Cheryl Costa and Jay Furst

He Said She Said the Money Guide Podcast

Business EN ↓ 100 episodes

Tune in and find out what is on the minds of two long-practicing, fee-only financial planners – Jay Furst and Certified Financial Planner ™ Cheryl Costa. Cheryl and Jay chat weekly about the markets and a wide range of personal finance topics.

Author

Cheryl Costa and Jay Furst

Category

Business

Latest episode

Jul 8, 2026

Where to listen?

Podcasts in the app Replaio Radio Coming soon

Podcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts

Get it on Google Play Install for free Android 5M+ downloads · 4.8 rating iOS soon

Episodes

Cheryl's Coin (Episode 314) 08.07.2026

Or not…Philosophy Majors getting a payday, Trump Account options (minimal), quarterly returns look good and kids, er, older kids, are moving back home. And staying there…

Yawn…Another Dow Record (Episode 313) 01.07.2026

What's next, Dow 60K or 40K? Irrational Exuberance is now 30 (Happy Anniversary!), new methods for pricing college tuition, new car purchases slow and Medicare Advantage denials. Plus Trump accounts set to launch and Rule of 55.

Blaming AI (Episode 312) 24.06.2026

Execs blame it for mass layoffs and students blame it for lack of job opportunities. Polymarket BS, SpaceX valuation and Kevin Warsh is a man of few words. Plus a revolt at State Farm, LT care for municipal workers in Washington state and do Grandkids have a claim on Grandma's estate?

Some Birdie Knocking at the Door (Episode 311) 09.06.2026

Or the window… AI failed with IKEA directions but did well guiding a house sale. Elon gets to vote shares he does NOT own, nearly half of insurance claims are denied and Bessent claims a $1 billion crypto confiscation from Iran. If legit, what does that mean for crypto?

Do Jellybeans Jump (Episode 310) 01.06.2026

A new Fed chair, the NASDAQ jumps through hoops to accommodate SpaceX, a book on AI has mistakes from…AI and the number of credit card delinquencies at its highest level in 15 years. Plus more colleges over $100k annually and home owners borrowing from the Bank of Mom and Dad.

College Grads Love/Hate AI (Episode 309) 20.05.2026

Inflation spikes, 36 grandkids taking a hit on an inheritance, student loan rates and updates on loan forgiveness and the college grad hotspots. Plus hanging up on the Pope because he won't visit a bank branch.

Trade Schools Are Hot… (Episode 308) 29.04.2026

And getting expensive. Polymarket fraud becoming commonplace, Powell investigation dropped, and the government bailout of Spirit Airlines. Plus a wealth tax in Maine and loan caps for grad students.

Can a Shoe Bust Become an AI Success? (Episode 307) 22.04.2026

Markets rise while valuations drop, the Fed Chair nominee testifies, and Tim Cook is stepping down. Plus a possible cap on social security benefits, state tax issues for Trump accounts, and teen investment accounts.

"The IRS Isn't Going to Catch Me" (Episode 306) 15.04.2026

Seems to be the view of many this filing season. Polymarket dispute, Trump Meme coin plummets, Nutella's accidental marketing genius and a surge in inflation and mortgage rates. Plus disclaiming inheritance, costs of home upkeep and stamp prices rise again.  

Tech Neck (Episode 305) 07.04.2026

Can be profitable. Market fluctuations, the 529 boycott, please pay attention to your target date funds and converting mutual funds to ETFs. Plus Storage Wars comes to the business section.

Is Meta Big Tobacco (Episode 304) 31.03.2026

A Class Action could be next. Two similar homes with very different costs to insure, don't mess up your tax breaks and a car dealer's worst nightmare. Plus it could be time for a credit freeze.

Fertilizer Shortage (Episode 303) 17.03.2026

Along with oil and gas, causing economic issues worldwide. Is recent volatility worrisome? Plus a college loan scam despite a credit freeze, OT taxation, Medicare Fraud causing a spike in healthcare and a jump in people raiding their 401(k)s.

War in the Middle East (Episode 302) 04.03.2026

Is the US Attack on Iran Really an Attack on China? Personal savings rates on the decline, mortgage rates dip below 6% (briefly) and the surprise fee on car purchases. Plus home inheritance is the only chance for many.

State of the Union (Episode 301) 25.02.2026

One host slept through it. Tariffs are illegal but still in place. Not a typo. A government savings plan for those without and estimated taxes are a pain. Yeah, no sh..

Gen Z Investing (Episode 300) 17.02.2026

More in the market and less in real estate. The annual healthcare study, more on the CA billionaire's tax and another hit to private equity. Plus state pensions investing in Strategy (oof) and the importance of a moat to protect your mega mansion.

Dow 50K (Episode 299) 12.02.2026

Can we get a woohoo?! Bitcoin continues its slide, conflicting info relating to jobs and salaries and be careful with that brokerage account checkbook. Plus student loan amounts differ and who exactly is a professional?

Bad Blowtorch Uses (Episode 298) 03.02.2026

Can't miss advice on what NOT to do, gold and bitcoin volatility continues, a new Fed nominee, and free tuition at Yale. Plus the housing market takes a turn in favor of buyers, and what to do when your health insurance costs more than your mortgage.

TACO Tuesday (Episode 297) 27.01.2026

The TACO part was really Wednesday but… Gold over 5000, silver soaring too, UnitedHealthcare selloff and a reversal on garnishing wages for education loans. Plus a further explanation on the Roth catch-up. Or maybe it's just more confusing now.  

The Trump Pod (Episode 296) 14.01.2026

Powell and Trump go at it, restrictions on corporate housing purchases, Trump accounts and a cap on credit card interest. Plus 60/40 accounts back in vogue, mortgage portability and 7 important numbers.

The Year Past and What's in Store (Episode 295) 07.01.2026

Are you kidding? We can tell you what happened but don't expect what will happen next. A strong 2025 across the board, a waiting list for vocational schools and wage garnishment for student loans. The last two may just be connected. Plus everyone seems to leave money in their FSA accounts.

Are You My Mother? (Episode 294) 22.12.2025

Surprise Heirs, another scam story and the Student Loan Forgiveness Tax Bomb. Plus problems rich New Yorkers are having leaving, inherited IRA issues and the Nasdaq goes 24/7.

Beware of Finfluencers (Episode 293) 09.12.2025

Social Security advice is often not what it seems. Will the Fed cut rates this week, 401(k) millionaires double and young 'uns are investing. Plus Vanguard joins the annuity push in 401(k) plans and gift cards go unused as often as not.

Early Decision is the Answer (Episode 292) 04.12.2025

For College Enrollment Chiefs, anyway. Crypto plunges, the Dells pledge $6.25 billion and more tariff info. Plus Burger King needs pennies, more stats on the 50-year mortgage and a creative home purchase.

Engraved Chopsticks (Episode 291) 19.11.2025

Say goodbye to the penny – new ones at least. Say hello to the 50-year mortgage – actually don't. Tech and crypto slumping, stimulus checks might be on the way and…newsflash…Apple is REALLY big.

AI Bubble? (Episode 290) 03.11.2025

Certainly a popular question. Plus Medicare decision time, the CZ pardon and say goodbye to the Buffett premium. Plus plus where did the milk chocolate in my candy bar go?

Listen to the He Said She Said the Money Guide Podcast podcast in Replaio

Radio and podcasts in one app - free, with no sign-up. Install today and do not miss the launch

Get it on Google Play

Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.