Golden 1 Financial Empowerment Podcast

Spring is the perfect season to start fresh, and that includes your finances! Join us as we dive into refreshing your accounts, decluttering debt, and optimizing your financial tools. 

Join us as we sit down with Aniesha Mitchell, VP for Student Affairs at Sacramento State University, about the university's impact on student well-being and the community. Discover the unique challenges students face and the resources available to help them succeed. Don't miss this engaging conversation filled with financial insights and success stories. Be part of the change!

Join us as we talk to fraud expert Ken Nolen about vacation scams, how to identify fake travel websites, the importance of digital safety, and best practices for using taxis and public Wi-Fi. 

What's your type? Join us for a conversation with Stephanie Barron Hall, a renowned enneagram expert. Discover how the enneagram reveals the motivations behind our actions. Tune in for insights on self-awareness, growth, and the emotional aspects of money. 

Discover how to align your heart and your wallet. In this episode, we explore how your preferred love language shapes your financial decisions. Join us as we delve into Gary Chapman's five love languages and uncover their financial counterparts. 

Join us for an inspiring conversation with Christian Gates, better known as the Philharmonik. Discover how this Sacramento musician overcame financial hardship to become the winner of NPR's 2024 Tiny Desk contest. 

Join us as we unpack the W-4 form- what it is, why it's important, and how making the right adjustments can boost your financial well-being. Whether you've experienced a major life-change, started a side hustle, or simply want to maximize your take-home pay, this episode has something for you!

Discover how living with financial intention can simplify your money management and help you build a life you love- one intentional choice at a time. 

Join us for a discussion where personal finance meets our team's real-life experience! We're delving into the financial adventures, triumphs, and mishaps that have defined our past year. Listen in as we share our top tips and tricks, providing you with the tools to enhance your own financial journey. 

In this episode, we explore the rising trend of mini-retirements and gap years. We'll break down the pros and cons of taking a sabbatical before retirement age, how to financially prepare for it, and what to keep in mind to ensure a smooth transition. 

How might Federal Reserve rate cuts affect your finances? Tune in as we explore the impact of these rate changes on your wallet. Don't miss out on essential strategies for managing your money in these changing times!

Join us as we address the growing problem of spam calls and share effective tips to protect yourself. Learn how to use features like 'Silence Unknown Callers' and the 'Do Not Call Registry,' and hear personal stories that demonstrate how simple it can be to keep your phone ringing only with the calls that actually matter.

Interested in Buy Now, Pay Later? Join us for a quick dive into what it is, how it works, and why it's becoming a popular choice. Discover the benefits, understand the potential risks, and learn how it can fit into your financial strategy. Tune in for insights that can help you make the most of this flexible payment option!

Feeling overwhelmed by your finances? You're not alone. In this episode, we delve into how to transform your money confusion and frustration into clarity and confidence. Join us as we explore the power financial coaching has to change the trajectory of your financial future. 

Receiving financial aid comes with its own set of financial responsibilities. From understanding your aid package and creating a budget to distinguishing between needs and wants and making the most of leftover funds, we've got you covered. Tune in for practical advice and real-life examples that will help you stay on a healthy financial path from day one. 

Learn the essentials of building credit. Join us for expert tips and real-life stories, covering everything from getting a secured credit card to mastering good credit habits. Start your journey to credit success with us today!

In this episode, we dive into the growing trend of de-influencing on social media and its impact on financial wellness. Learn what de-influencing is, how it helps consumers make informed decisions, and practical tips to incorporate de-influencing into your financial journey. 

Explore how side hustles are reshaping work in today's economy. From inspiring stories to practical tips, we've got everything you need to join the hustle. 

From wagging tails to unexpected vet bills, join us as we discuss pet insurance. Learn how it works, what it typically covers, and important factors to consider before investing in the coverage. 

Join us for a discussion on essential costs, budgeting tips, and etiquette every bridesmaid and groomsman need to know. From dresses to destination bashes, we've got you covered with expert insights and real-life stories. 

Dreaming of your next vacation, but worried about the cost? Join us for budgeting tips, savvy strategies, and expert insights to turn your travel dreams into reality. 

2023 Tax season may be over, but it's never too early to start planning for next year. Join us as we break down essential changes for 2024 that may impact your 2025 tax filing. 

Financial education is a journey that can guide you toward your goals. Golden 1's Learning Lab is a reliable financial resource hub, ready to accompany you on your way. We'll discuss how to kickstart your personalized journey, explore the invaluable features within the Learning Lab, and take a closer look at the essential tools at your disposal to empower your financial success. 

Transform your homeownership dreams into reality by exploring various downpayment and closing cost assistance programs, such as the "WISH" program, "On My Way" closing cost program, and several options from the California Housing Finance Agency. Join us for success stories, tips, and guidance to navigate your path to homeownership with confidence.

Join us on a journey into the realm of big-ticket purchases. Boats, RVs, and vacation homes can offer not just joy but the potential for lasting legacies. We'll explore the financial complexities and long-term implications of these while guiding you in making informed decisions.