Cloud10

Get the Hell Out of Debt

Business EN ↓ 661 episodes

Award-winning, bestselling author Erin Skye Kelly and her best friend, Keri Blakeney, make money fun in this podcast about financial literacy and behavior change. Erin has helped thousands pay off millions in debt, and together, they’re here to help you take control of your finances—without the boredom.

Author

Cloud10

Category

Business

Latest episode

Jul 8, 2026

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Episodes

What To Do When You Get A Promotion!!!!!!!!!!! 23.01.2024

Keri asks a punctuating question to Erin that she has been dying to ask for years, and Keri’s husband Nick got a big promotion! What do they do with the extra money?  Books Erin references: T. Harv Eker: https://amzn.to/48SVydgMillionaire Next Door (Thomas Stanley) https://amzn.to/48H7nDSNaked Money Meetings https://amzn.to/3HnDU5I Join us at virtual Transformation Weekend - transformationweekend....

You MUST Increase Your Wealth This Year 22.01.2024

You are up against a BIG machine when it comes to getting out of debt. Erin shares a list of 5 things the banks assume they know about us - and tells us how to prove them wrong.  For Transformation Weekend info, visit transformationweekend.ca  _______________________________  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsor...

Sylvia Paid Off $76,000 in 18 Months 17.01.2024

Sylvia has a full financial transformation in a year and a half and she shares how she did it.  When she was in the messy middle she recorded a podcast with Erin in March 2023. You can check out that episode here: https://getthehelloutofdebt.libsyn.com/is-it-too-late-to-retire or search the Get The Hell Out Of Debt podcast for "Is It Too Late To Retire" anywhere you listen to podcasts.  More info...

Rich But Broke 16.01.2024

Chantilly has a high income but very high debt. Most people think getting a raise, or earning more money, will be the solution to their financial stress, but as Chantilly teaches us, it’s not about the income, it’s about how you manage your dollars. Here's a look at the BarbaPappas which is a show apparently only Erin watched as a kid: https://www.youtube.com/watch?v=4YTxfs-Tuaw Join us at the nex...

Setting Financial Goals 15.01.2024

There are 3 specific things you need to do set financial goals. You might be struggling simply because of the way you set goals. Set yourself up for transformational success in 2024. Join us for our virtual Transformation Weekend - www.transformationweekend.ca  _______________________________  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to a...

Day Ten - 10 Day Challenge: Understanding Debt vs Wealth Compounding 10.01.2024

YOU DID IT!  Most people quit when things get hard, but not you! You've proven you can do this. Sometimes the hardest thing to do is just show up!  Today you are going to calculate what your monthly debt payments could turn into if you were instead investing them and building wealth. What is your number?  When you join the challenge/online course at the link below, we'll send you a link to our soc...

Day Nine - 10 Day Challenge: Why You Keep Self-Sabotaging 09.01.2024

You are going to need a pen and paper today for this challenge. This is going to bring so much awareness to your money habits and you'll have a better understanding as to why you keep self-sabotaging yourself, financally speaking.  Once you join the 10-day challenge at the link below, make sure you join the facebook community (the link is inside the challenge) so you can access the chart that will...

Day Eight - 10 Day Challenge: the Easiest Ways to Increase Your Net Worth 08.01.2024

This method doesn't require grand gestures or heroic financial efforts. It simply requires you to pay attention.  This is one of the fastest, easiest ways to Get the Hell Out of Debt and build wealth.  But first, you have to make sure you have updated your two master tools.     Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Spons...

Day Seven - 10 Day Challenge: How To Pay Off Your Debt 07.01.2024

Today we are talking about how to pay off your consumer debt. There are a few different methods to choose from. You have to pick the one that is right for you!  If you are enjoying the 10-Day Challenge, be sure to rate and review this podcast.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is curre...

Day Six - 10 Day Challenge: What Has To Change? 06.01.2024

Here you are on Day 6 of the Challenge! We love hearing from you and want you to leave us a voicemail with your thoughts here:  https://www.speakpipe.com/erinskyekelly Today's challenge: journal, stream of consciousness style, what actions do you need to take? What new mindset must you adopt about money if you want your results to be different at the end of the year?  Can't wait to hear your answe...

Day Five - 10 Day Challenge: The Challenge That Will Make or Break You! 05.01.2024

This is the biggest challenge, and what we've discovered over the years is the people who COMMIT to today's challenge IN SPITE OF KNOWING FULLY HOW they will accomplish it, are the ones who get the hell out of debt the fastest.  You are gonig to have to try a few things, if you are like most people, and that's ok. You'll have a ton of support in the group. Get creative. Get resourceful. You'll tap...

Day Four - 10 Day Challenge - THE SAFE ZONE 04.01.2024

 Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Sign up for your SAFE Zone at a No-Fee bank/institution.  It needs to be at an institution you don't typically bank with.  Are you CANADIAN? If so, Erin has two options for you: Erin's Favorite Canadian Safe Zones are:...

