Fraud Forward

This is a legacy episode from Banking on Fraudology, originally published on December 17, 2025. In this episode of Fraud Forward (formerly Banking on Fraudology), Hailey Windham reflects on her journey in the industry by sharing big news and zooming out to address the "seismic shift" this change represents for her career and the community. Hailey officially announces she has joined Sardine as thei...

This is a legacy episode from Banking on Fraudology, originally published on December 12, 2025. In this episode of Fraud Forward (formerly Banking on Fraudology), Hailey Windham talks with Ben Graf, a self-taught AI expert in the neobank space. The conversation dives into what it really looks like to learn AI from the ground up, emphasizing that the future of fraud prevention isn't about replacing...

This is a legacy episode from Banking on Fraudology, originally published on December 10, 2025. In this episode of Fraud Forward (formerly Banking on Fraudology), Hailey Windham reflects on a transformational year in fraud by unpacking recent, high-stakes cases and zooming out to address the "seismic shift" in the payment ecosystem. Hailey covers the industry's evolution, highlighting how human in...

This is a legacy episode from Banking on Fraudology, originally published on December 3, 2025. In this episode of Fraud Forward (formerly Banking on Fraudology), Hailey Windham welcomes back Ian Mitchell, founder of The Knoble, to delve into the organization's critical mission, its global impact, and the urgent need for community support. The conversation centers on the concept of "human crimes,"...

In this reflective and gratitude-filled episode of Banking on Fraudology , Hailey Windham takes a moment to step back and appreciate the people and themes shaping the fight against fraud, delivering a "giant serving of gratitude" for the community. The conversation dives into the industry's evolution, highlighting how innovation and collaboration are aligning to create a powerful, transformative m...

Banking on Fraudology is presented by Sardine.ai . In this episode of Banking on Fraudology, Hailey Windham sits down with Ravi Loganathan , Co-founder and President of Sonar AI and Head of Banking and Policy at Sardine. Ravi, who has over 20 years in banking and consortium work with institutions like Early Warning Services, Zelle, and Bank of America, has been leading the charge at Sardine to mak...

In this powerful bonus episode of Banking on Fraudology , Hailey Windham sits down with Andrea Vallentine , Senior Vice President of Fraud and Risk at Old Glory Bank. The conversation dives deep into Andrea's genuinely excited perspective that "this might actually be the best time to be fighting fraud". We explore the rising momentum of collaboration and shared learning that is unifying the indust...

In this powerful episode of Banking on Fraudology, Hailey Windham sits down with John Duffley , Communications Director at the Association of Certified Fraud Examiners (ACFE), who leads the global coordination and growth of International Fraud Awareness Week. The conversation dives deep into the origins of this massive global initiative, which began in 2000 as "National Fraud Awareness Week" and h...

In this powerful episode of Banking on Fraudology, Hailey Windham sits down with Kathy Stokes , Director of Fraud Prevention Programs at AARP, a nationally recognized leader in consumer protection and elder fraud prevention. The conversation dives deep into Stokes's foundational statement: "We need to talk about victims in order to talk about the fraud as a crime". They explore why language is the...

Fraud Forward is powered by Sardine In this insightful episode of Banking on Fraudology, host Hailey Widham welcomes Mark Solomon, President of the International Association of Financial Crimes Investigators (IAFCI) , for an in-depth look at how global collaboration is reshaping the fight against financial crime. With more than 30 years of experience in law enforcement and fraud investigation, Mar...

Fraud Forward is powered by Sardine In this eye-opening episode of Banking on Fraudology, host Hailey Windham sits down with Ronan Burke, co-founder and CEO of Inscribe, to discuss the alarming rise of document fraud in financial services. As generative AI makes creating fake documents easier than ever, Burke reveals that AI-generated and template-based document fraud has surged over 200% in just...

Fraud Forward is powered by Sardine In this eye-opening episode of Banking on Fraudology, host Hailey Widham sits down with Travis Cox, investigator with the South Carolina Department of Corrections, to uncover the dark world of prison based fraud and organized crime. Cox shares a rare inside look at how inmates use contraband cell phones to run sophisticated fraud, extortion, and money laundering...

Fraud Forward is powered by Sardine In this dynamic episode of Banking on Fraudology , host Hailey Windham kicks off a new monthly series in collaboration with Safeguard, paving the way to their 2026 AI Deep Dive Retreat. Joined by industry thought leaders Mitul Parmar and Brian Davis, Hailey explores the urgent need for AI education, collaboration, and strategic adoption across fraud, identity, a...

