Handcrafting Your Retirement

What transforms a chance meeting into a partnership that reshapes your professional future? How do you build a financial planning practice that truly puts clients at the center of everything you do? In this episode, Brett Ramsey interviews Craig Clements, CLF®, LPL Financial Advisor, about his journey from aspiring medical student to financial planning leader. Craig shares how a mentor’s foc...

What do you do when the roles reverse, and your parents need your support? In this episode, Brett Ramsey shares emotional moments of caregiving, navigating difficult decisions for aging parents, and the complex transition from child to caregiver.  Joined by Christine Ramsey, Dean Mourfield, and Stephanie Inlow, each at different stages of caregiving, this conversation explores the practical, emoti...

What if the smartest investors aren’t just picking the right stocks, but accessing an entirely different part of the investing universe?  Most people have never heard of private markets, but they might be the missing ingredient in a truly resilient retirement plan. In this episode, Brett Ramsey sits down with Jay Wyckoff of Blue Owl Capital to explore how private market investments can strengthen...

What do a disrupted lacrosse schedule and retirement planning have in common?  Flexibility. In this episode of Handcrafting Your Retirement, Brett Ramsey discusses the art of adapting retirement plans with Ken and Tami Maynard, long-time clients who’ve been on the journey to retirement with Brett’s guidance. The conversation provides listeners with insights into why having a personaliz...

The transition to assisted living is often a difficult and emotional journey, but with the right guidance, it can also lead to a better quality of life. How do you prepare for the challenges of finding the right community for your loved one? What are the key considerations to ensure they receive the best care while maintaining independence? In this episode, Brett Ramsey speaks with Dave Holder, ow...

What changes can you make today to ensure you’re active and thriving at 80? In this episode of Handcrafting Your Retirement, Brett Ramsey opens up about the important connection between health and retirement planning. Buckle up as Brett shares his personal journey on recognizing the need to adapt both mindset and activities as we age.  Listen in as he also delves into how regular health asse...

Planning your financial future requires resilience and adaptability, especially in today’s uncertain market conditions. How do you balance short-term changes with long-term goals? What strategies can help protect your investments from unexpected shifts? In this episode, Brett Ramsey sits down with Joyce Huang, a seasoned fixed-income portfolio manager, to discuss how navigating financial markets c...

Handling the transition of financial responsibilities can be overwhelming, but with the right preparation, you can ease this burden for your loved ones. In this episode, Brett Ramsey sits down with Shari Ferris to discuss the nuances of estate planning and the emotional journey of organizing one’s financial affairs.  Shari shares her personal experiences as she goes through estate planning b...

Unlock the ‘Charles Ramsey method’ for tax planning and learn how it can help you avoid the number one wealth killer: taxes.  Brett Ramsey welcomes his father, Charles Ramsey, to share vital lessons in tax and financial planning. Charles Ramsey, a retired president of the Commercial Tire division and a seasoned CPA, offers a treasure trove of wisdom that applies to anyone planning for...

Did you know that individuals with early memory loss are about three times more likely to face financial exploitation? How can you protect your retirement plan? Brett Ramsey is joined by neuropsychologist Dr. Peter Lichtenberg to discuss the intricate relationship between brain health and financial decision-making. Drawing from Brett’s personal experiences and Dr. Lichtenberg’s profess...

Are you prepared for the financial decisions that come with aging? How will you protect your money as mental faculties decline? Brett Ramsey and his guest Dean Moorefield, owner of Artisan Wealth Strategies, dive into some of the toughest conversations surrounding the transition from making your own financial decisions to needing assistance from loved ones. Drawing from heartfelt client experience...

Many retirees believe that a one-size-fits-all approach works for everyone. However, generic wealth management may be limiting your financial future. Brett Ramsey introduces us to Dean Mourfield, the owner of Artisan Wealth Strategies with a journey as unique as his approach to retirement planning. Dive into Dean’s captivating stories and expertise as he shares lessons from his unexpected career p...

