From Roots To Froots

Who gets to fail? Not just who fails but who is actually permitted to fail, recover, and try again. In this solo episode, Arlyne gets candid about one of the most frustrating financial double standards of our time: the unequal distribution of second chances. From Mark Zuckerberg’s $88 billion Metaverse bet to the 2008 banking bailouts and then to the Black female founders who built real, community...

Achieving financial freedom is a goal many aspire to, yet it often seems elusive. How can you transition from financial uncertainty to a place of security and wealth? In this blog post, we'll explore five essential tips that can help you build wealth and achieve financial independence. Drawing insights from Felicia Flinders, a passionate advocate for financial education, we’ll uncover practica...

High Earner. Not Rich Yet. If you earn well but still feel financially stretched — this episode is for you. Arlyne Chinyanganya breaks down the HENRY trap with real numbers, real scenarios, and the five moves that actually shift things. Chapters: * 00:00 Cold open — the person who earns £100K and dreads their bank balance * 01:30 What is a HENRY? * 04:00 The cold hard maths — what £100K actually l...

She's back — and she's been busy. ✨ Welcome back to From Roots to Froots. If you were with us back in November 2024, you'll remember our first conversation with Fi Titus chartered accountant, Financial Fairy Godmother, and one of the most honest and energising voices in the world of female entrepreneurship and business finance. Last time, Fi reminded us that pensions matter and that r...

"If you're listening to this after seeing my LinkedIn post this morning — welcome. You already know what we're getting into. And if you haven't seen it yet, go find it after this. It's the written version of everything I'm about to say."ArlyneMost founders carry their financial stress completely alone. In this episode, Arlyne Chinyanganya shares her honest story of fi...

April is Stress Awareness Month — and the number one source of stress in the UK is money. In this episode, Arlyne Chinyanganya shares a personal story about financial stress being invisible, breaks down why we carry this weight silently, and gives you 7 practical moves to build everyday financial resilience. This one is real. This one matters. Chapters: ​00:00 Quick question ​01:30 Episode overvie...

What if your health  is  your wealth? Dr. Munachiso Nwokolo left a 15-year NHS career after burnout and built Udo Collection — a space where Black health, legacy, and entrepreneurship collide. We get into systemic barriers, the hidden cost of hustle culture on Black professionals, and the childhood money messages that shape everything. This conversation will shift how you think about success. 🔔 C...

In this episode of From Roots to Froots, Arlyne Chinyanganya breaks down the Iran crisis and what it means for everyday finances in the UK. We cover: ​what the Strait of Hormuz is and why it matters ​how rising oil prices hit your energy bills, food costs, and mortgage ​what "energy lockdown" really means and what countries around the world are doing ​8 practical money moves to protect your financ...

Walking Away Is Not Failure — It’s Strategy Guest: Simi Awokoya What if the career move you’re most afraid to make is the one that changes everything? In this powerful episode of From Roots to Froots, Arlyne sits down with career coach Simi to explore the moment that transformed her life, walking away from a role where she was denied a raise and securing a new job just four weeks later that double...

March 2026 has brought a wave of global headlines, geopolitical tensions, rising energy concerns, shifting inflation forecasts, and renewed uncertainty around interest rates. But what does all of this actually mean for your day-to-day finances, your mortgage, and your mental wellbeing? In this episode, we step away from panic-driven news cycles and translate this week’s biggest economic reports in...

In this special International Women’s Week episode of From Roots to Froots , Arlyne explores the powerful connection between mindset and money — and why financial change begins long before numbers in a bank account shift. Drawing insights from leading women in finance, including Anna Brading, Abigail Foster, Mary Okoroafor, Selina Flavius, and Bola Sol, this episode unpacks how our beliefs about m...

Guest: Selina Flavius Founder of Award winning Black Girl Finances Author and Jenga Pro Financial planning should feel empowering not overwhelming. Award-winning Financial Coach and Planner, Selina Flavius, is recognised as Online Financial Influencer of the Year at the British Bank Awards for her work making personal finance accessible, relatable, and actionable. Through her platforms, Selina has...

Guest: Christina Lartey Founder of Think Pieces AXA Startup Angel Runner-Up 2025 📌 EPISODE OVERVIEW What if we made money lessons feel like play — instead of pressure? In this episode of From Roots to Froots, Arlyne sits down with Christina Lartey, founder of Think Pieces, to explore how puzzles, games and interactive learning can transform the way children understand money. From growing up in a...

