Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!

In this sweet and savory episode of Frugalocity, hostRichard welcomes financial planning heavyweight Al Zdenek to talk about CakeClub—a gamified budgeting app that’s turning financial wellness into a treat. From his storied career in wealth advising, Al brings decades of insight and a cash-flow-first philosophy to the table. 🍰 What’s CakeClub? It’s not your average budgeting tool. Picture cupcake...

Amanda and Richard dive deep into the warehouse wars, comparing Costco, Sam’s Club, and BJ’s Wholesale with frugal flair and plenty of sass. From bulk toilet paper togold bars (yes, really), they break down the perks, quirks, and pain points of each club. •             Costco: Cult-like following with the lowest markup (~14%), but crowded aisles and Visa-only payments might cramp your style. •    ...

College football’s first quarter didn’t tiptoe in—it cannonballed. This episode dives headfirst into the chaos: from preseasondarlings faceplanting to unexpected juggernauts flexing early. We roast the media experts, spotlight the teams that are either cooking or cooked, and highlight “Dawgs”! Expect spicy takes on: •             Overhyped programs getting reality-checked! •             Coaches wh...

This episode is a joyful return to frugal fundamentals, packed with real-life wins and wallet-friendly wisdom. The hosts share five everyday triumphs that provefrugality isn’t just practical—it’s empowering and even a little fun.  DIY Headlight Heroics – Garrett’s Volvo gets aglow-up for just $20, thanks to a YouTube tutorial and a little elbow grease. A reminder that small repairs can lead to big...

In this upbeat and budget-savvy episode of  Frugalocity , hosts Richard and Amanda invite listeners to trade pricey wine vacations for a scenic, wallet-friendly adventure through  North Georgia’s wine country . Inspired by a recent visit to  Cenita Winery  in Cleveland, GA, they share how stunning views, delicious wines, and a relaxed vibe can be found just a short drive from Atlanta—no passport r...

In this heartwarming episode, Richard and Amanda takelisteners behind the scenes of one of their favorite “frugal” entertainment havens—Akins Ford Arena in Athens, Georgia. Known for its electric atmosphere and intimate charm, the arena sets the stage for unforgettable nights, and nonemore so than their recent outing to see the unstoppable Leanne Morgan. The couple recounts their evening at Morgan...

Welcome to the "Frozen" Frugalocity podcast, where the hosts dive into a fun, frugal conversation about saving money and living a "cool" lifestyle without breaking the bank. This episode targets budget-conscious listeners interested in saving money, side hustles, and practical tips. The podcast highlights the need to celebrate people who save money and invest for the future, ra...

Where saving money meets dramatic flair — this week, we go “over the top,” and not just with our frugality. In this theatrical detour from budget-savvy tips, the hosts deliver a riotous breakdown of Hollywood's mostflamboyant performers. From actors who dramatically overdo it — cue David Caruso’s sunglasses pause and Beth Dutton’s verbal thunder — to those who elevate exaggeration into pure ar...

In this heartfelt and illuminating conversation, Richard sits down with Lyndzey, a bodywork practitioner who turned personal pain into professional purpose. From the moment she shares how injury led her to explore the depths of physical and emotional healing, listeners are drawn into a world where massage therapy isn’t just about muscle relief—it’s about transformation. Lyndzey opens up about the...

In this episode of Frugalocity, we sit down with Robert Byrd, a Georgia-based real estate pro who’s flipping the script on what it means to be a Realtor. Forget AI and Digital Disruptors--Robert is all about service, trust, and showing up for his clients long after the closing papers are signed. With over 14 years in the industry, Robert shares how he’s built a business on relationships, not trans...

Join us for a breezy and heartfelt journey through NorthCarolina’s lush mountain charm, as we swap the typical beach vacation for a frugal adventure full of natural beauty, historical intrigue, and unexpected gems. From the opulent halls of the Biltmore Estate to a misty mountainhop into Pisgah National Forest and Dupont State Park , thisepisode takes listeners through a refreshingly real family r...

A Little Extra Credit Work? Where smart habits meet savvy credit moves... Welcome back to Frugalocity , where today we roll upour sleeves for a little “extra credit” work—financially speaking. In thisepisode, we break down what makes up your credit score, why it matters, and howsmall, consistent actions can make a big impact over time. In Credit 101 , we compare your credit score to afinancial GPA...

