Future Property

It's a myth that the banks don't like to deal with Self-Managed Superfunds (SMSF), and buying an investment property with your super fund isn't as difficult as it might seem, if you understand the process, and have the right team around you. 0.00 - What is an Industry Super Fund vs. an SMSF?. 01.14 – How banks assess SMSF lending and calculate borrowing capacity. 01.35 – Using employer...

Congratulations! Your home loan is formally approved! But what actually happens between celebrating that approval and getting the keys to your new front door? We break down the final leg of the property-buying journey, to make settlement run smoothly! 0.00 - Intro 0.34 - Digital documents and reading the fine print 1.56 - Pre-settlement property check 2.19 - Placing your funds and setting up your...

Selling one house, purchasing another, and seamlessly moving in, is an unattainable dream for most. Bridging is the most convenient option... until it isn't. It came quickly become costly, and can have huge effects if things don't go to plan. But there are other options you can use. 0.20 - What is a bridging loan? 0.40 - The risks of a bridging loan 1.43 - When bridging doesn't work fo...

Why are century old homes in the UK, more sustainable and better built than Australian homes? That was the question that ignited a career mission in Simon Clark. Since that thought, he has founded Sustainable Homes Melbourne, and sits on the board of Sustainable Builders Alliance, and built and designed countless sustainable homes in Australia. The sustainable build isn't just better for envir...

As we navigate a rising rate market in 2026, it is essential to be proactive and well-prepared, and there are options for you and your household to relieve some mortgage stress. The first call you should make is to your bank, after shopping around for different rates, and negotiating with them to match the rate. The next step could be fixing your rate, abut getting personalised advice before you t...

The idea that banks don't want to lend the self-employed, is long outdated. There have been massive shifts in the self-employed lending landscape over the last 6 to 12 months. If you are a business owner or director, the barriers to entry for property investment are lower than they have been in years. Whether you have one year of financials or are paying yourself a new salary, discover how 202...

As the Australian property landscape evolves, many young professionals find themselves torn between the inner-city lifestyle they love and the desire to enter the property market. There is the option to stay within your community, maintain your current lifestyle and not have a painful commute, all while entering the property market; rentvesting. Whether you are a single professional not ready to p...

You may have to think outside the box in order to buy your dream home in 2026. We're seeing a huge rise in non-conventional buying trends, in order to get a foot into the property market. Have you considered teaming up with a friend or family member to buy a home? NAB has reported a 33% increase in co-purchasing. Other home owners, are making the strategic decision to add granny flats to their hom...

Serial entrepreneur and urban futurist, Lucinda Hartley wants to challenge the idea of home as the white picket fence. As a founder of tech platform 'neighbourlytics' she understands the human data that drives property value, and our ideals of home. Lucinda explains how you can pick growth areas, through social behaviour, lifestyle, and neighbourhood character. She provides a roadmap for f...

The RBA's cash rate hike is never a welcome change. But before you jump to panicking or refinancing, there are a few options for you. 0.20 - Don't panic 0.38 - Speak to the bank 1.38 - Don't rush into refinancing 2.38 - Maximise your redraw and offset accounts 2.55 - Credit card strategy 3.28 - Make a considered decision about a fixed rate 4.08 - Remain calm For any questions about purchasing prop...

Waiting can be a killer. Waiting for the perfect interest rate, or the perfect time to buy, can lead to you missing out. Most times, the winners are the ones who simply get started. With that said, sometimes waiting can lead to the perfect purchasing opportunity. Educated risk is the fastest was to future-proof your lifestyle. 0.00 - The cost of inaction 0.17 - Making action on the Sunshine Coast...

Blending fresh industry data with the success stories we're seeing from our clients every day, we’ve mapped out the top property predictions for 2026, designed to give you a clear, confident roadmap to finally turning your property goals into a reality. 0.00 - Non-Conventional Buying Trends 1.16 - First Home Guarantee caps 2.15 - Type of housing buyers are drawn to 2.30 - Growth corridors 3.01...

