Get in the Cashflow Game with K&K | A Podcast for Real Estate Investors, Lenders & Entrepreneurs

The latest jobs report may be one of the most important of the year. While unemployment appeared to improve, the underlying numbers tell a very different story. In this week's Brief, Kenny Simpson explains why this report could change the conversation around interest rates and the economy. In this episode, we cover: • Why only 57,000 jobs were added • Why 720,000 Americans stopped looking for...

Most people think successful real estate investing starts with finding a great property. It doesn't. It starts with having the right strategy and the right team. In this week's Brief, Kenny Simpson shares the framework he uses to help investors build and scale their real estate portfolios. Topics include: •⁠ ⁠Choosing the right investment strategy •⁠ ⁠Building the right team •⁠ ⁠Finding ex...

One of the biggest appraisal changes in decades is coming this November. The industry is moving toward a new system that requires more data, more transparency, and more detailed property analysis. In this video, Kenny Simpson breaks down: • The new appraisal framework • Why appraisers will need more property data • How ADUs may be valued differently • Why upgrades and amenities may matter more • W...

Everyone talks about inflation. Almost nobody talks about where the money is actually going. In this week's Brief, I break down: • waste, fraud & abuse • government spending • inflation • affordability • interest rates Whether you're left, right, or somewhere in the middle, one thing affects everyone: The cost of living. And if billions of dollars are being wasted every year, that mone...

The mortgage industry could be heading toward major changes. In this video, I break down Trump’s latest executive order and what it could mean for mortgages, lending, and the home buying process moving forward. We cover:• Why mortgage lending became so complicated after 2008• Digital mortgages and remote online notarization• Faster closings and less paperwork• Why the industry wants more efficienc...

Most real estate investors aren’t paying all cash. They’re using bridge loans, fix & flip financing, and construction loans to scale faster and grow their portfolios. In this video, I break down: • Bridge loans • Fix & flip loans • Construction financing • How leverage actually works • What lenders look for • How investors scale into multiple projects at once I also explain: • ARV (after r...

Low appraisals are one of the biggest deal killers in real estate right now. In this video, I break down what actually causes a bad appraisal — and what you can do before and after it happens. Here’s what most people get wrong: • They don’t provide comps upfront • They don’t communicate with the appraiser • They don’t prep the property properly • They wait until the appraisal comes in low By then,...

The Federal Reserve is about to change leadership — and that could impact interest rates. In this video, I break down what Kevin Warsh stepping in as the new Fed Chair could mean for the economy, mortgage rates, and the housing market. Right now, the market is dealing with: • Slowing job growth • Consumers pulling back on spending • Inflation nearing target levels (excluding global pressures) • On...

I'm Kenny Simpson, Loan Officer and have been in the business for 20 plus years. @kennybsimpson on IG or www.simpson-team.com AI is taking over every industry… but what does that actually mean for mortgages and lending? In this video, I break down the real truth about AI in mortgages—the good, the bad, and the ugly—from someone who’s been in the business for over 20 years, closed 5,000+ loans,...

Mortgage rates and the job market are sending mixed signals right now. In this video, I break down the latest jobs report and what it actually means for the economy and interest rates. On the surface, the data looks strong: • 178,000 jobs added • 4.3% unemployment But underneath the headlines: • Prior months were revised down • Private sector hiring is slowing • Layoffs are hitting higher-paying i...

Mortgage rates just jumped — and the Iran Israel war, oil prices, and job data are all playing a role. In this mortgage rates update, I break down what’s really happening with interest rates right now, including how the Iran war, inflation, and the 10-year treasury are impacting the housing market. Right now, the market is balancing:• Iran Israel War → higher oil prices• Higher oil → inflation ris...

Mortgage changes are coming — and they could impact how easy it is to get a loan. In this week’s Brief, I break down what’s happening inside the mortgage industry right now, including new proposals aimed at simplifying the lending process, reducing red tape, and improving efficiency. After the 2008 crash, lending became heavily regulated. While that created stability, it also made the process slow...

