Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!

This episode is pure fast‑food chaos, nostalgia, and unapologetic Arby’s advocacy. Richard and the incomparable Dave Wall dive headfirst into the cultural meme‑storm surrounding Arby’s, arguing—loudly, proudly, and hilariously—that the hate is completely undeserved. What follows is a 40‑minute defense of the most ridiculed restaurant in America, delivered with roast‑beef‑fueled passion and the kin...

This episode of the World Famous BallHawgs Podcast fires on all cylinders as Richard, Aiden, Connor, Tristan, and Finn break down a packed sports weekend — from Omaha to the Octagon to Madison Square Garden. The crew opens by celebrating their prediction that Georgia would reach the College World Series, reminding listeners, “we called the Bulldogs in the College World Series last week”. They dive...

In this episode of Frugalocity’s BallHawgs, Richard and Conner dive head first into the glorious chaos of the NCAA baseball tournament — a bracket so busted that, as they put it, “the College World Series bracket looks like it was designed by a genuine Dawg with a UGA collar on.” With UCLA and Georgia Tech both knocked out early, the path has unexpectedly cleared, leaving Georgia as the highest se...

“Riding the Leopard… and Living Abundantly” This episode takes the Frugalocity mantra — Do more. Spend less. Live abundantly. — and stretches it into the age of AI, meaning, and what it actually means to be human when machines can do almost everything except live. Richard and Conner dive into Packy McCormick’s viral talk “Riding the Leopard,” a philosophy-heavy exploration of how to stay fully ali...

This episode dives into one of the most painful financialhangovers of the pandemic era: the car debt trap. As Amanda and Richard put it, “about one in three Americans trading in a car owes more than that car is worth.” And the numbers are brutal — long loans, inflated prices, androlled‑over balances have left many drivers thousands underwater. But the show doesn’t stop at the headlines. The realme...

A wild, unfiltered ride through one of the most chaoticcards of the year. Frugalocity’s Episode 72 delivers a wild, unfiltered UFC 328 preview as Bain and Finn break down the Newark card with full‑throttle chaos, roasting the Chimaev vs. Strickland main event as a likely 25‑minute hugfest, hyping the high‑stakes Van vs. Taira flyweight showdown, and laughing through heavyweight unpredictability wi...

This episode of Frugalocity dives deep into the life,mission, and heart of Parrish Myers —  pastor, former teacher and hospice chaplain, and now a real estate agent with a purpose. From the opening blues‑music banterto the final laughs about pickleball and guacamole, the conversation reveals a man whose entire career has been shaped by service. Parrish shares how his journey from Watkinsville to t...

In this episode of Frugalocity , Richard and Amandabreak down how the Raby family pulled off a dream Boston senior trip — packed with history, cannoli, and even courtside Celtics seats — without torching the budget. As Richard puts it, they “saved money on the boring stuff so we couldsplurge on the fun stuff,” and this trip became the perfect case study. They kick things off with the stealth move...

In this high‑energy breakdown of NFL free agency, Richard and Conner crown the true champions of the Offseason Super Bowl — because who needs the Lombardi when youcan dominate March? The guys open by declaring the obvious: the PittsburghSteelers won the offseason, full stop. With moves like trading for Michael Pittman Jr. (“you hate him because you ain’t him”), adding Jamel Dean, reuniting Jaquan...

In this delightfully nostalgic and hilariously self‑awareepisode, Richard and Amanda take a victory lap as The New York Times finally “discovers” the Classic Pizza Hut experience — something Frugalocity covered way back in Episode 42. From red roofs to red plastic cups,the hosts break down the Times’ breathlessreporting and contrast it with their own marinara‑stained,breadstick‑powered expertise....

In this riotous, no‑mercy installment of Frugalocity’sBallHawgs , Richard and Conner host the ultimate intervention for the most delusional and dysfunctional programs in sports. From college chaos to NFL nightmares to NBA and MLB meltdowns, nobody escapes the frugality audit. 🏈 Segment 1: College Carnage The guys start in Tennessee, where boosters spend likelottery winners and expectations stay s...

In Episode 63, we opened up one of the most personalconversations we’ve ever had on Frugalocity—digging into “the emotional side of caregiving, the grief, the second guessing, the stress and the unpredictability” . That episode sparked something important for us: a desire to move from the emotional weight of caregiving toward the hope,support, and dignity that the right senior living environment c...

This week on Frugalocity, Amanda and Richard break down why smart planning consistently beats internet hype — whether you’re grocery shopping, chasing deals, or buying a used car. They kick things off with Costco, the rare retailer thatactually acts like it values its customers. From effortless 30‑day price adjustments to an unsolicited $20 refund Costco mailed after negotiating a better price, th...

