Get Started Investing

For years, Bree hid her credit card debt from the people closest to her. "It's not just really wealthy people that are investing," she tells Jess. "It is everyday people like you and I." Jess gets into how Bree, a nurse and content creator , went from hiding $25K in debt to a fully automated investing system. Plus, what she'd tell her younger self along the way. This is ‘How I Got Started’ a new s...

Which is better in the long run- adding extra cash to super? OR to your own portfolio instead? Jess wants to know. Jess’ Superannuation balance is smaller than it should be, for her age. As those who’ve followed her investing journey will know, deciding what to about it- has been tricky for her. And she’s not alone. Community member Matt also wants to know the benefits of over putting extra cash i...

Three months ago, Jess wasn't an investor. That has changed through out the past 12 episodes- in fact, she has a whole new lease on her financial life. Clear goals, a solid portfolio and and the confidence in herself to keep investing. In this final episode of ‘Jess Gets Investing’ Jess sit’s down with Bryce and Ren to reveal her final portfolio; (including her first ever stock pick and a thematic...

Jess just made her first investing “mistake”. A purchase she made, regretted and then almost immediately sold. She thought starting investing was the hard part! It turns out that staying invested- despite what life or the market throws at you- is the hardest part. To avoid making the same mistake again, Jess wants to automate the investing process. To find out how, she sat down with Jess Brady, a...

Jess wants to venture beyond ETFs to the world of stocks. Eeek- intimidating! After deciding to set up a Core-Satellite portfolio, she is keen to explore adding that some individual companies to the Satellite. But she’s never bought a stock before, let alone analysed a company. So where on earth should she begin? Who better to answer that then a professional investor who picks stocks for a living....

Jess has officially started investing! After months of setting goals, learning the ropes and building confidence- she’s finally started a portfolio of well diversified index ETFs. But now she’s wondering…what’s next? Should she look at buying stocks too? Thematic ETFs? Once you've got your foundation in place, how do you build upon it without turning your portfolio into a random collection of idea...

Today is the day Jess makes her very first investments!! Bryce and Ren are back to hear what she has decided to buy. She’s spent weeks learning the ropes - working on her mindset, building a budget, setting goals, understanding ETF’s… But hasn’t actually put any money into the market. Until now. Chapters 00:00:00 First Investment And Goals 00:04:03 Cash Versus Super Strategy 00:08:10 Emergency Buf...

Jess has downloaded countless investing apps. You name the broker and she’s probably set up an account. But there’s a catch- she’s never actually used any of them. She sets up the account, gets overwhelmed and doesn’t open it again. To start investing- that has to change.  It’s time to choose a brokerage platform; the place where she will buy ETFs. So Jess put together a checklist to help her cho...

Jess wants to start investing using ETFs. Small problem - there are hundreds on the Australian market - how is she supposed to choose which to invest in? Not to worry, Shani Jayamanne, ETF expert and Investment Specialist at Morningstar joins Jess to explain in simple terms: What ETFs actually are and how they work. How to choose ETFs (including fees, allocation, holdings- explained). The biggest...

Now that Jess has set her financial goals, how should she put her money to work so she can meet them? She knows she wants to invest, should she be saving too? What about superannuation? Financial Adviser, Glen Hare from Fox & Hare is back to help Jess figure out her priorities and allocate accordingly. Chapters: 00:00 What Would You Do With Extra Income 00:43 Setting Goals That Actually Work 0...

Ever wondered what it's like to meet with a financial adviser? Or how they actually help with your finances? Jess had. So in this episode, she has her very first meeting with a financial adviser; Glen Hare from Fox & Hare. We are keeping this series as real as possible - so Jess and Glen's chat is just how a first meeting with an advisor would happen in real life. This recording was the first...

Before investing a single cent, you need to get your cashflow sorted. So today we step into the practical side of things; budgeting, savings rates, and the systems that make investing possible. To set up a system she will actually stick to, Jess speaks to Glen James- host of the Money Money Money podcast and former financial adviser. Plus Jess receives some much needed encouragement from listener...