With Noosa prices almost completely pricing out first home buyers, go a suburb or two back, and you could find an affordable first home. We're noticing massive growth areas across the Sunshince Coast, inlcuding Tewantin, Sippy Downs, Nambour, Eumundi. Big changes in the Maroochydore town planning, making it a great purchase place for a first-home or an investment. For any questions about purch...

Buyers agent Chris Guest (Guesty) has worked with all clients, from all different property buying experiences, and budgets. Guesty believes that a buyers agent has advantages for all types of buyers, and how they can get information from agents which give their clients a competitive edge. He outlines what trends he is seeing in Melbourne, and how to get into the market or purchase your next invest...

You save up a deposit, it's shy of 20%, and now you're hit with Lenders Mortgage Insurance. But there are ways around paying LMI, depending on your employment, house price, and your lender. Before you accept paying LMI, fully understand the exceptions and you might be able to avoid paying it. For any questions about purchasing property, visit ynance.com.au or contact Mitch Woods directly o...

We’ve all heard about the housing crisis, but what if the solution isn’t just to "build more houses." Dr Jane Homewood has worked in urban and regional development, and has been at the forefront of planning our Victorian cities. Jane deeply believes that the future planning of our cities should revolve around our lives and recreation, not just how we work, or continue to spread further a...

Recent changes to ATO debt, may affect you if you are a first home buyer, or a business owner. If you hold a HECS or a HELP debt under $20,000, recent changes at NAB are worth looking into. For business owners, there are significant changes to ATO debt no longer tax deductible, which is leading many people to explore consolidating that debt into their home loans to manage it more effectively. For...

Property insurance is a confusing and expensive necessity, you don't want to get wrong. Insurance Broker, Peter Bolton shares his firs home-buyer guide to insurance, helping you to avoid common mistakes, and consider areas that may be uninsurable, or come with hefty premiums. Chapters: 0:00 - The connection between insurance and property, and when to insure 1:58 - Accidental damage versus defined...

We're seeing common properties being purchased in Metro Melbourne. From the type property, age, and price, here's what we're seeing for both couples wanting to start a family, and singles wanting to get into their own home. For any questions about purchasing property or to discuss your home loan options, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or mitch@ynanc...

When it comes to selling your property, first impressions count. Property styling expert Kylie Espandiar from KE Property Styling has been transforming homes for sale for 14 years, working with major real estate agents across all price points. Kylie shares her tips to getting buyers "off the couch" to inspect a property, and how to make them to stay to notice the finer details of a prope...

If the thought of a 30 year loan keeps you up at night, be assured there are ways to cut the lifespan of your loan right down. Mitch outlines the ways he takes years of his clients loans, with just three simple and realistic changes. For any questions about purchasing property or to discuss your home loan options, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or ⁠⁠mitch@ynanc...

Auction can feel like a daunting an environment to purchase a home, but knowing how to make the most of the high pressure environment, could leave you with the keys to your dream home. Greg Brydon is the General Manager of Apollo Auctions across Australia and New Zealand, with thousands of auctions under his belt. Greg has well and truly mastered his craft as an auctioneer, he can read the play, t...

Not all personal debt is the same. From credit cards, HECs, and buy now pay later, they all affect your borrowing capacity in different ways. Prioritising paying off certain debts before others, might help your borrowing capacity and get you into your dream home faster. For any questions about purchasing property or to discuss your home loan options, visit ynance.com.au or contact Mitch Woods dire...

Your sale contract could cost you tens of thousands of dollars if you don't review it correctly, but with some sitting at 400 pages, it's an arduous and difficult task. Property lawyer from Haines and Polites, Ciara Molloy shares the legal essentials, from when to engage a solicitor, to making special conditions work for you. 0:00 Introduction to Ciara 1:09 Contract reviews and common cont...

You're on the hunt for your first home, or already found the perfect house, what's next? The approval process. It doesn't haven't to be arduous of filled with knock backs, just following step by step to pre-approval success.