Happy Home Loan Podcast powered by Aditya Birla Housing Finance Ltd.

We are delighted to feature a special episode of the Happy Home Loan Podcast with renowned Numero-Vaastu consultant Biindu Khuraana. In this insightful conversation, we explore an important topic for families and parents: how Vaastu can influence a child’s growth, well-being, learning environment, and overall development. Biindu Khuraana shares practical guidance on the role of Vaastu in creating...

In this episode, Saloni Khosla, Vice President of Design at Pepperfry, breaks down the most common interior design mistakes homeowners make and shares practical advice on creating beautiful, functional spaces without unnecessary spending. She explains why homeowners should focus on the "white box" stage first, including civil work, plumbing, electricals, flooring, ceilings, and layout planning, be...

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd., we address two critical questions that every homebuyer should understand before making one of the biggest financial decisions of their life. Joining us is consumer advocate Adv. Shirish Deshpande, who shares practical legal insights on the risks of taking possession of a property without an Occupation Certificate...

Can you take possession without an Occupation Certificate? And what should you verify before paying a booking amount? This quick guide covers two crucial legal checks every homebuyer must know.

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Limited, we dive into the realities of designing a home with practical insights from Saloni Khosla, Vice-President – Retail Offline Expansion & Growth, B2B Design Development & Merchandising Strategy at Pepperfry. The conversation explores the most common mistakes homeowners make while planning their homes, from overloo...

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Limited, we explore the true meaning of Vaastu for modern homebuyers with insights from Dr. Biindu Khuraana. Moving beyond common myths, the conversation simplifies how energy, direction, and personal alignment influence a home and the people living in it. Vaastu is explained not as rigid rules, but as a balance of the...

Most homebuyers focus on price, location, and budget but ignore Vaastu. This episode reveals how Vaastu impacts energy, peace, and prosperity, and why it can influence your long-term happiness at home.  

In this episode of the *Happy Home Loan Podcast* by Aditya Birla Housing Finance Ltd., we explore what Vaastu truly means for homebuyers. Joined by Dr. Biindu Khuraana, the conversation goes beyond common myths to simplify how energy, direction, and personal alignment influence a home. Vaastu is explained not just as rigid rules, but as a balance of the five natural elements, earth, water, fire, a...

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd., we explore a crucial question for every homebuyer: what do borrowers wish they had known before taking a home loan? Raghuveer Malik, CEO of Ambak, breaks this down into three key stages of the journey: Discovery, Process, and Post Loan Experience. From the Discovery phase, where understanding loan options and true...

Home loans often seem straightforward at first, but there’s more beneath the surface than most expect. What many discover later can completely change how they feel about their decision, making it worth pausing and looking a little deeper before moving ahead.  

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd., we explore a crucial question for homebuyers: can you legally exit a housing project if it gets delayed under the Real Estate (Regulation and Development) Act, 2016 (RERA)? With expert insights from consumer advocate Adv. Shirish Deshpande, the discussion breaks down how RERA safeguards buyers when timelines are n...

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd., we unpack how the Real Estate (Regulation and Development) Act, 2016 (RERA) strengthens accountability while empowering homebuyers to make informed decisions. Consumer advocate Adv. Shirish Deshpande explains how RERA regulates promoters, what registration really signifies, and where its scope has limits, especial...

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd, Suresh Haware, Chairman and MD of Haware Properties, shares practical insights on two often overlooked but critical aspects of homebuying: maintenance charges and legal checks. Drawing from decades of experience in real estate, he breaks down what maintenance charges really include, why they vary across projects, a...

Buying a home? Don’t overlook legal checks and maintenance costs. This episode breaks down the hidden risks and real expenses so you can make a confident, informed decision before you sign.

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd, Ravi Kewalramani, Director at Straight Talk REA LLP, offers practical, no-nonsense guidance tailored for first-time homebuyers earning between ₹1–1.25 lakhs per month. Moving beyond generic advice, Ravi breaks down what this income bracket can realistically afford and how to make smart, sustainable property decisio...

In this episode of Real Estate, Real Talk on the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd., Ravi Kewalramani, Director at Straight Talk REA LLP, simplifies the property journey for first-time homebuyers by cutting through the noise of viral trends and market hype. He explains why real estate decisions should be rooted in fundamentals like location, construction quality, develope...

We are excited to feature a special episode of the Happy Home Loan Podcast with renowned Numero-Vaastu consultant Biindu Khuraana. In this conversation, we explore a question many homebuyers often hear but don’t fully understand, what is Vaastu, and what does it really mean for a first-time homebuyer? Biindu Khuraana simplifies the fundamentals of Vaastu and explains how it goes beyond traditional...

We ask the question most builders avoid answering honestly. Is Vaastu ancient wisdom, good design in disguise, or a belief system being sold back to you at a premium? An open, judgment-free conversation to help you decide for yourself.

RERA doesn’t have to be complicated. Learn how it protects you, builds trust in real estate, and helps you choose the right property with clarity, confidence, and smarter decision-making.  

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd., we simplify the complexities of real estate regulation and empower you to make safer property decisions. Advocate Shirish Deshpande, Chairman of Mumbai Grahak Panchayat, breaks down the essentials of Real Estate (Regulation and Development) Act, 2016 and what it means for homebuyers today. We discuss how RERA (Rea...

We’re excited to bring you a new deep-dive episode of the Happy Home Loan Podcast featuring Raghuveer Malik, Co-founder and CEO of Ambak, where he shares insights on housing finance and real estate trends in India. In this conversation, Raghuveer explains why India continues to see strong home-buying demand, supported by a low mortgage-to-GDP ratio, urbanization, nuclear families, and infrastructu...

We are excited to introduce a new chapter of the Happy Home Loan Podcast. After sharing quick, bite-sized insights for home buyers, we are now launching long-form episodes designed to go deeper into the real questions people face while buying a home. Buying a home is one of the most important financial decisions in life, especially for first-time buyers. Through these extended conversations, we wi...

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd., we break down how homebuyers can apply for the PMAY-U 2.0 Interest Subsidy Scheme (ISS) with a simple, step-by-step explanation. Our guest, Bhavin Desai, Head of Product at Aditya Birla Housing Finance Ltd., walks us through the entire process—from checking eligibility and required documents to submitting your app...

Buying your dream home just got easier. In this episode, we walk you through the step by step process to apply for PMAY U 2.0 ISS and unlock government subsidy benefits.

In this episode of the Happy Home Loan Podcast by Aditya Birla Housing Finance Ltd., we explore current real estate trends and how to make smarter property investment decisions. Ravi Kewalramani, Director at Straight Talk Media REA LLP, shares insights on evolving housing preferences, helping you understand the key differences between standalone buildings and gated communities. We discuss what dri...