Future Rich with Barbara Ginty, CFP®

When is the "right" time to invest? Should you wait until you've paid off your student loans? What is the difference between a debt avalanche and a debt snowball? In this week's expert episode of #FUTURERICH, CFP Barbara Ginty interviews Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into all things investing! Keep up with Erin here...

Tune into this week’s episode where for the first time ever, we focus on near-term retirement! Certified Financial Planner Barbara Ginty interviews 52-year-old mother of four, Nancy who lives in Boise, Idaho and works part time as a substitute teacher. Together, they discuss how important finding a budgeting mentor is, what happens to health insurance when you retire, and how it’s much harder to p...

In this week’s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews Chloe, who currently works as a Project Manager for a tech startup in Austin, Texas. Learn how Chloe navigated seven and a half months of unemployment, how she’s paying off her credit card debt with a 20% pay-cut, AND if tiny homes are TRULY cheaper than renting… this is not an episode you want to miss! Foll...

In this week’s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews the lovely Ivy one year after her first Future Rich interview in episode 15. From switching jobs, moving locations, and overcoming healthcare woes, A LOT has changed in one year for Ivy! Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season....

In this week’s episode of #FUTURERICH, Certified Financial Planner Barbara Ginty interviews award-winning show creator, Misha! While living in New York, Misha has created diverse projects that span film, TV, theater, and the digital sphere. For the past few years, she’s invested her own hard earned cash into her creative endeavors without really focusing on investing in herself through retirement...

Do you have questions about divorce? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Michelle J. Dordick who is an Attorney in Family Law at Wasser Cooperman Mandles in Los Angeles, CA. Michelle tackles listener submitted questions on the nitty gritty topic of divorce and how incredibly important it is to have conversations about money BEFORE you decide to get m...

In this week's exciting new #FUTURERICH episode, Certified Financial Planner Barbara Ginty interviews 26 year old financial rockstar Ashlee! Ashlee lives in New Jersey and works in New York for a non-profit organization where she recently negotiated a giant salary increase. Learn how Ashlee advocates for herself in the workplace, how she saves smarter, not harder, and what she has planned for...

*NOTE* This week's guest's name has been removed from the episode for privacy reasons! In this week’s episode of #futurerich Certified Financial Planner Barbara Ginty interviews a 38 year old who works for a Creative Agency and lives in the Upper East Side of Manhattan. It can be challenging to live in an expensive place like New York City, especially when you have to pay Federal, State, a...

Certified Financial Planner Barbara Ginty interviews the wonderful Prudence in this week’s episode of #futurerich. Prudence is a 37 year old attorney and single parent living in the DC area. Barbara helps Prudence realize how on track she really is with her retirement savings plan and emergency fund. This may be the first episode where Barbara’s advice is to spend more money on FUN things rather t...

In this week’s #futurerich episode Certified Financial Planner Barbara Ginty dives into a more personal topic with reoccurring guest, Natasha. Together, they discuss Barbara’s experience with freezing her eggs. From the financial planning, to the aftermath, they cover all the nitty gritty details! If this is a subject you’ve been curious about this is not an episode you want to miss! instagram.com...

This weeks episode gets down to the nitty gritty of budgeting! Certified Financial Planner Barbara Ginty interviews Ophelia in this week’s episode of #futurerich! Ophelia recently opened her art business in North Carolina where she lives with her husband and two kids. Her husband also recently opened his own Dental Practice. Together they are trying to manage their combined business and student lo...

Certified Financial Planner Barbara Ginty interviews Nacray in this week’s episode of #futurerich! Nacray is a 24 year old graduate who just obtained her Masters in Architecture. She lives in Atlanta, Georgia and works as an Architectural Designer at an Architecture Firm along with her part time job at Lush. Barbara and Nacray talk about the struggles of working while pursuing higher education, sa...

In this week’s episode, Certified Financial Planner Barbara Ginty interviews Gary, a 32 year old commercial interior designer who relocated to North Carolina from New York City. Even though Gary is already a #futurerich savings *rockstar* Barbara finds different ways for her to save even MORE money. They also talk about surviving the 2008 market crash, how closely the design industry is tied to th...

