FUMO: Future Of Money Podcast

What does it take to build a fintech movement in the Middle East? This week on FUMO, we sit down with Nameer Khan, the driving force behind MENA Fintech Association — the region’s most influential fintech network. 💥 We dive into: How to build ecosystems from scratch 🌍 The mindset needed to unite founders, regulators, and investors 🤝 Why MENA is exploding with fintech potential 🚀 Lessons from l...

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Ahmed Al Naqbi, CEO of Emirates Development Bank — the man behind the UAE’s boldest $30 billion bet on the future. In this episode, Ahmed reveals how EDB is rewriting the playbook on government-backed finance: zero-collateral funding, rapid approvals, and a laser focus on AI, biotech, space, and advanced manufacturing. If you’re a founde...

🎙 Scaling Smart: Fintech Lessons from Europe to Saudi Arabia What separates productive fear from paralysing doubt when you're building at speed? How do you launch fintech propositions across borders, and make decisions with clarity under pressure? Join Ronit Ghose and Gaurav Dhar as they sit down with Sophie Guibaud, B2B fintech entrepreneur, advisor, and Co-Chair of the MENA Fintech Associati...

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Serena from PwC—one of the sharpest voices shaping digital assets, blockchain regulation, and crypto compliance across MENA. From stablecoins to startup strategy, she breaks down how the UAE is becoming the world’s sandbox for Web3, and why traditional finance is finally embracing tokenization, transparency, and digital innovation. We ex...

From the heart of TradFi in Hong Kong to the frontier of digital assets in Abu Dhabi — meet Usman Ahmad, CEO of Zodia Markets, in our latest podcast episode! We dive into: 💼 His rise through traditional finance powerhouses 🌐 The big pivot to crypto & digital assets 🇦🇪 Why the UAE is the next big thing for institutional crypto 🏗️ What it really takes to build a regulated digital asset platfor...

tokenisedJoin hosts Ronit Ghose and Gaurav Dhar as they sit down with Ken Chapman, ex-U.S. military paratrooper and Head of US at XDC Network. In this episode, Ken shares his remarkable journey—from serving in the U.S. military to working at J.P. Morgan, Bridgewater Associates, Wells Fargo, and Anchorage Digital, before making the leap into blockchain. Hear how he chose crypto over a sports car, a...

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Munaf Ali, founder and CEO of Phoenix Group, the UAE’s largest homegrown crypto mining company. In this episode, Munaf shares his unlikely journey—from a traditional banker and luxury real estate developer to a crypto pioneer mining thousands of bitcoins and building the region’s biggest data centres. Discover how a chance encounter with...

Join host Ronit Ghose as he dives into a powerful conversation with Gaurav Dhar, CEO of Marshal FinTech Partners and one of the most prolific fintech investors in the MENA region. In this episode, Gaurav shares his journey from entrepreneur to backing 600+ fintech startups, building billions in economic value, and shaping the future of finance through AI, blockchain, and visionary investing. From...

Join hosts Ronit Ghose and Gaurav Dhar as they dive into a compelling conversation with Paolo, Global Research Lead at IBM, about the future of banking, fintech, and AI-driven financial transformation. In this episode, Paolo explores how AI is reshaping modern finance, the impact of fintech on traditional banking, and the key trends driving the next evolution of financial services. Gain valuable i...

Join hosts Ronit Ghose and Gaurav Dhar as they dive into a compelling conversation with Saqr Ereiqat about the UAE’s unprecedented rise as a global business and technology hub . In this episode, Saqr explores why Dubai and Abu Dhabi are moving faster than Silicon Valley , how the fail-fast mentality drives innovation, and how AI, Web3, and new industries are reshaping the Middle East’s economic la...

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Miriam Kiwan, VP, MEA at Circle, about the transformative potential of stablecoins. In this episode, Miriam explores how stablecoins like Circle's USDC are reshaping financial inclusion, revolutionising remittances, and transforming business operations in developing economies. Gain valuable insights into the blockchai...

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Phil Sham to discuss one of the biggest shifts in crypto: institutional adoption. In this episode, Phil shares insights on why major financial players are now more bullish on crypto than retail investors, how the UAE is positioning itself as a Web3 leader, and why blockchain technology is evolving beyond speculation into real-world utili...