Jess wants start investing. She’s tried to start before but every time- she freezes, chickens out, or puts it off entirely. So what’s actually holding her back? Jess sits down with Money Coach Karen Eley to unpack the psychology behind her hesitation. They explore how early money experiences, beliefs, and behaviours can shape the way we think about investing - often without us even realising it. P...

Our colleague Jess has been keeping a secret. During a 10 year career in the finance industry, she had never told a soul- until now. Jess has never invested. She wanted to start, she knew how to start (even listened to our 12 Steps to Get Started three times.) But she has not started. So why not start now and document the journey? Over the course of the next 12 episodes, Jess will start investing-...

Congratulations, you’ve made it to the final episode of this series! To wrap up this journey, we leave you with the most important lesson yet- how to get out of your own way by automating your investing. Now you’ve heard these 12 Steps- you have all the tools you need to improve your financial future. It’s time to go forth and use them! If you’ve enjoyed / found value in this series, please join u...

So far you’ve learnt how to build a portfolio, now we get into the specifics of how to buy shares plus keep it regular and less stressful! You’ll hear our best tips for buying and selling your investments to help stay on track for the long term. In this episode you will learn: • How do I actually buy shares or ETFs? • 3 ways of ordering shares: Market, Limit, Stop • Why we don’t time the market •...

Investing with an expert or ‘active manager,' is not something you need to add to your portfolio. But if you do, you have to know why you’re doing it and choose an expert well. We walk you through our reasons for investing with an expert and the 6 factors we use when looking for one. In this episode you will learn: How you can invest with experts Why the experts don’t always get better returns Wha...

It's time in this series introduce the world of single stock investing- finding and investing in great companies through the stock market. We’re cranking the investing lessons up a notch and going beyond the basics of ETFs. So how you find a good company to invest in? What do you need to look for? and where? You've probably heard legends of everyday people who invested in the early days of Ap...

What is a portfolio? And how do you create one? Essentially it’s a collection of investments. The financial products you invest in, make up your portfolio. Importantly, it shouldn’t be random- there are simple principles guide building a portfolio. All to make sure it actually works for you and your goals. In this episode you will learn: ·      What is a portfolio? ·&...

Introducing the simple investor’s best friend… the index ETF. You don’t have to be an expert on financial markets to be an investor. In fact, it’s arguably easier today than it’s ever been to invest and most of that is thanks to our friend; index ETFs. In this episode you will learn: What we would buy if we were starting again today What is an index Different indexes around the world How you can b...

Once you’ve decided what to invest in, how do you actually make an investment?  If you're investing outside of superannuation, you’ll need to use a broker.  But which broker should you use? It’s one of the most frequent questions we get from people starting their investing journey.  There are so many of them available, it can be hard to know where to start. But no need to stress, th...

You can invest in all kinds of things through the stock market.  You might have heard a few of them thrown around like; Stocks, Bonds or Property. They’re called different Assets or Asset Classes.  So how choose which is right for you and how do these assets make you money?  That’s what we’ll cover in part 5 of our 12 step series sharing everything we’ve learned about investing to h...

How do you actually invest? Well there's no one “right” way to do it; there are different styles which suit different goals and appetites for risk.  The first three episodes of this series covered the foundations you need to get sorted before you can start investing. Now, it’s time to tackle how to make an investment.  In this episode we cover what’s actually happening when you invest in...

The single most influential factor in growing your long-term wealth, is the amount you’re able to save.   Maximise your ‘savings rate’, then put that money to work by investing it and your future self will thank you.   So, how do you do that?   In this episode you will learn: How much money you need to start investing Why the most powerful factor is your savings rate Bryce’s approac...

When is the “right” time to start investing? How do you know if you're ready?   We’ve heard plenty of reasons why people put it off. Not enough money, it feels too risky and more!   We are here to tell you: now is the time. You have everything you need.     In this episode you will learn: Why now is the time to start investing What you need to get started investing How to clear...