Imagine a world where the younger generation is not only savvy with technology but also with their finances.  Dive into an engaging conversation as Brett Ramsey and his two insightful daughters, Caroline and Maryrose, pull back the curtain on the crucial world of financial literacy for the youth. In this episode, they navigate their personal tales of money management, college adventures, and caree...

When it comes to financial and retirement planning, it can be easy to talk about the best strategies in the best scenarios. But what do the financial planning decisions look like from a client’s perspective? How do their everyday actions and family goals change their financial needs? In this episode, Brett Ramsey speaks with Randy and Margo Wheeler as they share their plans for their family’s futu...

Retirement means planning for a lot of things. Having enough money, planning what you will do during retirement and how your money will be spent. Along with that comes planning for something you haven’t experienced before. Why not learn from someone who has that experience? In this episode, Brett Ramsey is joined by Jennifer Clapp, a retiree who shares her experience of suddenly leaving a 30-year...

What do you want to do during retirement? Are you financially ready? What about emotionally?  Learn about personal planning for retirement from a couple in the midst of preparing for their own retirement. In this episode, Brett Ramsey is joined by David and Julie Armstrong in discussing their preparations for retirement, from financial planning to personal decisions. They highlight the aspirations...

Have you ever had the feeling that unexpected events disrupt your well-planned routine? What role do family dynamics play in your retirement planning decisions?  In this episode, Brett Ramsey speaks with Kim Cox, a nurse practitioner and soon-to-be retiree, about her experience in planning for retirement and how she gained confidence in the plan she made. They emphasize the significance of plannin...

Retirement planning is a crucial aspect of our financial well-being that often goes overlooked until it becomes a pressing reality.  Therefore, It is crucial to listen and learn from experiences to enjoy this life phase in a relaxed and stress-free manner. In this episode, Brett Ramsey is joined by Davida Hutson, a retiree who shares her story of unexpected widowhood and the importance of retireme...

Join us as we unravel the remarkable story of John and Mary, two individuals who defied retirement uncertainties and crafted a successful roadmap for their future. In this episode, John and Mary, who initially found themselves uncertain about their retirement plans, shed light on their experiences and how they overcame unexpected hurdles.  Here’s what you can expect from this episode: Practi...

Do you feel lost when it comes to securing your retirement income amidst an unpredictable market?  In this episode, Brett Ramsey and Jason Bloom, Senior Director of Global ETF Strategy at Invesco US introduces the powerful solution of bond laddering as a risk management technique that delivers consistent income throughout one’s retirement years. Listen in as they dive into strategies and gui...

As someone approaches retirement, you may be worried about how to make your savings last for the long haul.  It’s a common concern, but fortunately, there’s a tool that can help: The Income Conductor. In our latest podcast episode, we dive into retirement income planning and how The Income Conductor can help you make the most of your golden years.  We understand that everyone’s r...

Do you remember playing Tic Tac Toe?  What if that same classic game could help revolutionize your retirement financial decisions?  Whether in 1-5 years, 6-10 years, or 11+ years, this game can help you determine how much money you need for each goal on the board and where to invest it. Listen to Brett simplify the financial decision-making process in retirement by asking key questions such as &#8...

Investing inevitably entails risk, but having the knowledge of how to handle and mitigate that risk can significantly impact your success. Our latest episode features Jeremy Deering, an accomplished portfolio director, who provides a comprehensive understanding of risk management in investing and offers valuable insights on effectively navigating it. In this episode, Jeremy shares his expertise on...

Navigating the probate process can be daunting and emotionally challenging for anyone dealing with losing a loved one. As an executor, heir, or interested party, it is essential to have a clear understanding of the legal process involved in probate and the critical role that an estate executor and attorneys can play in facilitating the proceedings.  In this episode, attorney Corbin King shares his...

Although often overlooked, estate planning is a crucial component of comprehensive financial planning, and neglecting to address it can have significant consequences. In this episode, Brett and Cheri Brooks, CPA and Managing Director of Neuberger Berman Advisor Institute, discuss financial advisors’ crucial role as “quarterbacks” in guiding families through estate planning after...