When was the last time you genuinely thought of yourself as rich? Not “doing okay.” Not “comfortable.” But rich. For many of us in the UK, the word feels distant — reserved for penthouses, trust funds, or six-figure salaries. And yet, globally and structurally, many of us are far wealthier than we realise. This episode isn’t about dismissing financial stress. It’s not about ignoring the cost-of-li...

“Recently, Rachael Reeves said that student loans are fair. And when I heard that, I paused.” Because fairness depends on who holds the risk and who holds the power . In this episode, Arlyne breaks down the UK student loan system, how it has changed over time, and why many graduates feel the rules shifted after they signed up. This is not about blame, regret, or shaming anyone for going to univers...

🎙️ Change Your Financial Destiny With Investing Guest: Maike Currie – VP of Personal Finance at PensionBee | Author | Financial Journalist What does it really take to change your financial destiny? In this episode of From Roots to Froots, Arlyne is joined by Maike Currie, VP of Personal Finance at PensionBee and author of The Search for Income, for a wide-ranging and honest conversation about pens...

As we step into 2026, many people are setting financial goals: save more, invest better, stop living pay-to-pay. But if 2025 taught us anything, it’s this wealth is rarely built through one big decision. It’s built through small, consistent habits, repeated over time. In this reflective solo episode, Arlyne Chinyanganya, Founder of Roots to Froots and host of From Roots to Froots, shares the two m...

Episode 53 is here, and we’re diving deep into the world of property investment and development with Julianah Owusu — founder of Property By Jewels. Julianah has spent years building her expertise in property, from buy-to-let to development, and today she opens up about the mindset, challenges, and strategies behind her journey. In this episode, we explore:Julianah’s Journey 🚀How she started her...

In this episode, we sit down with Matthew Addai — entrepreneur, day trader, and the visionary cofounder of CashBlack & Afrofiliate, the UK’s first cashback platform dedicated to supporting Black-owned businesses.**Matthew shares how a simple idea born from his trading background grew into a powerful economic engine designed to keep more pounds circulating in the Black community. From mindset t...

From Accountant to Entrepreneur | My Honest Career Change Story. In this video, I share the real, unfiltered journey of pivoting from a stable finance career to launching my own financial wellness company, Roots to Froots. If you’ve ever felt called to change direction — even later in life — but fear, uncertainty, or imposter syndrome held you back… this one is for you. 💛We explore:🔸 Why I pivot...

Founder of Finance Is Fun With Rach | Commercial Finance Manager | Financial Educator Today’s episode features the incredible Rachael Aluko, the creator behind Finance Is Fun With Rach — a platform dedicated to simplifying money and empowering people to take control of their finances. Rachael is known for breaking down complex financial concepts on TikTok and Instagram in a way that’s fun, engagin...

In this powerful solo episode,  From Roots to Froots  host  Arlyne Chinyanganya  — financial wellness coach, qualified accountant, and 2024 Top 50 Woman in Accounting — unpacks the hidden gender gap in pensions and what it really means for women’s financial futures. Inspired by Dr. Hayley James’ groundbreaking book  Pension Saving in a Gendered Lifecourse , Arlyne explores how gender, life stages,...

Host:  Arlyne Chinyanganya Duration:  45 mins In this episode, Arlyne explores the world of sponsorship — what it really means, how to attract the right partners, and how to create win-win collaborations that grow your business or community project. 💬  Highlights: 00:00 – Introduction: Rethinking sponsorship as partnership 03:15 – Defining your value proposition 06:30 – Building a sponsorship dec...

In this episode of  From Roots to Froots , we sit down with property investor  Ernest Lukovnikovas , whose journey from low-paying jobs and long hours to financial freedom through real estate is nothing short of inspiring. 💼🏡 Ernest shares how he went from listening to  Rich Dad Poor Dad  during food delivery shifts to becoming an award-winning estate agent and a successful property investor. Al...

In this episode, Arlyne explores the alarming rise of  online scams and cryptocurrency fraud  targeting the African diaspora. As digital finance becomes more accessible, so too have scams evolved — exploiting trust, cultural networks, and promises of quick financial growth. With advanced technology and AI-driven fraud, these crimes are harder to detect and even harder to prosecute. We discuss how ...