Cloud10

Get the Hell Out of Debt

Business EN ↓ 661 episodes

Award-winning, bestselling author Erin Skye Kelly and her best friend, Keri Blakeney, make money fun in this podcast about financial literacy and behavior change. Erin has helped thousands pay off millions in debt, and together, they’re here to help you take control of your finances—without the boredom.

Author

Cloud10

Category

Business

Latest episode

Jul 8, 2026

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Episodes

Get Your Business Out Of Debt 29.10.2024

It's Get The Hell Out Of Debt, Small Business Edition! Erin advises against bailing out your business with personal funds, emphasizing the importance of generating revenue, managing cash flow, and avoiding unnecessary debt. Learn why a business must be self-sustaining and profitable, and how strategies like allowing your business to pay itself first can help create a thriving, cash-happy business....

How To Take An Expensive Vacation 28.10.2024

Have you ever been to a timeshare presentation? Do you own a timeshare? Erin and Keri talk about when these are a good investment, and when these are not. Would love to her your thoughts! Send us an email at assistant@erinskyekelly.com  Click here for more info about PolicyMe for health and dental coverage: https://api.fintelconnect.com/t/l/66f738c4b37fc2001cee080a    _____________________________...

Don't Wait To Be Ready - That's Not Working 21.10.2024

Erin talks with Cara Poppitt, a dynamic entrepreneur who has empowered thousands of people to elevate their lives and their finances. Initially from the dance world, Cara shares how her background in dance and movement has influenced her approach to helping people embrace change and build confidence. Discover her 8-step 'Cycle of Change' model and learn how to take action without waiting for the p...

Andrea Pays Off $16,939 In 7 Months 14.10.2024

Andrea opens up to Erin about her whirlwind journey from financial stability to being burdened with debt after a series of life changes. In just 7 months, she paid off $17k by tapping into her resourcefulness and making tough decisions, all while rethinking her beliefs about wealth. Listen in as she shares the mindset shift that transformed her finances and inspired her to use her growing wealth f...

Rebecca Pays Off $28,900 In 2 Years 07.10.2024

Erin talks with Rebecca who opens up about the struggles of budgeting, overcoming a perfectionist mindset, and the turning point that came from attending Summer Money Camp. Through open conversations with her husband, celebrating small wins, and shifting her mindset, Rebecca found lasting success and abundance after paying off $30k in debt.   Join Rebecca in the Get The Hell Out Of Debt program an...

Money Vibes 02.10.2024

Want to attract more abundance in your life? Erin says maintaining a specific mindset around money—even in challenging times—can create a path to financial prosperity. Erin encourages listeners to recognize negative money patterns and shift them through mindful routines and small, actionable steps.  Click here for more info about PolicyMe: https://api.fintelconnect.com/t/l/66f738c4b37fc2001cee080a...

Break Free From Debt 01.10.2024

Geraldine is facing $27,300 in credit card debt, a modest monthly salary, and looming condo payments. Have a listen for an empowering discussion on making tough financial decisions and breaking the cycle of overspending. Join Erin and Keri - and Geraldine - in the Get The Hell Out Of Debt online program here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is...

The Biggest Rip-Off in Finances 30.09.2024

Chester wrote in for some guidance - his financial circumstances lead him to take out payday loans. Erin has some surprising advice for him and for anyone who is desperate to cover their monthly expenses. Tune in to hear how Chester’s journey to financial freedom is just beginning, with the help of the Get the Hell Out of Debt course and support of the online community.  To apply for sponsorship i...

Cynthia Pays Off $49,997.02 25.09.2024

Cynthia only "dabbled" in the Get The Hell Out Of Debt world initially because she didn't think it would work for her. When she decided she would follow Erin's teachings, step-by-step, she not only paid off nearly $50k in debt, but she also transformed her mind, her body, and her marriage.  To join Cynthia in the Get The Hell Out Of Debt course and to join our community, click here:  www.getthehel...

Your Financial Integrity 24.09.2024

Erin and Keri examine financial integrity when someone in the community asks a question about spending a found gift card. And what about using gift cards in general? Are they a good gift idea? Plus how best to accept and spend a gift card when you're on the receiving end.  Share your opinions on gift cards with us here: https://www.speakpipe.com/erinskyekelly  Take all the pictures! Erin loves wor...

What Do I Do With This Bonus? 23.09.2024

Stuck knowing what to do if you get a bonus, inheritance or any lump sum of money? Erin has practical advice on balancing debt repayment and smart investing. Learn how to grow your wealth while building essential financial habits. Learn all about the Golden Goose in the online course or in the Get The Hell Out Of Debt book.  Course - www.getthehelloutofdebt.com Scroll down to apply for a Sponsorsh...

Are You Doing This Important Financial Practice? 18.09.2024

When you join the Get The Hell Out Of Debt course, you get access to an awesome online community. We love when you share your wins in that group and Erin wants you to know that all progress, big or small, is a step in the right direction. Tune in for a dose of inspiration and learn how small wins can snowball into major success! To join us online, first go here: www.getthehelloutofdebt.com Scroll...

