Get the Hell Out of Debt

Suzanne shares how a tumultuous period in her family's life lead to being $90,000 in debt. They bought a farm, added twins to their family, purchased vehicles, and her and her husband both started their own businesses. Suzanne candidly discusses how they managed to navigate these financial challenges and the emotional toll it took on their family. Despite the chaos, they found ways to persevere, i...

Erin is decoding the complexities of cash value life insurance and infinite banking, and discusses their place in financial planning. Erin explains the nuances between term and whole life insurance, emphasizing the importance of personalized advice based on individual financial situations. Learn why understanding your financial needs is crucial before diving into these insurance products. Share yo...

Whether you're paid bi-weekly, monthly, or have an irregular paycheck, Erin has practical tips to align your cash flow with your expenses. She shares insights on making your budget fit your life, not the other way around, and discusses the importance of frequent budgeting to stay on track. Let's be honest - cash flow management is tricky - until you grasp these concepts Erin teaches. To access the...

Diana sent in a candid voice text, highlighting her financial decisions following a divorce, including getting involved in an MLM. Erin discusses the often-overlooked financial burdens women face when leaving relationships and provides advice on handling investments with multi-level marketing financial companies. She emphasizes the importance of financial literacy and making informed decisions to...

Ashley might need to get her mouth rinsed out with soap. (Nah - she's our people!)  After listening to Ashley's voice message, Erin discusses the powerful shift from fear to excitement and how reframing emotions can lead to remarkable financial breakthroughs. With real-life examples and practical advice, Erin illustrates how anyone can become the hero of their financial story...yes, even in 48 hou...

You already know Erin doesn't mess around when it comes to companies she loves, right? In this episode, Erin and Keri talk to Laura, the co-founder of PolicyMe. Laura demystifies the complexities of life insurance, explaining its essential role in financial planning and the differences between various types of policies. Erin and Keri ask YOUR questions, and Laura shares how PolicyMe is revolutioni...

Jillian recently posted in our online community, announcing she was ready to retire 5 years ahead of schedule! Erin immediately knew we had to have her back on the podcast to talk about how life has changed since paying off $300,000 in debt in under a year. They cover the myths around homeownership, financial freedom, and the importance of aligning your career with your true passions. Tune in to l...

Prepare your ears - there are a lot of sounds coming from this episode...  Sometimes it's not you but the tools you're using that set you up for failure. Erin relays the importance of choosing the right tools—whether it's a musical instrument or a credit card—in order to succeed. To access the spreadsheets Erin uses, sign up for the Get The Hell Out Of Debt course (also free!) and download all her...

Erin is tackling the contentious topic of student loans, dissecting the complexities and pitfalls of borrowing for education. She covers the impact of student loans on identity, finances, and future opportunities. Brace yourself for info that challenges conventional wisdom and sheds light on the true cost of student debt. Boop.    _______________________________ Join us in the online program Get t...

Julie has solidly been in Phase 3 now for years, so Erin and Keri are checking in with her to see how her wealth building is going. Julie went from being a bystander in her own life to owning it all!  From side hustles to smart investments, Julie's story is both inspiring and full of practical tips for anyone looking to improve their financial health. To sign up for the Get The Hell Out Of Debt pr...

Oh, the price of love. Erin sent Keri a juicy article she came across about an NBA player who bought his girlfriend a $400,000 engagement ring, only for them to break up 8 days later. But that's just the beginning—what follows is a saga of fake reconciliations, stolen rings, and heated debates over who gets to keep the bling. Erin shares her take, but we also had YOU share your thoughts on this ho...

Erin is tackling more of your questions today. Autumn is wondering what to do now that her child support is coming to an end. And Kamden has a question for Erin about his line of credit. For both, Erin emphasizes the importance of embracing change, tapping into resourcefulness, and reframing challenges as opportunities for growth. Meanwhile, Keri is back in the toilet.  ___________________________...

Just a month ago, Dani posted in our Get The Hell Out Of Debt community that she was debt-free! She had incredible success thanks to following the program and doing the work. She shares with Erin and Keri her strategies, challenges and the victories along the way. Dani took practical steps - and used a lot of sticky notes - to pay off nearly $30,000 in under 2 years!   To take control of your fina...