Fraud Forward is powered by Sardine In this eye-opening episode of Banking on Fraudology, host Hailey Windham sits down with Travis Cox, a seasoned investigator from the South Carolina Department of Corrections, to explore the alarming world of contraband cell phones in prisons. Travis shares his firsthand experience combating organized crime networks that operate from behind bars, revealing how t...

Fraud Forward is powered by Sardine In this compelling episode of Banking on Fraudology , host Hailey Widham is joined by Freddy Massimi, a certified Financial Crimes investigator and leader at Truist Bank, to explore the intersection of human trafficking and financial crime. Together, they examine how financial institutions can detect and disrupt trafficking networks, drawing from recent high-pro...

Fraud Forward is powered by Sardine The latest episode of Banking on Fraudology tackles a critical issue facing financial institutions: new ACH fraud monitoring requirements. Host Hailey Windham expertly guides listeners through NACHA's upcoming rule changes, offering a comprehensive breakdown tailored for small banks and credit unions. Windham delves into the nuances of the two-phase implementati...

Fraud Forward is powered by Sardine Fraudology and Banking on Fraudology are back together, this time recording  in person from Austin, Texas ! We celebrate Karisse’s recent  Women in Payments Award , reflect on the power of in person connections, and then dive straight into the headlines. We spotlight how  AI is reshaping fraud, from autonomous “agentic AI” attacks to fraudsters hi...

Fraud Forward is powered by Sardine In this groundbreaking episode of Banking on Fraudology, host Hailey Windham introduces an exciting new event that promises to revolutionize how the fraud, identity, and compliance industry approaches AI. Mitul Parmar, co-founder and CEO of Safeguard, joins to announce the launch of the first AI Deep Dive Retreat, taking place May 3-6, 2026 at the prestigious Br...

Fraud Forward is powered by Sardine Host Hailey Windham and guest Jen Lamont tackle the crucial topic of creating pauses to prevent fraud in financial transactions. The conversation centers around the concept of "pause as a service," exploring how momentary interruptions can be the key to protecting members from falling victim to scams. Jen shares her expertise on training frontline staff to recog...

Fraud Forward is powered by Sardine In this illuminating episode of Banking on Fraudology, host Hailey Windham sits down with fraud prevention expert Stephanie Macrafic, to explore the fascinating intersection of human behavior and scam prevention. Fresh off her acclaimed presentation at the ACFE Global Fraud Conference, Stephanie shares invaluable insights on using behavioral science to disrupt s...

Fraud Forward is powered by Sardine In this electrifying episode of Banking on Fraudology, host Hailey Windham sits down with PJ Rohall, co-founder of About Fraud & Fraud Fight Club , to unpack the knockout success of their recent "Round Two" conference. PJ gives listeners an insider's look at what it takes to organize a fraud-fighting event that breaks the mold of typical industry gatherings....

Fraud Forward is powered by Sardine In this eye-opening episode of Banking on Fraudology, host Hailey Windham dives deep into five recent fraud cases that every financial institution needs to know about. From a $70,000 account drain to a multi-branch fraud attempt, each story serves as a masterclass in what to do - and what not to do - when it comes to protecting customers and institutions from in...

Fraud Forward is powered by Sardine In this episode of Banking on Fraudology, host Hailey Windham and fraud expert Frank McKenna dive deep into the world of financial crime prevention. The duo tackles a wide range of questions from fraud fighters across the industry, offering invaluable insights and practical advice. From discussing the challenges of cross-industry collaboration to exploring the l...

Fraud Forward is powered by Sardine In this eye-opening episode of Banking on Fraudology, host Hailey Windham dives into a critical development in the financial fraud prevention landscape. Fresh off a cruise where she performed her fraud-prevention parody of Meghan Trainor's "No," Hailey shifts gears to discuss a major opportunity for fraud professionals to shape future policy. The CFPB, NCUA, FDI...

Fraud Forward is powered by Sardine In this episode of Banking on Fraudology, host Hailey Windham sits down with Erin O'Loughlin and Brian Svoboda-Kindle from the Association of Certified Financial Crime Specialists (ACFCS) to discuss the critical importance of ongoing education and collaboration in the fight against financial crime. As the financial landscape rapidly evolves, fraud and compliance...