How does war impact interest rates? With rising tensions involving Iran, many homebuyers and real estate professionals are asking what this means for interest rates and the housing market. In this video, Kenny Simpson breaks down how wars have historically impacted interest rates, inflation, and the economy—and what that could mean moving forward. Topics Covered:• How war impacts interest rates• T...

BOOK A CALL WITH KENNY: ⁠⁠⁠ https://calendly.com/kennysimpson/⁠⁠⁠ APPLY NOW and Work Directly with My Team: ⁠⁠⁠https://www.c2financialco.com/apply-now/⁠⁠⁠ ⁠⁠⁠ More ways to connect with me 👇I'm also on Instagram: @kennybsimpson NMLS ⁠⁠⁠#310335⁠⁠⁠ C2 Financial Corporation MLS ⁠⁠⁠#135622⁠⁠ Are you a real estate investor facing a capital gains tax event? Discover a powerful tax strategy that most...

Everything feels more expensive right now. Groceries, insurance, restaurants, rent, cars, travel, and everyday services all seem to cost dramatically more than they did just a few years ago. Many people are asking the same question: why did prices rise so quickly, and are they ever going to come back down? In this episode, I break down the four biggest costs businesses are facing today and why tho...

When you apply for a mortgage and your credit is pulled, that data has historically been sold as a “trigger lead.” That’s why many borrowers received dozens of calls within minutes. Starting March 5: Credit bureaus can no longer sell trigger leads Your lender can still contact you Your current servicer may also reach out The mass call flood should stop. Just remember: online forms and third-party...

Current housing data suggests a move toward 5% could release pent-up demand.  The setup:  •162M+ Americans employed •Five generations of buyers •Inventory remains constrained •Transaction volume has been rate-suppressed  If financing costs decline meaningfully, demand may re-engage.  How would your strategy change if that occurs?

Kevin Warsh has officially been nominated to replace Jerome Powell as Federal Reserve Chairman and the big question now is what this means for interest rates, mortgage rates, housing, and the broader economy. In this episode, we cut through the political noise and focus on what actually matters for borrowers and investors. I break down who Kevin Warsh is, his background at the Federal Reserve, and...

On the surface, the economy looks stable. The stock market is holding up, inflation appears under control, and official messaging says things are fine. But when you talk directly with small business owners, especially in restaurants and hospitality, a very different reality emerges. In this episode, I share real conversations with restaurant owners and operators and explain why this sector is alre...

2026 is starting with a bang. Trump just announced a series of major housing, mortgage, and economic proposals, and some of them could have real implications for interest rates, affordability, and the housing market. In this episode, I break down what was announced, what actually matters, and which ideas could realistically move mortgage rates versus what may remain political talk. In this episode...

Why Motivation Isn’t Enough in 2026 It’s a new year, and like most people, you probably started 2026 with big goals. Get in shape. Wake up earlier. Build better habits. Focus on your life, your health, and your future. In this episode, I share why waking up early completely changed my life, how I built the discipline to stay consistent, and why it has almost nothing to do with mornings and everyth...

In this 2026 outlook, I break down what I call the New Fed Era and what a new Federal Reserve Chair could mean for interest rates, housing, and the broader economy. Many people are wondering whether 2026 brings a recession or whether the so called soft landing is actually happening. In this episode, we examine inflation trends, consumer confidence, labor data, and why housing prices may remain fla...

California ADU financing just changed in a big way, and if you are a homeowner or real estate investor, it is critical to understand how this actually works before making assumptions. Fannie Mae has updated its guidelines to allow up to three ADUs on a single family property in California. However, this does not automatically mean higher loan limits or easy low down payment financing. In this epis...

The Fed just cut rates by 25 basis points — so why didn’t mortgage rates drop? In this video, I break down what’s REALLY happening with the Fed and what it means for mortgage rates in 2026. The Federal Reserve just announced a 25 basis point rate cut, but mortgage rates didn’t fall the way most people expected. Why? In this video, I break down: * Why the Fed rate cut was already “baked in” * Why m...

We went to the HousingWire Annual where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. If you are in the industry or are interested in getting in the industry, this is a must-watch episode for you! There are so many takeaways that I am going to share with you. The spea...