Frank Wealth Insights

In this episode of Frank Wealth Insights, Danielle Kelly and Chelsea Hussey discuss ways to approach end-of-life planning for aging parents. They cover common obstacles, emergency decisions, the importance of coordination, and more.  Important Disclosures: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investm...

In this episode of Frank Wealth Insights, Frank is joined by Alex Gertsburg, an attorney and the CEO of CoverMySix. Alex works closely with business owners on legal strategy, risk management, and continuity planning. He shares perspectives on where exit strategies tend to succeed and where challenges may arise. During the conversation, he dives into the deep end, exploring key considerations for a...

In this episode of Frank Wealth Insights, Frank Fantozzi explores how legacy is much more than money, reframing it as a living story shaped by personal values. Drawing on personal stories and decades of experience, he reflects on how family values, communication, and shared traditions influence the way wealth is experienced across generations. Frank also discusses the role of generosity and charit...

Frank explores how your choices, habits, and environment might contribute to the ripple effect between your physical and financial life whether you’re running a business, managing a career, raising a family, or running on caffeine. He also shares some fresh, even unconventional ideas—from the science of decision fatigue to why longevity investors may be reshaping long-term planning. Frank Fantozzi...

In this episode, Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, is joined by his longtime friend Nick Mazzone, CPA. Together they talk about some key year-end tax planning strategies– practical steps to review as the year comes to a close.  Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, vis...

In this episode, Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, tackles real estate investments. He explains the core types and tax advantages of real estate, compares real estate to other investments, and highlights key considerations for investors.  Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth mana...

Tom Reyolds, CPA, EA, joins Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, to discuss the tax implications of the Big Beautiful Bill. The conversation explores how certain provisions may affect families and businesses, including deductions and credits introduced under the legislation. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s ap...

Wealth Advisor Cynthia Yang, CFA®, CAIA®, CIPM, joins Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, to review the market’s fluctuations through the first half of 2025. Their conversation covers the impacts of the election, tariffs, Federal Reserve policy, the Big Beautiful Bill, deficit spending, and more, before turning to what may be on the horizon. Frank Fantozzi is the President and Founder...

Here’s a hard truth: Many family businesses struggle to make it to the 2nd and 3rd generation — not because the business isn’t viable, but because the planning isn’t clear. In this episode of Frank Wealth Insights, Frank Fantozzi dives into what can get in the way, what to watch for, and how to keep the peace while preparing to pass the torch. Frank Fantozzi (CPA, MST, PFS, CDFA, AIF®, CEPA) is th...

They say that when you first get into business, you should already be thinking about how you'll eventually exit your business. In this episode of Frank Wealth Insights, Frank Fantozzi explains this concept and takes a deep dive into business exit strategy. When is the best time to sell? What strategies work best? How should business owners prepare? Hear Frank cover all this and more in today’s epi...

On this episode of Frank Wealth Insights, Frank Fantozzi is joined by Wealth Advisor Danielle LeChard, CFP®, to explore what high-net-worth families might consider when selecting a financial advisor. They discuss factors that may influence the decision-making process—such as professional background, communication style, and planning approach—and highlight the value of working with an advisor whose...

On this episode of Frank Wealth Insights, Frank Fantozzi is joined by Wealth Advisor Chelsea Hussey (CLU®, ChFC®, CFP®) to explore how women can approach their financial lives with clarity and intention. They discuss key financial considerations—including earning strategies, investing habits, long-term planning, and what to look for in a trusted wealth advisor. The conversation also touches on com...

On this episode of Frank Wealth Insights, Frank Fantozzi explores an important topic for executives and business owners: how to use executive compensation and key employee retention tools (also called “golden handcuffs”) to attract, retain, and reward top talent. He’ll break down popular strategies such as stock options, restricted stock units (RSUs), deferred compensation, Phantom Stock Plans, an...