Join host Gaurav Dhar for an exclusive conversation with Ronit Ghose, a leading financial analyst and author of Future Money, as they explore the past, present, and future of finance, fintech, and digital economies. In this episode, Ronit shares insights from his 30-year journey in global finance, discussing:📈 London’s financial boom in the ‘90s and its parallels with Dubai’s fintech surge today...

Join hosts Ronit Ghose and Gaurav Dhar as they dive into a fascinating discussion with Marcel Kasumovich, Senior Executive Officer of Coinbase Abu Dhabi and Deputy CIO of Coinbase Asset Management, about the future of digital assets, blockchain, and institutional DeFi. In this episode, Marcel shares insights into how On-Chain Finance is revolutionising transactions, why Bitcoin is emerging as the...

Join hosts Ronit and Gaurav as they dive into a thought-provoking conversation with Ajit Tripathi, aka Chain Yoda, about the evolving world of crypto, decentralisation, and meme coins. In this episode, Ajit shares his journey from Goldman Sachs to the decentralised frontier of blockchain and crypto. Discover how the 4-year Bitcoin cycle, meme coins, and regulatory shifts are shaping the future of...

Join hosts Ronit and Gaurav as they dive into a thought-provoking conversation with Suresh Ramamurthi, Chairman at NetXD, about the paradigm shift from the “tell me” economy to the “do it for me” economy. In this episode, Suresh shares his entrepreneurial journey, from pioneering innovations like VideoGuide and AirMedia to his vision for how AI is reshaping payments and enterprise processes. Disco...

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Ramana Kumar, CEO of Magnati, about the evolving landscape of payments, technology, and financial ecosystems. In this episode, Ramana explores how generational shifts, like a 13-year-old preferring ChatGPT over Google, are redefining tech behaviours and user expectations. Discover the future of payments, from QR codes to...

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Nare Vardanyan, Co-Founder and CEO of Ntropy, a leading innovator in AI-driven financial solutions. In this episode, Nare shares her vision for the future of financial services, exploring how AI is revolutionising data organisation, customer onboarding, and fraud prevention. Gain valuable insights into how Ntropy is tackl...

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Supreet Kaur and Ashutosh Goel, co-founders of Xalts, a leading innovator in enterprise financial connectivity. In this episode, Supreet and Ashutosh explore how their fintech solutions are transforming the way global corporations connect and operate. Discover how Xalts is collaborating with global banks, Fortune 500 comp...

Join hosts Ronit and Gaurav as they dive into a compelling conversation with Nandan Mer, CEO of Network International, a leading enabler of digital commerce across the Middle East and Africa. In this episode, Nandan shares his vision for the future of digital payments, exploring how regions like the GCC and Africa are rapidly transforming their payment ecosystems. Gain valuable insights into how N...

Welcome to FUMO – The Future of Money podcast! 🎙️ Join hosts Ronit and Gaurav as they dive into a compelling conversation with Lory Kehoe, Chief Commercial Officer of M2, a trailblazing crypto investment platform. In this episode, we explore M2’s vision to connect traditional finance with the digital asset universe and gain valuable insights into the rapidly evolving crypto landscape. Discover how...

At 24 Fintech, we’re excited to bring you another insightful episode of the FUMO podcast, featuring special guest Douglas Arner, Kerry Holdings Professor in Law at the University of Hong Kong as he dives into the latest developments in payment systems worldwide, with key government initiatives shaping the future of finance. Join Douglas as he unpacks the global landscape of payment infrastructure,...

Discover the technology of QR Code payment by Alipay+ and its journey in becoming a global payment giant! 🚀 FUMO podcast at 24 Fintech, we are excited to have our guest speaker, Kelvin Li, Head of Platform Tech Business Unit at Ant International as he shared insights into Alipay+’s role in expanding digital payments both globally and in the Middle East Join us as Kelvin delves into how QR code pa...

The Synergy of TON and Telegram: Unleashing a New Era in Crypto Adoption 🚀, join us in this episode of FUMO: Future Of Money Podcast . With our guest speaker, Martin Masser, Chief Business Development Officer at STON.fi DEX, showcasing how decentralise blockchain is transforming user experience when swaping tokens The episode is out, check it out! Our guest will demystify how blockchain technolog...

This episode is joined by Kelvin Tan, CEO of audax, a digital banking tech solutions provider, providing BaaS to financial institutions accelerating digital transformation. Under Kelvin’s leadership, before audax, SC Nexus doubled its banking retail and SME customer base quickly and at minimal cost through strategic partnerships. Our guest speaker will demystify how BasS promotes financial inclusi...