Happy 5 year anniversary to the Get The Hell Out Of Debt podcast! To celebrate, Erin is answering some not-so-rapid fire questions about mortgage penalties and shared household budgets.  Keri is thinking about cake.  To send us your actual rapid fire questions, email assistant@erinskyekelly.com or leave a voice message at www.speakpipe.com/erinskyekelly  **No anniversary gifts please, but we sure...

Sam sent us a voice message (www.speakpipe.com/erinskyekelly) and we are so happy she found the Get The Hell Out Of Community! Right now she's in the messy middle, but Erin knows she is on her way to a full financial transformation with the power of consistency and by surrounding herself with the right support.  Oh, and Sam? We MUST know what type of farm.  _______________________________ Join us...

Michelle shares her journey from living with "big DINK (double income, no kids) energy" to achieving financial freedom through rightsizing her life. With four children and a double-income household, they found themselves drowning in debt despite good incomes. Michelle reveals to Erin and Keri the pivotal moment when they decided to tackle their finances head-on, leading to a debt-free life filled...

She doesn't talk about it often around here because of how personal it is - but today, because it's the end of World Autism Month, Erin is sharing some of her own experiences and her advice for families raising children with disabilities. Get some insight on how to manage the added financial complexities, access resources and foster inclusion. Erin knows firsthand how important it is to build a su...

Did you know it was Financial Literacy Month? Erin shares the 5 pillars you need to know to become financially literate. You gotta understand taxation, the importance of savings, how to navigate the world of investments - and more! Listen in to see how much you already know, and determine where you might need to brush up.  Also, Erin sings.  For all the financial books Erin recommends, go here: ht...

Kim's inspiring money story includes a divorce, a tough career change, single-parenting and the passing of her mom. Through it all, she's kept her focus on her goals and prioritized her values. From negotiating with debt collectors to building a future that focusses on her passion, Kim is building more than just her wealth.  _______________________________ Join us in the online program Get the Hel...

Tina sent in a question (speakpipe.com/erinskyekelly) looking for advice on how to care for aging parents while tackling her own debt. Erin shares the goods on how to navigate challenging family dynamics without sacrificing your own financial well-being. Spoiler alert - Erin recommends facing these issues head-on, fostering open conversations and finding creative solutions to ensure everyone's nee...

Green bunnies = good  Red bunnies = bad And don't even get us started on brown bunnies. Erin shares the importance of managing debt, the danger of cashing out investments prematurely, and teaches some strategies to cultivate your best financial future. Those brown bananas are destined for banana bread, fyi.  Check out Ashley's podcast here: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of...

From the pitfalls of debt consolidation to confronting her people-pleasing tendencies, Cheyenne's Get The Hell Out Of Debt story is a testament to resilience, self-awareness, and the power of partnership in achieving financial goals. Her commitment to financial wellness not only transformed her relationship with money but also strengthened her bonds with loved ones. Also, egg rolls. Need we say mo...

There are plenty of financial challenges to consider when going through a divorce. Whether it's you contemplating divorce or you are supporting a friend going through it, Erin offers practical tips and insights to help navigate the transition with confidence and empowerment.  Ladies, we always get the good pots.    Check out Ashley's podcast episode here: https://podcasts.apple.com/ca/podcast/get-...

Oh, credit scores - there are so many rules to this game we didn't even know we were playing! From the nuances of credit utilization to the unpredictable factors affecting your score, Erin unveils the secrets behind achieving financial success in a system designed to profit off your every move.  OF COURSE Erin did a deep dive into the products available to us if knowing your credit score is import...

Nicole credits a pivotal Transformation Weekend for kickstarting her journey to wealth. With her supportive husband, they transformed their mindset and their marriage, and that paved the way to financial freedom - and a new chapter in their lives.  To find Nicole online, check out:  www.nicolehoye.com Use the promo code BOOK25 for 25% off book purchases. To join the Get The Hell Out Of Debt progra...