Welcome back, Frugalocity fam! Today we’re lathering up some good clean fun with two special guests—Adam and Megan Reed, the owners behind Shampoochie , the all-natural, dog-loving, budget-friendly shampoo line your pups didn’t know they needed. We first met the Reed's at the Cornelia Apple Festival and haven’t looked back since—because our muddy mutts, Snoophoggyhawg and Poppi, are living the...

Step into an inspiring conversation with Amanda and Richard as they relive the highlights of The Cancer Foundation’s second-annual Beyond the Battle Brunch —a heartfelt gathering for cancer patients, their families, caregivers, and the community. They’ll take you behind the scenes of this special event, sharing the impact of charitable giving, the power of community, and what makes The Cancer Foun...

Welcome to another insightful episode of Frugalocity! This week, we’re diving into The Millionaire Next Door,a classic book that reveals surprising truths about how everyday individuals build lasting wealth. We break down the seven key habits of self-made millionaires—ranging from living below their means tostrategically choosing the right occupation. Plus, we add a 8th valuable insight from Charl...

In this engaging podcast episode, Richard Raby and CarlosPimenta discuss the evolution and impact of AI on everyday life, particularly for small and medium-sized businesses. Carlos (Charlie), CEO and Co-founder of Aethova,shares insights on how AI can demystify technology, enhance shopping experiences, and assist in budgeting. The conversation highlights the benefits of AI tools, the importance of...

Discover the power of truly exceptional customer service in this episode, as Richard highlights two local gems: Your HVAC Guys and Commercial Property Tax Professionals. You'll hear the incredible stories of how these businesses didn't just meet expectations, they shattered them, providing unforgettable experiences . If you're curious to learn more about navigating the complexities of...

Get ready for another fascinating episode of Frugalocity ! This time, we’re diving into the world of health supplements and oral care , uncovering the real benefits and risks behind popular wellness trends. First up, we break down the truth about Vitamin D, B vitamins, and Ashwagandha —what actually works, what might be unnecessary, and what could even be harmful in high doses. From boosting immun...

Want the inside scoop on the hottest health supplements without drowning in endless scientific reports? Richard does the heavy lifting for you, breaking down the benefits and risks of fish oil, creatine, and caffeine—all backed by insights from top experts like Peter Attia , Gary Brecka , Jordan Syatt, and Mark Hyman. But it doesn’t stop there. We round things out with fresh new segments that keep...

Richard and Art Przybyl of Commercial PropertyTax Professionals delve into the intricacies of the property tax appeal process, revealing how savvy consumers can maximize their savings. They highlight the advantages of having a trained professional on your side, emphasizing how CPTP consistently secures fair value for property owners,surpassing the efforts of the average layperson. The discussion c...

Richard sits down with Jerry Dickens to delve into his captivating book series, Middle School Days . Drawing from his rich experiences as a middle school teacher and coach, Jerry shares how his background has profoundly shaped his storytelling. His books beautifully portray the journey of self-discovery that middle schoolers embark on, emphasizing the value of friendship and the quest for belongin...

Relaxing on their back porch, Richard and Amanda recount their unforgettable trip to Pensacola Beach. From the thrilling spectacle of the Blue Angels to cheering on the Pensacola Blue Wahoos , every moment was a highlight. Their culinary adventures took them to iconic spots like McGuire's Irish Pub , Shaggy's, and Sidelines, while Downtown Pensacola and Fort Pickens added charm and flavor...

Join Richard as he explores the ins and outs of cacao with Jason Vanderhoven, the visionary founder of Choffy.com. Spoiler alert: it’s hard to find any downsides—aside from the fact that it’s primarily available only online. The numerous health benefits and incredible flavor make Choffy a standout. Honestly, with so much going for it, we can’t help but wonder why Choffy shops aren’t popping up on...

Todd and Richard dig into the world of Reverse Mortgages from ways they can be used to what questions you need to ask of reverse mortgage providers. In addition, Todd and Richard talk about hiking and books and shows they are checking out. Inspired Mortgage Brokers The Pitt The Price and Value Journey

Richard engages in a conversation with Chip Geppi from Hybrid and Electric Car Sales, discussing Chip's brand vision and value proposition. Chip shares a compelling real-life example of how his shop repaired Richard's Chevy Volt at a fraction of the dealership's cost—a truly frugal deal. The episode also delves into the multi-dimensional model required for success in the auto sales mar...