In this special Ballhawgs breakdown, Conner and Richardunveil their latest gift to the NFL: The UNDIVA Test™ — the Ballhawgs’ trademarked psychological evaluation designed to help GMs finally stop whiffing on wide receiver draft picks. With their signature blend of data driven insights, football nerdery, and clinical‑level WR psychology, the guys walklisteners through the most chaotic, revealing,...

This episode of Frugalocity is one of your most honest,grounded, and emotionally resonant conversations yet. Richard and Amanda step away from checklists, hacks, and logistics to confront the part of caregiving that rarely gets airtime—the moment you realize you can’t fix what’s happening, no matter how hard you try. What the Episode Delivers A raw look at the emotional truth of caregiving The hos...

This Ballhawgs episode is peak Conner‑and‑Richard energy: fast, funny, and ruthlessly honest about the chaos that was last fantasy season — and the even wilder one coming. The Ballhawgs kick things off with the theme of the year: Alpha Wide Receivers are running the league, and 2026 looks no different. Conner plants his flag on JaxonSmith‑Njigba as the breakout WR1, while Richard co‑signs with zer...

In this episode of Frugalocity, Amanda and Richard dive intothe latest financial experiment: Newborns becoming accidental capitalists thanks to $1,000 government‑seeded investment accounts. They unpack how these “baby brokerage accounts” work, why companies andphilanthropists are piling on, and whether this is the 21st‑century replacement for the old Levittown dream of stabilizing society through...

In this essential — and surprisingly entertaining — episode of Frugalocity, Amanda and Richard tackle one of the least glamorous but most important parts of adulting:the Annual Financial Checklist. With their signature mix of humor, real‑life stories, and practical frugal wisdom, they break down the six must‑do tasks every household should review once a year to stay protected, organized, and finan...

Frugality isn’t just for penny‑pinchersanymore—it’s officially cool! In this episode of Frugalocity, Amanda and Richard break down why saving smart has become the new status symbol. The Dollar Store Revolution: Inflation may have pushed Dollar Tree past the $1 price point, but that hasn’t slowed shoppers down. In fact, millions of new households—including those earning over $100K—are flocking to D...

This special crossover dives headfirst into Notre Dame’sstunning decision to decline a bowl bid after being snubbed from the new 12‑team College Football Playoff. The BallHawgs break it down with sharp banter, irreverent humor, and plenty of receipts: Setting the Stage: Notre Dame went 10–2 but stayed independent, missing out on CFP spots to Alabama and Miami. Within hours, they announced they’d s...

College Football Playoff talk with the BallHawgs! The first-ever 12-team College Football Playoff bracket is set, and the BallHawgs—Conner, Aidan, and Alex—joined hostRichard on the Frugalocity podcast to break down every explosive detail ! Blending sharp analysis with playful banter, the episode dives deep into the top seeds, potential upsets, andquarterfinal projections for the new format Segmen...

In this lively and frugal‑minded episode of Frugalocity, Richard and Amanda prove that world‑class wine experiences don’t require Napa airfare or Tuscanprice tags. Fresh off their visits to Serenity Cellars and The Cottage Vineyard & Winery in North Georgia, they share stories of Tuscan‑style courtyards, sweeping mountain views, and wallet‑friendly wine flights that make “sip local” the ultima...

Frugal Friday (Black Friday) - Tools, Tech, and Actual Deals” After years of underwhelming sales and recycled hype, Black Friday 2025 is finally delivering. In this lively episode, Richard and Amanda break down why this year’s ads from Home Depot, Walmart, Best Buy, Lowes and others that actually feel worth the buzz. From tools to tech, the savings arereal—and the commentary is sharp. You’ll hear:...

What if the smartest financial move in 2025 isn’t buying a home—but renting one? This episode flips the script on traditional homeownership, spotlighting Jill Sirianni from the Frugal Friends podcast. Jill bought a house in 2020 for $225K, sold it five years later for $575K, and walked away with a $120K profit after all costs. Sounds like a win—until she ran the numbers and realized that investing...

Second Quarter College Football Observations – “GoogleMe, Homie” Edition This week, Richard, Conner, and Aiden dive headfirst intothe madness of midseason rankings, Heisman hype, and coaching meltdowns. From Indiana’s shocking rise to No. 2 to Florida finally firing Billy Napier, it’s a rollercoaster of stats, sarcasm, and savage takes. 🏆 Heisman Watch :Gunner Stockton goes full Gunna with five t...