Future Rich with Barbara Ginty, CFP®

In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews a wonderful guest who goes by, “The Recovering Spendthrift”. She’s a social butterfly who, despite the pandemic, is THRIVING in the beauty industry in Manhattan. Spendthrift wants to stop, think, and budget. In NY, it’s VERY easy to be excessive. Her goal during this time in lockdown is to put a hard re...

In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews Lindsay, who is self-employed and absolutely crushing it with multiple revenue streams as a Ceramics Artist, Teacher, and Restaurant Consultant. All of the years of hustling that Lindsay put in working in the food and hospitality industry after college are finally paying off. She's at the point in h...

To Roth, or not to Roth? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Alex Chalekian who is a Registered Investment Advisor and CEO of Lake Avenue Financial in California. Together, they discuss a multitude of topics including risky vs. safe investments, tax triangles, and which IRA is better, Roth or Traditional? Tune in to find out what Alex’s predictions a...

In our new episode of #Futurerich Certified Financial Planner Barbara Ginty interviews 24 year old, Heather who is extremely BUSY, even during the quarantine. Heather is a full-time elementary education student with three part-time jobs. Her initial goal for 2020 was to save, but of course, Covid has changed everything. Listen and learn what Heather's new game plan is for being student loan de...

In this week’s episode of #Futurerich Certified Financial Planner Barbara Ginty interviews 25 year old, Jennifer who works as a Dietician in North Carolina. It can be challenging going through a career change and even MORE so during a worldwide pandemic. Learn why Barbara says it’s not outlandish to ask for more money and what her tips are for negotiating a higher salary. instagram.com/planancial
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In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and author of Debt Free or Die Trying. With everything that's happening in the world, one thing is for sure... there are a lot of uncertainties. Marcus and Barb offer their expert insight and tips for staying afloat, and discuss how the scari...

Are you ready for a lot of adulting? This week’s wonderful guest Kate is a thirty-year-old living and working with her husband in the gorgeous Rocky Mountains of Colorado. Over the past few years Kate got married, bought a house, and is now pregnant with a baby due in September. With this whirlwind of great life changes comes a ton of new responsibilities including life insurance, home renovations...

We're back at it with another BONUS episode! With everything happening in the world right now, we figured that you all could probably use more advice on what to do with your finances. In this episode we answer a few of your questions about emergency funds, where you should be investing your money right now, and what's going on with federal student loans. There are two important announcemen...

In this week’s episode of Future Rich Certified Financial Planner Barbara Ginty does a deep dive on everyone’s favorite topic… student loans! Barbara interviews the lovely Amy who is a 25-year-old living in Boston and working in the healthcare field. Amy is unsure of how much to save vs how much to spend while she’s young. Listen to learn what Barbara’s advice is for her to balance everything and...

DON'T PANIC! So... this week has been CRAZY to say the least. We've had the largest one day move in the DOW since 1987, there's a toilet paper virus, and countries around the world are going on lockdown. Coronavirus has caused a lot of uncertainty in everyone's lives to say the least. As Certified Financial Planner Barbara Ginty says, uncertainty creates volatility and volatility i...

Do you want to learn how to make money with a side hustle? In this week's expert edition of #FUTURERICH Certified Financial Planner Barbara Ginty interviews entrepreneur extraordinaire Nick Loper! Nick started Side Hustle Nation as a community and tool for others to learn how to escape their 9-5 jobs and achieve financial freedom. Find out how Nick started Side Hustle Nation, and how can get y...

In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with Gary from episode 42 eight months after their first interview! Gary is still crushing it as a commercial interior designer in North Carolina. She continues to be a #futurerich savings *rockstar* only now is in the process of also becoming a homeowner. Find out Barbara's advice on splitting the various c...

For this new week of #FUTURERICH we are joined by the lovely Gracie who lives and works as an Executive Assistant in Nashville, Tennessee. Gracie and her husband both work for the government and have BIG savings goals, including retirement, paying off their mortgage, and traveling. Certified Financial Planner Barbara Ginty is "pushing for excellence" when it comes to her savings ratio sugg...

