CFTE- Centre for Finance, Technology and Entrepreneurship

FUMO: Future Of Money Podcast

Business EN ↓ 127 episodes

FUMO is your weekly guide into the world of finance and technology. Hosted by Ronit Ghose and Gaurav Dhar, it will bring you the latest financial innovations in company of exceptional leaders - all curated for you. Don’t get FOMO with FUMO!

Author

CFTE- Centre for Finance, Technology and Entrepreneurship

Category

Business

Podcast website

courses.cfte.education

Latest episode

Aug 11, 2025

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Episodes

52. Setting up a Challenger Bank from Scratch | (with Anne Boden, Founder & CEO of Starling Bank) 27.02.2023

Would you leave your current job to set up a new challenger bank from scratch?   This week, our dynamic duo in Fintech Ronit Ghose and Gaurav Dhar will be sitting down with Anne Boden, the founder of Starling Bank, to talk about her entrepreneurial journey in establishing one of the most successful challenger banks in the world!   Join us for an insightful conversation on the potential i...

51. What the AI Moment Means for Finance | (with Erkin Adylov, Founder & CEO of Behavox) | Fintech 20.02.2023

Why are we in the AI moment?   In this episode, we speak with the Founder & CEO of Behavox, Erkin Adylov, and unpack the story of how he founded Behavox and discuss the future of AI, particularly in financial services in upcoming years! 🚀   Join us for an insightful conversation on the potential impact on the workforce due to the implementation of AI worldwide!   Interested in...

50. From Idea to Reality: Entering the World of Web3 | (with Jaynti Kanani, Co-Founder of Polygon) | Web3 13.02.2023

What is real story behind building a global blockchain platform?   In this episode, we speak with the Co-Founder of Polygon Jaynti Kanani, and hear the untold story of how he built one of the biggest blockchain platform, and discussed the iPhone moment of Web3! 🚀   Join us for an insightful conversation on how he overcame challenges to bring his dreams and goals to life! Interested in l...

49. Pioneering the New Era in Banking | (with Rishi Khosla, Co-Founder of OakNorth) | Fintech 06.02.2023

What does it take to setup a new challenger bank in UK from scratch? In this episode, we speak with the Co-Founder of OakNorth Rishi Khosla, and gain insights about his experience of building one of the biggest challenger banks in the UK OakNorth, and discussed product versus tech mindset! 🚀 Join us for an insightful conversation on the state and future of banking with Rishi Khosla!   Intere...

48. Exploring the Next Wave of Fintech | (with Nik Milanović, Founder of This Week in FinTech) | Fintech 30.01.2023

How is the future of global Fintech landscape? In this episode, we speak with the Founder of This Week in FinTech, Nik Milanović, about his entrepreneurial journey from starting one of the biggest newsletters in Fintech to building a venture fund and discussed the future of Fintech worldwide! 🌎 Join us for an insightful conversation on the state and future of Fintech with Nik Milanović! Intereste...

47. Driving Fintech Innovation in Africa | (with Zachariah George, Managing Partner of Launch Africa Ventures) | Fintech 23.01.2023

Africa is leading a FinTech revolution, with the industry expected to be worth $3 billion by 2025.    In this episode, we speak with Zachariah George, Managing Partner of Launch Africa Ventures, about his journey to getting into VCs in Africa and the future of Fintech in the region. He also discusses the best Fintech success stories, and the fundamental provision for financial services i...

46. Finding Success in Crypto Winter | (with Edward Woodford, Founder & CEO of Zerohash) | Web3 16.01.2023

The crypto winter has been a challenging time for many companies in the industry, but some have managed to thrive despite the market conditions.    In this episode, we have the pleasure of speaking with Edward Woodford, Founder of Zero Hash.   Edward dives into the ins and outs of building a successful crypto company, discussing topics such as how every financial company will become...

45. The Future of DeFi is Social | (with Stani Kulechov, Founder & CEO of Aave) | Web3 10.01.2023

Is the future of Defi ... Social? Social and culture is a bigger addressable user market than finance and building a decentralised social network is a very topical project.  In this episode, our star guest is Stani Kulechov, Founder of Aave and Lens Protocol. Stani discusses his entrepreneurial journey from dropping out of high school to building one of the leading DeFi protocols. From the ge...