On this episode of Frank Wealth Insights, Frank Fantozzi, President and Founder of Return On Life Wealth Partners, is joined by wealth advisor and Certified Financial Planner, Danielle LeChard, to discuss key strategies for evaluating and adjusting your financial plan for the year ahead. Topics covered include: Why the start of the new year is an ideal time to revisit your financial plan. Insights...

In this episode of Frank Wealth Insights, host Frank Fantozzi welcomes Carrie Malotte, Vice President of Commercial Banking and SBA Lending Specialist from Westfield Bank, to explore some of the key aspects of commercial banking. They discuss: The dos and don’ts of borrowing The differences between commercial real estate and other real estate loans Community banks versus big banks How to strengthe...

Join Frank Fantozzi, president and founder of Return on Life Wealth Partners, in the latest episode of Frank Wealth Insights. In this engaging discussion, Frank welcomes back his colleague and Wealth Advisor, Chelsea Hussey, as they explore the complexities of employee benefits. They cover key topics such as: Medical insurance Short-term and long-term disability coverage Life insurance Health Savi...

In this episode of Frank Wealth Insights, host Frank Fantozzi is joined by Connie Powall, a respected attorney and partner at Gertsburg Licata, LPA. They'll discuss the important topic of estate planning, focusing on the do’s and don’ts of thoughtful family planning. Gain insights into the significance of estate planning, key documents such as wills, powers of attorney, and health care proxies, as...

In this episode of Frank Wealth Insights, ROL President and Founder Frank Fantozzi explores how to strategically enhance both your financial and charitable impact through tax-smart charitable giving and sophisticated tax strategies. Discover strategies for effective charitable giving that support your favorite causes and align with your values while also striving to improve tax efficiency. Learn a...

Tune in to this episode of Frank Wealth Insights as Frank Fantozzi, president and founder of Return on Life Wealth Partners, and special guest Rodika Koloda, Health and Medicare Advisor at Insurance Systems Group, Inc., break down the complexities of Medicare. They offer insights, guidance, and practical tips to help you make informed decisions about your healthcare and Medicare coverage. From und...

In this insightful episode of Frank Wealth Insights, Frank Fantozzi and special guest, Kate Shackleton, Executive VP, Trust & Insurance at LPL Financial, delve into the critical choice between corporate trustees and individual trustees. Trust administration can be complex, and we believe that selecting the right trustee is crucial for ensuring the effective management and protection of assets. Lis...

Join Frank Fantozzi and fellow wealth advisor Chelsea Hussey as they explore the multifaceted world of second homes — those tranquil retreats that can also double as lucrative investment properties. Balancing personal enjoyment with financial gain involves navigating a complex landscape of considerations. From maximizing returns to understanding tax implications, they'll uncover some of the essent...

In this episode of Frank Wealth Insights,  ROL wealth advisors  Frank Fantozzi and Danielle LeChard  delve  into the significance of life insurance in shaping your financial future. From simplifying the various policy types to revealing effective strategies for coverage, they help demonstrate how life insurance can serve as a crucial element in safeguarding your family and creating a lasting legac...

In this episode of Frank Wealth Insights,  Frank Fantozzi and colleague Chelsea Hussey unlock the secrets to generational prosperity! Join us on a  journey through the world of multigenerational wealth where we discuss and provide practical tips and strategies, stories, and savvy insights that are aimed toward shaping lasting legacies. From smart investments to family dynamics, gain the knowledge...

In this episode of Frank Wealth Insights,  Frank Fantozzi and fellow Return on Life Wealth Partners wealth advisor, Chelsea Hussey,  delve into the world of "Growing Wealthy Minds," where they explore the essential skills and strategies for raising financially aware children in a world filled with monetary challenges and discuss the art of fostering money consciousness in our kids without simply h...

In this episode of Frank Wealth Insights,  Frank Fantozzi and fellow Return on Life Wealth Partners wealth advisor, Danielle LeChard, delve into the world of 529 plans – the ultimate tool for saving for your child's education. They'll break down: The difference between 529 college savings and prepaid tuition plans Tax benefits Investment options, and more Pursuant to Section 529(b)(1)(A)(ii) of th...