Frank Finly

Frank Finly — Retirement Planning & Tax Strategies

Education EN ↓ 5 episodes

Frank Finly breaks down retirement planning, tax strategies, and the numbers that actually matter — in plain English. From Roth conversions and Social Security timing to withdrawal strategies and tax-efficient income planning, each episode turns complex financial decisions into clear, actionable guidance. Free retirement calculators and guides at https://frankfinly.com

Author

Frank Finly

Episodes

How to Minimize Taxes in Retirement: 7 Strategies That Work 09.07.2026 16:52

Most retirees overpay on taxes. Here are seven proven strategies to minimize your retirement tax bill legally. Read the full article Free retirement planning tools Sources mentioned: - IRS — Federal Income Tax Rates and Brackets - IRS Topic 409 — Capital Gains and Losses - IRS — Retirement Topics: Required Minimum Distributions (RMDs) - IRS Publication 915 — Social Security and Equivalent Railroad...

Roth Conversion Strategies: Pay Taxes Now, Save More Later 02.07.2026 20:49

A decade of low-bracket conversions can save six figures in lifetime taxes. Learn the advanced strategies — bracket filling, multi-year planning, and timing around life events — that separate tax-savvy retirees from everyone else. Read the full article Free retirement planning tools Sources mentioned: - IRS Publication 590-B — Distributions from IRAs (Roth conversion, RMD) - IRS — Federal Income T...

The 4% Rule in 2026: Does It Still Work for Your Retirement? 25.06.2026 12:55

The 4% rule has guided retirees for 30 years. But with longer retirements and market uncertainty, does it still hold up? Read the full article Free retirement planning tools Sources mentioned: - Bengen (1994) — Determining Withdrawal Rates Using Historical Data, Journal of Financial Planning - Cooley, Hubbard & Walz — Trinity Study: Retirement Savings: Choosing a Withdrawal Rate That Is Sustai...

Backdoor Roth IRA: The Step-by-Step Guide for High Earners 17.06.2026 12:28

The backdoor Roth IRA lets high earners bypass income limits. Here are the exact steps, the pro-rata trap, and how to avoid mistakes. Topics covered: backdoor roth ira, backdoor roth. Read the full article Free retirement planning tools Sources mentioned: - IRS — Roth IRAs - IRS Publication 590-A — Contributions to IRAs - IRS Form 8606 — Nondeductible IRAs - IRS — Rollovers of Retirement Plan and...

What Is a Roth IRA? Roth vs Traditional — The 2026 Tax Decision 05.06.2026 14:17

Pay taxes now or pay taxes later? The answer isn't as obvious as it seems — and getting it right can mean tens of thousands more in retirement income. Topics covered: what is a roth ira, roth ira vs traditional ira. Read the full article Free retirement planning tools Sources mentioned: - IRS — Traditional and Roth IRAs - IRS — Publication 590-A - IRS — Publication 590-B - IRS — Required Mini...