44. Unlocking Web3 Infrastructure | (with Ahmed Al-Balaghi, Co-Founder of Biconomy) | Web3 08.12.2022

💥 Crypto mass adoption is a hot topic in the crypto world, but how do we actually tackle it? In this wide ranging conversation, Ronit Ghose and Gaurav Dhar explored the main opportunities and painpoints in the evolving Web3 world, his career journey from China to the UAE, and what the future is holding for the space. Get ready to listen various inspiring stories and killer insights from Ahmed 👇...

43. Does Crypto Have a Future? | (with Bouchra Darwazah, General Partner of Asymmetric) | Web3 01.12.2022

How has FTX’s crash changed the behavior of institutional investors? Ronit Ghose and Gaurav Dhar deep-dived into the conversation with Bouchra to explore the FTX crash, the challenges VCs face in crypto, and many more! Get ready to catch a glimpse of the #FintechandWeb3Founders Ep. 43 👇   ⚠️ How does Bouchra assess and manage risk in the crypto space? 🚨 What are some of the problems traditi...

42. Investing in Web3 | (with Hubertus Thonhauser, Chairman of Ghaf Capital Partners) | Web3 24.11.2022

💥 From gaming to Web3 VC, we learned a lot from Hubertus Thonhauser’s career journey! Ronit Ghose and Gaurav Dhar explored the (forgotten!) main principles of Web3, deep dived into the secret sauce of VC investments and the current state of talents in Web3! Here are some killer questions to open Pandora’s box of Web3 👇 🚀 How is VC funding in the Web3 space in last years? ⛔️ What does it take t...

41. The MENA Fintech Ecosystem | (with Nameer Khan, Chairman & Founding Board Member of MENA Fintech Association) | Fintech 18.11.2022

The MENA Fintech region has seen an unprecedented rise in investments by being one of the promising frontiers for Fintech. We have seen a lot of activity recently with new companies popping up and receiving capital – but what’s next? Get ready to obtain a rigorous view on the future of Fintech in MENA region with Nameer, and gain insight into the opportunities of the MENA Fintech markets, and the...

40. Open Meta & Web3 | (with Phil Chen, Founding Partner of Race Capital) | Web3 10.11.2022

What is the Metaverse?   In this episode hosted by Ronit Ghose and Gaurav Dhar, we learned more more about his career journey in cutting edge of tech and explored the infrastructure layers of the Metaverse!   Get ready to follow the white rabbit down the hole of Web3 with Phil, and gain insight into the dynamics of the Metaverse economy from trust to identity! Here are some questions to...

39. FinTech as a Service for Africa Region | (Ope Adeoye from OnePipe) 03.11.2022

What does it take to empower companies to integrate financial services into their businesses? Ronit Ghose and Gaurav Dhar explored the dynamics of the African financial services ecosystem, and how OnePipe is disrupting banking services in the region with the power of APIs. Buckle up to deep dive into the entrepreneurial journey of Ope and learn more how APIs can be leveraged to help non-financial...

38. How VCs Firms are Investing the Future of Fintech | (with Barbara Iyayi from Unicorn Growth Capital) 27.10.2022

It was such an amazing experience to host Barbara Iyayi on  #FintechandWeb3Founders ! Ronit Ghose and Gaurav Dhar explored what makes Barbara so passionate about wanting to come out and turning the dreams of unique companies into reality 🚀 Get ready to deep dive into the most candour conversation with Barbara and learn more about the VCs, Fintech and Web3! Here are some questions to que...

37. Pioneering the Crypto Revolution in Africa (with Ruth Iselema, Founder & CEO of Bitmama) | Web3 20.10.2022

What are the pain-points of the cross border payments in Africa? In this episode hosted by Ronit Ghose and Gaurav Dhar , we explored the crypto adoption levels in Africa, the vision for Bitmama for the future, and many more! Some topics you should listen out for in this session: 🔹 How does the regulatory landscape look in Africa? 🔹 Which pain-points does Bitmama address in the region? 🔹 How can...