Your Banker Is Broke 17.09.2024

Kate works at a bank and wrote in to ask for help filling out her net worth spreadsheet. Erin highlights the importance of understanding assets and liabilities, setting financial goals, and tracking progress over time. With insights from her own experience, Erin underscores the significance of financial literacy, especially for professionals in the industry, and how leading by example can make a l...

When Financial Stress Makes You Unwell 16.09.2024

Get ready to bookmark this episode! Aeriss says money is making her sick. Erin shares powerful techniques to shift from a mindset of scarcity and frustration to one of gratitude and abundance. Discover how small lifestyle changes can ease stress and support positive financial habits.  To access Erin's Money Meditations, join us in the online course, Get The Hell Out Of Debt, here: www.getthehellou...

Love is Blind: Who Pays On A Date? 09.09.2024

Erin and Keri chat with Tom Stroud, Love is Blind UK cast member, about modern dating and money. Who pays on the first date? When should you talk about money when you are dating?  Tom shares the behind the scenes of modern love and the complexities of living it on television. Tom Stroud was featured on Love is Blind UK S1. Tom was part of some big storylines around splitting finances in relationsh...

11 Best Purchases To Make In Your 20s 04.09.2024

  Whether you are in your 20s or you know someone who is, listen in for the 11 things every 20-something needs to consider purchasing to be set up for success. Erin has practical advice for creating long-term wealth... plus a surprising share regarding setting boundaries early.    Do you have a roommate story to share? We want to hear it! Send it to us here: https://www.speakpipe.com/erinskyekelly...

Why It's Expensive To Be Poor 03.09.2024

Being broke can trap you in a cycle of debt. Erin has practical tips on how to break free from financial pitfalls. Learn how to move beyond just "having enough" and start building a future of financial abundance.   If you are looking for insurance, Erin uses PolicyMe:  Term life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical illness: https://api.fintelconnect.com/t/l/65aff166...

Thinking About Buying A Home? Don’t Make This Mistake 02.09.2024

Whether it's your first home or a long-awaited upgrade, there are financial pitfalls to avoid. Tune in for tips on how to balance your dreams with financial reality, ensuring your home is both a joy and a wise investment.   For your insurance needs, Erin recommends PolicyMe:  Term life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical illness: https://api.fintelconnect.com/t/l/6...

Do You Interfere With Your Friends Money Mistakes? 28.08.2024

We all make mistakes, but what happens when you can see a financial disaster pending for a friend? How do you save them?  Speaking of friendships... are you helping with tampons, yes or no?? Tell us at https://www.speakpipe.com/erinskyekelly    _______________________________   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Spons...

10x Your Money 27.08.2024

Every year, Erin issues the challenge to our online community to take $10 and turn it into $100 in 30 days. This challenge brings out the very best in those who are serious about their financial freedom - and it's changing lives. Get ready to be inspired!  To join our incredible online community, simply sign up for the Get The Hell Out Of Debt course here first: www.getthehelloutofdebt.com Scroll...

Is My Financial Advisor Any Good? 26.08.2024

Francis posted in our online community with a question about her financial advisor and whether she should stay the course or start investing on her own. Erin has some key advice about how to evaluate your financial advisor and the crucial questions you need to ask to ensure your investments are on the right track.  Thanks for the goodies, Gabi! Check out Gabi's stationery here: https://www.instagr...

Lia Valencia Key: From Poverty To Living Your Dreams 20.08.2024

You are going to want your sunglasses for this one - prepare to be dazzled by Lia Valencia Key! Lia shares how she went from poverty to building her own thriving jewelry business. With unwavering determination, listen to how she saw beyond her circumstances and relentlessly pursued her goals - a true testament in the transformative power of vision and resilience.     To get MORE Lia Valencia Key,...

I Accidentally Consolidated - Now What? 19.08.2024

Whoopsie doodle. Camille consolidated her debts just before finding Get The Hell Out Of Debt. So now what? Erin shares why moving debt around isn't the same as paying it off, and she has some actionable steps to build better financial habits and rapidly pay down any loan.  To join Camille in the Get The Hell Out Of Debt online course, click here: www.getthehelloutofdebt.com Scroll down to apply fo...

Payday Routine: Do These 4 Things After Getting Paid 14.08.2024

Are you being strategic with your payday? Make sure you maximize your money by using this 4-step system. _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. 🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekel...

How To Know If Your Friends Suck 13.08.2024

Friends can make or break your financial journey. From spotting supportive pals to recognizing when it’s time to find new ones, Erin and Keri unpack the importance of surrounding yourself with the right people. This will also help you be an amazing friend if you are looking to immerse yourself in awesome friend groups.  _______________________________ Join us in the online program Get the Hell Out...

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