In this followup to episode 7, Certified Financial Planner Barbara Ginty interviews Trish, a 27 year old in NYC who works in Ad Operations. Trish shares how she's been since her first interview and why she’s actually given up her once famous Daily Budget Worksheet. What do you do after you’ve mastered your budgeting habits? Do you invest? Do you completely wipe out your student loans? Find out...

Certified Financial Planner Barbara Ginty interviews the lovely Linda! Linda is a 27 year old dental hygienist living in colorful Colorado. In this week’s episode, Barbara and Linda deep dive into the world of traditional versus roth IRAs, discuss how to quickly pay off consumer debt, saving for retirement in your twenties, and how time mitigates risk when it comes to investments. instagram.com/pl...

Certified Financial Planner Barbara Ginty interviews prolific author of the #MoneyDiaries book, Lindsey Stanberry! In this week’s extra special episode, Barbara and Lindsey discuss the importance of financial education for women, how to navigate overly-complicated industry jargon, emergency savings funds, wage gaps in the workplace, AND answer a few of your juicy Future Rich listener questions! Fo...

Certified Financial Planner Barbara Ginty interviews the lovely Mary! She’s a 29 year old Dallas native living in Central Texas, and working for the State Government. In this week’s episode, Barbara and Mary discuss how to save smart for a wedding, how to handle confusing student loans within as little as 2-4 years, and how to properly combine finances with a partner to tackle each other’s unique...

Certified Financial Planner Barbara Ginty interviews the wonderful Ms. Worldwide! Ms. Worldwide is 33 year old woman living in Manhattan who works in advertising for business development while simultaneously attending grad school for her MBA. In this episode, they discuss maximizing your savings potential, comparing financial lives on social media, balancing grad school with a full time job, and w...

Certified Financial Planner Barbara Ginty interviews reoccurring guest, the fabulous Natasha! Natasha is a lawyer who has juicy home buying questions for Barbara to answer in depth. In this episode, they discuss what to do when you have student loans while trying to buy a house, mortgage rates, down payments, and so much more! instagram.com/planancial facebook.com/planancial Follow us to stay up t...

Certified Financial Planner Barbara Ginty interviews Rosita, a 33 year old who works for an International Non-Profit that specializes in financial services for low-income women throughout Central America. Barbara and Rosita discuss student loans, job stability, and explore different ways that she can invest her money in Guatemala and Honduras while her cost of living is low. instagram.com/plananci...

It's a quick bonus pod! Producer Alex joins Barbara to ask for your help... On Monday, Barbara is interviewing Lindsey Stanberry, Work & Money Director at Refinery29 and author of Money Diaries. Send us your questions for Lindsey! https://www.refinery29.com/en-us/author/lindsey-stanberry https://www.amazon.com/Refinery29-Money-Diaries-Everything-Finances/dp/1501197991 instagram.com/plananc...

Certified Financial Planner Barbara Ginty interviews Penny Pincher, a 31 year old software engineer living in San Francisco, CA. Penny is frugal by nature and has a side gig in the art world, though she is making a stellar salary in her day job. Barbara and Penny discuss the importance of talking about money and salary demands especially as a woman, and talk about Penny's somewhat complicated...

In this followup to episode 14, Certified Financial Planner Barbara Ginty interviews Sonja, a 43 year old floral designer in NYC. Sonja shares how she's been since her first interview and shares her exciting news. She's debt free and working on a retirement fund! Since meeting with a CFP (shout out to Dan) she's a self-proclaimed evangelist, preaching the personal finance gospel to the...

Certified Financial Planner Barbara Ginty interviews Frances, a 35 year old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must liste...

Certified Financial Planner Barbara Ginty interviews Rose, a 31 year old living in NYC and making 80k in take home pay as a nanny. Rose and her wife live in an apartment with three other people are are planning on getting their own place as soon as her wife finishes school. Rose has some student debt that she's trying to tackle, and Barbara dives into the (seriously confusing) world of income...