Get ready for the first #FUTURERICH episode where we've had TWO guests! Certified Financial Planner Barbara Ginty interviews fan favorite reoccurring guest, Natasha AND Future Rich's incredible producer, Alex. This special episode is all about a very important financial topic, home buying! Barbara, Alex, and Natasha discuss how confusing the home buying process is, renting vs. buying, and...

This week we dive into PART 2 of episode 63 back into Eglantine's student loan fiasco! Learn what Certified Financial Planner Barbara Ginty has to say about the scary world of student loan interest (did you know that some places charge interest ON TOP of interest?!). If you have student loan questions, this is the episode for you! instagram.com/planancial
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In this week's episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews the lovely Eglantine (Bedknobs and Broomsticks reference!). Eglantine is a 36-year-old professor living in Boston with her husband and two-year-old. In part one of this longer episode we take a deep dive into the world of PSLF = public service loan forgiveness program. Learn more about why private loans...

In this week's episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews 28-year-old Jackie. This episode is extra special because Jackie works in the financial realm too as a Financial Services Consultant in Charlotte, NC. Brace yourselves, because Jackie dishes up not only one but TWO plot twists! instagram.com/planancial facebook.com/planancial Follow us to stay up to up t...

Say hello to Season 3 of #FUTURERICH!! In this first episode of 2020 Certified Financial Planner Barbara Ginty interviews teacher and professional singer, Joy. Joy is a self-proclaimed "worry wart" who has been financially savvy with her savings. Together, they discuss the best way to approach saving for a new home because neither Joy or her husband want to be house poor! Find out Barbara&...

2019 is almost over - can you believe it!?? Cheers to another fantastic year of Future Rich! We can't wait to show you what's in store for Season 3. We'll be back in 2020 with more in-depth personal finance interviews and insightful chats with experts. We want to hear from you: what types of experts do you want us to interview? We're also looking for GUESTS! If you or a friend want...

In this week’s mini #FUTURERICH episode Certified Financial Planner Barbara Ginty interviews our favorite reoccurring guest, Natasha. Together, they lament over how quickly the year is going by and discuss how much you REALLY should be spending on holiday gifts based on your income. If you struggle with planning for the holidays and need some solid gift ideas, this is the episode for you! instagra...

What do you really value? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Dr. Dawn Baker who is a physician, blogger, and speaker as well as a cancer and infertility survivor in Salt Lake City, Utah. Dawn lives a "F.I.R.E." or pre-retirement lifestyle. F.I.R.E. stands for “Financial Independence, Retire Early.” If you're interested in learning how yo...

Tune into this week’s episode where CFP Barbara Ginty interviews quite possibly the most prepared guest of #FUTURERICH, Anita! This 24-year-old Industrial Engineer Consultant lives and works in Miami. She’s taking all the right steps to save ample money for her future by living with her parents and focusing on investing. Anita and Barbara discuss health insurance, the difference between a 401k and...

We’re super excited for this week’s #FUTURERICH episode because we have our very first Canadian guest, Palmer! Palmer is a 34-year-old Toronto native who is happily married and working full time in PR with a toddler at home. Turns out, there are quite a few differences between the US and Canada when it comes to healthcare, retirement, childcare, and education savings. Find out what those differenc...

Do you know what you’re REALLY netting per hour? In this week’s #FUTURERICH episode Certified Financial Planner Barbara Ginty interviews 25-year-old registered dietitian Emily who lives in North Carolina with her husband and two cats. Emily has a unique work situation where she has to deal with BOTH a W2 AND a 1099. So how much of her paycheck should she be putting away for taxes? Can she be her o...

Check out this week’s episode where Certified Financial Planner Barbara Ginty interviews 28-year-old Advertising extraordinaire Sarah who lives in Nashville, Tennessee. Sarah has a lot of what she likes to call, “lofty goals.” These goals include going to grad school to get her MBA, saving for a down payment for a house, and finding new ways to earn supplemental income. Follow us to stay up to dat...