36. Platforms & Fintech: Revolutionising B2B Payments in the MENA (Mo Aziz, Co-Founder & CEO of Pluto) 13.10.2022

Are successful entrepreneurs born or made?   In this episode hosted by Ronit Ghose and Gaurav Dhar, we explored Mo's journey of becoming an entrepreneur, the challenges and opportunities of operating a venture backed company, the financial infrastructure in the MENA region, and many more!   In this episode, we answered those questions: 🔹 What does Y-Combinator want to know before accept...

35. How to build a Metaverse marketplace (with Ramana Kumar, CEO of Magnati) | Web3 06.10.2022

Why does a payments company  need to develop a Metaverse platform? In this episode hosted by  Ronit Ghose  and  Gaurav Dhar , we explored what triggered the shift from electronic commerce to experiential commerce, the transformation of payments in the future, and many more! Some topics you should listen out for in this session: 🔹 The experience of B2B and customers in the Meta...

34. FinTech & Metaverse: Nordic Innovation, Global Impact (with Thomas Krogh Jensen and Mads Troelsgaard) | Fintech & Web3 29.09.2022

Why do we need Metaverse for corporates? We had such a good time talking about the innovative Nordic Fintech landscape and Metaverse opportunities with Thomas Krogh Jensen and Mads Troelsgaard on #FintechandWeb3Founders! They shared their latest predictions about the future of Fintech brought from the content-packed Nordic Fintech Week 2022, but also how the Metaverse creates new opportunities in...

33. Redefining NFTs & Blockchain Interoperability (with Sarthak Bakshi and Temujin Louie) | Web3 22.09.2022

Why do we see more hacks in blockchain ecosystem? We were thrilled to host  Sarthak Bakshi  and  Temujin Louie  and discuss blockchain interoperability and the future outlook of Web3! In this episode hosted by  Ronit Ghose  and  Gaurav Dhar , we explored what it takes to enable interoperability between blockchains, the mass adoption of NFTs and blockchain, and ma...

32. Polygon: Decrypting the Future of Web3 (with Jaynti Kanani, Co-Founder of Polygon) | Web3 15.09.2022

How will #TheMerge affect you? In this episode, we welcomed Polygon Technology’s co-founder Jaynti Kanani and discuss the latest development on Web3!   Our hosts Ronit Ghose and Gaurav Dhar chatted with went from the genesis of Polygon to the Merge to understand what the future holds for blockchain and Web3. Here’s what you can expect in more detail: ❓ Why is #TheMerge important? 🔹 Why Poly...

31. Indian Fintech Landscape 2022 (with Syed Musheer Ahmed and Amit Goel) | Fintech 08.09.2022

Which Indian Fintechs are overrated and underhyped? In this episode, we welcomed Syed Musheer Ahmed , Founder & Managing Director at  FinStep Asia , and  Amit Goel , Country Head, India & Vice-President Global Advisory at  Prove ! Our hosts  Ronit Ghose  and  Gaurav Dhar  chatted with Musheer and Amit to learn more about the entrepreneurial spirit of Indi...

30. Learn-to-Earn: The Game-Changer for Financial Literacy | With Tracy Chang, Matthias Kröner, Mogaland 01.09.2022

How can games help players improve their financial literacy? Mogaland is a financial literacy game-based Metaverse where you can play to learn personal financial skills and learn to earn crypto assets. In this episode, we welcomed Tracy Chang & Matthias Kröner around the Mogaland , the most anticipated DeFi metaverse game. A fusion of money and gaming, Mogaland is determined to pull in many ga...

29. What are The Hottest Emerging Countries for Fintech Investing? | (With Dave Nangle from VEF) | Fintech 11.08.2022

💥 We just concluded our super fun and insightful session about investing in Fintech across emerging markets with Dave Nangle , managing director of VEF ! Backed by some of the largest investment companies such as Fidelity Investments and Wellington Management , VEF is a permanent capital vehicle focusing on Fintech businesses across the emerging world, providing their investors with great access...

28. The Crypto Outlook: Bear Market, Regulations, CBDCs & the Big Hack | (With Henri Arslanian from the Nine Blocks Capital Management) | Web3 04.08.2022

💥 We are beyond thrilled to have had  Henri Arslanian , Senior Advisor at PwC and The Author of “The Book of Crypto” on our newest live session to shed some light on all the chaos that is occurring within the crypto market. On this particular occasion, Henri also announced the launch of his crypto hedge fund to help institutional investors wanting to allocate to the crypto space!...

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