In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, talk with Director of Insurance Planning, Jim Crone, CFS®, CLU®, about using insurance in your business to transfer the risk that death, disability, divorce, distress, or disagree...

Original Air Date: October 30, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Giuliana Barbagelata, CFP®, take a closer look at donor-advised funds and family foundations for significant charitable giving. They compare the two in terms of ongoing fees, donor control, and tax benefits. Read the Article: https://www.henssler.co...

Original Air Date: October 23, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Clay Norman, CFP®, team up to explain the Rule 72(t) strategy that allows early retirees to access their retirement funds before age 59 ½ while avoiding the 10% early withdrawal penalty. They discuss the pros and cons to tapping the r...

Original Air Date: October 16, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Michael Griffin, CWS®, and Financial Planner Adam Stadalius, CFP®, to discuss inflation with this week’s case study where an investor learns he is receiving a meaningful cost of living adjustment in his Social Security benefits; however, he is still concerned that inflation will significantly...

Original Air Date: October 9, 2021 Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Senior Financial Planner Josh Weidie, CWS® to discuss a common investor worry—the fear of retiring in a down market. They cover sequence risk and how the Henssler Ten Year Rule mitigates it.  Read the Article: https://www.henssler.com/mitigating...

Original Air Date: October 2, 2021 Research Analyst Jacob Keen, CFA, is joined by Director of Insurance Planning, Jim Crone, CLU®, CFS®, and Associate Michael Griffin, CFP® to discuss the trend in the life insurance marketplace where large insurers are selling existing policies to private-equity firms and asset managers. Jim highlights the concerns that policyholders may be exposed to riskier unde...