Golden 1 Financial Empowerment Podcast

Join us as we discuss New Year's resolutions- how to prepare for them, how to make them, and how to keep them! 

Cyber fraud is on the rise and criminals are experts at exploiting the busyness of the season to catch us off guard. Join us as we explore ways to stay safe on public Wi-Fi and a few tips on how to identify fraudulent e-mails and phone calls. 

Join us as we discuss how practicing gratitude, weighing out needs versus wants, and keeping in mind our "why" can significantly impact our finances and overall well-being. 

Navigating student aid can be daunting- especially if you're applying for the first time. Join us to learn about deadlines, applications, common errors, and how to maximize the student aid that may be available to you. 

In this podcast we sit down with Jimmy Chu from Golden 1's Insurance Service's team to discuss Golden 1's partnership with eHealth. Join us as we navigate the complexities of Medicare to help ensure you are empowered to select the coverage that best fits your needs.

Stretching your dollars around the holidays is going to take a little more effort this year. Join us for some tips and tricks on how to make your holiday budget go further. You'll also learn how to get a head start on saving for next year's holiday season. 

Debt can quickly and quietly pile up. If you're burdened by credit cards, personal loans, or a big ticket item you bought on a payment plan, consider debt consolidation. We'll explain how and why consolidating debt into just one can: reduce stress, raise your credit score, and get you on track to becoming debt-free. 

A Home Equity Line of Credit (HELOC) is a versatile home loan that allows homeowners to access the value (equity) in their homes. We'll explore how HELOC's work and how they can be used to pay for big goals- home improvements, college, weddings, paying off debts. HELOCs usually feature flexible payment options, too. Take a listen. 

Shopping for your first credit card? Or looking to upgrade to more features and benefits? We can help you cut through the clutter. Learn why secured credit cards make sense for students and rebuilding credit. We'll also talk about rewards cards, tips for safely managing your credit card, and the value of a strong credit profile. 

Our economy is recovering from the pandemic, and people are getting back to work. Today, an employer's benefits and culture are more valued than ever, which makes Golden 1 a highly desirable place to work. We'll discuss what makes Golden 1 a great career choice and why you should join us!

The homebuying process can be complex. We unpack the process and provide some tips to help you purchase your new home. 

What's the best way to meet your savings goals? We tapped into our most valuable resource, our Golden 1 experts, to get advice on how to save successfully, choose the best savings products for your situation, and make the most of your money.

Credit Unions, while very similar to banks as far as product offerings go, are actually very different when it comes to prioritizing people over profit. Credit Unions are non-profit member owned organizations that can reward members with lower rates on loans and higher rates, or dividends, on savings products.

Local real estate expert and blogger, Ryan Lundquist, is interviewed to breakdown the Sacramento housing market. He discusses how the current housing market compares to historical housing markets, defines and explains some commonly used terminology, summarizes the housing market activity over the past 16 months (including pre-pandemic, pandemic, and current), and much more.

Summer is almost here, but it can bring with it some big expenses! Learn how to save money throughout the year so you can buy your dream car or RV or take a much-needed summer vacation!

Credit. A word with many, many meanings. We break it down and explain what it is, why you need it, and how you can improve it.

We sit down with Jason Crowell, an LPL Financial Advisor from Investment Services at Golden 1 Credit Union. We talk about how the CARES Act affects your taxes, how much you can contribute to your Traditional IRA, and what you can look forward to in 2021.

Valentine's Day is almost here! Don't worry, we are here to help you make this year one that you and your loved one will never forget.

Let's face it, we all spend more money than we should during the holiday season. However, just because you're spending money doesn't mean you have to spend it shopping at a big corporate store. Learn all about how you can help support local business and prop up your local economy.

Celebrate International Credit Union Day with us! We chat with Erica Taylor, Vice President of Communication and Community Relations at Golden 1 Credit Union and learn about the history of credit unions, what makes credit unions unique, and what we do to enhance the financial wellbeing of the communities we serve.

Budgeting during college isn't easy. It can be hard to be a full-time student and work a part-time job so that you can buy the things you need. We've got some helpful hints that will help keep your bank account in the black for the entire school year.

Teaching and learning financial education at home can be difficult. This book makes it easier! Martin and Rebecca discuss  Finance 101 for Kids by Walter Andal and talk about ways you can use this book at home to teach your children, and maybe yourself, more about the importance of finances. Listen for the Golden Word at the end to enter our Back to School 2020 contest!

It feels like everything changes day by day. One moment we are going out to get coffee and the next moment we are sheltering in place. We are here to help you get some focus and clarity with your finances, even when everything around you is uncertain.

Manny and Karla both bought cars recently. Karla bought a new car, and Manny bought a used car. In this podcast they discuss the pros and cons of buying new or used, and what you should look out for while car shopping in this day and age.

Ali Nassirian is the Senior Manager of Home Loan Production at Golden 1 Credit Union. In this podcast we sit down with him to talk about the current home buying market, how home loans work, and much more. This podcast was recorded during a live webcast that took place on June 24, 2020.