Day Three - 10 Day Challenge: Your CASHFLOW 03.01.2024

   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. For today's challenge, you're going to get a handle on your cashflow. If you need a deep dive, you can register at the link above, and then log in to your portal and watch videos with visual aides that will help!    🗣...

Day Two of the 10-Day Challenge: Wealth Building Tools 02.01.2024

 Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. For today's challenge, you are going to take stock of where you are TRULY at financially. This number you create today is going to be so crucial when it comes to your future wealth. You will definitely want this number...

Day One - 10 Day Get the Hell Out of Debt Challenge 01.01.2024

Maybe you are recovering from a holiday spending hangover, or maybe you are simply tired of the grind. We invite you to join the Get the Hell Out of Debt community and participate in the 10 day challenge.     Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   🗣Send us...

Where Are They Now? How Pamie's Properties Earn Her Passive Income 11.12.2023

When Pamie met Erin and started the Get The Hell Out Of Debt course, she discovered she was $32,000 in debt. By following the program and with Erin's mentorship, she first paid off her debt and then learned how to earn passive income on AirBnb.  Erin taught Pamie about rental arbitrage, and Pamie's impressive portfolio now includes 9 properties! She has plans to grow her business, but thanks to he...

Where Are They Now? Jacqueline's Journey To $1 Million Net Worth 04.12.2023

As with most great stories, this one begins in a hair salon. After that fateful day when she met Erin, Jacqueline got the hell out of debt during the pandemic and after being laid off from her job. Most might think it was the worst time to start tackling debt, but Jacqueline went all-in and changed her life. These days, Jacqueline is not only managing her money (and on her way to millionaire statu...

Where Are They Now? Amélie Increases Her Net Worth 580% 27.11.2023

Keri connects with Amélie 6 years after graduating the Get The Hell Out Of Debt program. When Amélie met Erin at Transformation Weekend, she was $32,000 in consumer debt. She dove into the course and was debt-free in 18 months. Amélie generously shares how she did it, and tells us how she's steadily building her wealth and on her way to early retirement - and her dream life spent traveling the wor...

How to Close Out Your 2023 24.11.2023

As we head into the holidays we wanted to let you know what to expect over the next few weeks. We are sending you and your loved ones the best wishes for a healthy and happy December, and a laughter-filled and prosperous New Year.  Transformation Weekend tickets - www.eventbrite.ca/e/752793705237/?discount=EARLYBIRD2024  This link includes the current discount code. We can't wait to see you!  ____...

Mindful Holiday Spending 23.11.2023

Erin and Keri contrast the spirit of Thanksgiving with the frenzy of Black Friday. Erin dives into the origins of the retail event. She shares advice on mindful spending, and how to prioritize genuine connection over shopping frenzy.  If you want to join Keri's plant MLM this season, she's taking applications.  _________________________________ Watch the Naked Money Meeting book trailer: https://w...

Don't Kill The Goose 22.11.2023

Callie Flower - a Get The Hell Out Of Debt vegetarian - is about to get a Golden Goose, and she's not sure what to do with it. For our veggie friends and meat-eaters alike, you gotta protect that goose! Erin is adamant about safeguarding financial windfalls. She teaches how important it is to build your money muscles first, then create something bigger and better with your money that can become a...

Host With The Most 21.11.2023

Courtney wants some tips and tricks on how to go about renting out her own home to vacationing families. Erin was one of the first to do short term renting in her city so she has some practical advice. Send us a voice text (speakpipe.com/erinskyekelly) or email (info@erinskyekelly.com) and share your thoughts on the following: Would you rent out your own home?  Should Erin post her famed Getty Ima...

Who's The Arsehole? 15.11.2023

Should the ex-wife remind her ex-husband about their son's birthday? In an AITA ("Am I The A**hole" - don't worry, Keri didn't know what it meant either) post on Reddit, the internet weighed in, and Erin and Keri have thoughts. Erin shares some ways to navigate responsibility, forgiveness, and debt within modern relationship dynamics.   _________________________________ Watch the Naked Money Meeti...

Unpredictable Financial Curveballs 14.11.2023

Greta recently took a giant step to reclaiming her life after 35 years with her husband, who battles alcoholism. Greta, who wasn't the primary breadwinner, faces the challenge of managing her own finances now. Erin gets personal in this one, and has some heartfelt advice for Greta.  _________________________________ Watch the Naked Money Meeting book trailer: https://www.instagram.com/reel/CwfoOC3...

You Are Not Stupid 08.11.2023

Janet is in her 50s and feels like she should know more than she does about money by this age. Erin has said it before and she'll say it again... it's never too late to learn! Erin runs down the first 4 things for your to-do list - which is particularly helpful if you are neurodiverse.  POLL: What do you do with the things you drop in the toilet? Toss or save? Share at www.speakpipe.com/erinskyeke...

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