Foster & Motley : A Podcast About Wealth & Life

In this episode, Foster & Motley team members reflect on the best financial decisions they’ve ever made and how, in many cases, that led them to Foster & Motley. From early lessons in discipline and risk-taking to career pivots and personal milestones, each story highlights the deep connection between financial decisions and life outcomes. Our guests are Elizabeth M. Green, CFA , Investmen...

Thomas J. Guidi , CFA, Investment Manager, Co-Chief Investment Officer and Shareholder at Foster & Motley, Inc. , explains the misunderstood role of cash in financial planning. He outlines how to approach liquidity needs, make the most of different cash vehicles and avoid common pitfalls when managing excess cash. Thomas also explores how advisors can help individuals match their cash strategy...

In this episode, we’re joined by Rachel Rasmussen, MBA, CFA, CDFA® , Investment Manager and Shareholder, and Joe Patterson, CFP® , Financial Planner and Shareholder, both at Foster & Motley, Inc. Together, they navigate the financial and emotional complexities that follow the death of a spouse, offering a compassionate and pragmatic look at planning for one of life’s most difficult transitions...

In this episode, we hear from Foster & Motley, Inc. ’s Luke Hail , MBA, CFP®, Financial Planner and Shareholder, and Zach Horn , MBA, CFP®, CMFC®, Managing Partner, Investment Manager and Shareholder. They discuss how money mindsets, shaped by upbringing, experience, and environment, affect financial decisions. Drawing on years of advising high-net-worth clients, they highlight how understandi...

In this episode, we’re joined by David Nienaber, MBA, CPA, CFP® and Joe Patterson, CFP® , both Financial Planners and Shareholders at Foster & Motley, Inc. . Together, they discuss the importance of estate planning, especially when helping aging parents navigate their financial affairs. They share their experiences working with clients and families and shed light on the generational challenges...

Rachel Rasmussen, MBA, CFA, CDFA® , Investment Manager and Shareholder, and Zach Binzer, CFP® , Financial Planner and Shareholder, both of Foster & Motley, Inc. , discuss the importance of evaluating financial advice. They explore how to differentiate between well-intended recommendations and misleading information, the role of emotions in investing and the importance of staying disciplined wi...

Choosing where to live in retirement is about more than just finances — it’s about creating a home that aligns with evolving needs, goals and lifestyles. In this episode, Joe Patterson, CFP® , and David J. Nienaber, MBA, CPA, CFP® , both Financial Planners and Shareholders at Foster & Motley, Inc. , discuss the financial and emotional considerations of downsizing, upsizing and rightsizing in r...

Ryan English , MBA, CFA, CPA, CFP®, Investment Manager and Shareholder at Foster & Motley, Inc. , shares insights on real estate investing beyond the traditional do-it-yourself house flipping seen on TV. He explains different investment options, including publicly traded real estate investment trusts (REITs) and private real estate, and how they fit into a diversified portfolio. Key Takeaways:...

Nicholas Roth, CFP® ,  Financial Planner at Foster & Motley, Inc. , joins us to discuss the recent changes to Social Security, specifically the removal of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), which could significantly boost retirement income for millions of public sector workers. Key Takeaways: (01:04) The Social Security Fairness Act removes W...

In this episode, we’re joined by Rachel Rasmussen , MBA, CFA, CDFA®, Investment Manager and Shareholder, and Megan Lyons , CFP®, Financial Planner. They discuss the financial and emotional challenges of the sandwich generation — those balancing the care of aging parents while supporting their children. They explore how cultural expectations, financial planning, and clear communication shape caregi...

In this episode, we welcome Sarah Browne , MFE, CFA, Fixed Income Portfolio Manager of Foster & Motley, Inc. , to discuss the evolving role of non-traditional fixed-income investments. Sarah explores how this asset class has grown since the 2008 financial crisis, how it differs from traditional fixed income, and what investors should consider when integrating these investments into their portf...

Luke P. Hail, MBA, CFP® , Financial Planner & Shareholder, and James L. Combs , Director of IT, join this episode to dive into the critical topic of cybersecurity. Together they provide practical insights to help individuals and organizations protect their digital assets from cyber threats such as hacks, ransomware, phishing, and social engineering. Key Takeaways: (01:29) Focus your efforts to...

In this episode, we welcome Nicholas Roth, CFP® , Financial Planner to discuss the complexities of Inherited IRAs. Nicholas sheds light on updated rules, the emotional and financial challenges involved, and strategies to navigate these intricate situations effectively. Key Takeaways: (01:39) Introducing money into any situation adds emotional complexity. (02:30) The IRS finalizes updated rules for...

In this episode, we’re joined by Thomas J. Guidi , CFA, Investment Manager, Co-Chief Investment Officer, and Shareholder, and Dave J. Nienaber , MBA, CPA, CFP®, Financial Planner and Shareholder. Together, they examine the evolving role of artificial intelligence in wealth management, exploring its potential applications and limitations and the importance of balancing innovation with security to b...

Joe Patterson, CFP® , Financial Planner and Shareholder at Foster & Motley, Inc. , shares practical strategies to reduce financial stress and gain confidence in personal finance management. This conversation highlights actionable steps to organize your finances, set priorities, and mitigate risks. Key Takeaways: (02:03) A financial inventory starts with listing income and fixed and variable ex...

In this episode, Financial Planner and Shareholder, Zach Binzer, CFP® , and Client Service Specialist, Heidi Lenhart provide a deep dive into the complexities of retirement plan rollovers, shedding light on when and why to consider this significant financial step. Whether you’re consolidating accounts, navigating tax implications, or planning for retirement, they share actionable insights to help...

In this episode, Luke Hail , MBA, CFP®, Financial Planner and Shareholder, and Megan Lyons , CFP®, Financial Planner, both of Foster & Motley, Inc. , discuss the potential changes to the federal tax code as the Tax Cuts and Jobs Act approaches its expiration. They provide insights into what this means for individual taxpayers and small business owners, discussing actionable strategies to navig...

We’re joined by Thomas Guidi , CFA, Investment Manager, and Sarah Browne , MFE, CFA, Fixed Income Portfolio Manager, both of Foster & Motley, Inc . Together, they discuss the Federal Reserve’s role and its significant influence on interest rates, inflation and investment portfolios. They dive into the Fed’s monetary policy, its dual mandate and how its decisions affect both short-term and long...

Joe Patterson , Financial Planner and Shareholder at Foster & Motley, Inc. , dives into the complexities of executive compensation. Joe discusses how increased earnings bring unique challenges and opportunities, emphasizing the importance of proactive planning. From base salaries to stock options, Joe provides insights on maximizing compensation and mitigating tax impacts. Key Takeaways: (02:0...

We’re joined by Ryan English , MBA, CFA, CPA, CFP®, Investment Manager and Shareholder at Foster & Motley, Inc. , who shares insights on how upcoming elections may impact your portfolio. Ryan covers key factors that investors should consider as we approach Election Day 2024, and how to navigate potential market reactions to political outcomes. Key Takeaways: (01:03) Common client concerns abou...

In this episode, we’re joined by Nicholas Roth , CFP®, Financial Planner at Foster & Motley, Inc. , who shares valuable insights on effective savings strategies and the importance of financial planning to meet various life goals. Key Takeaways: (00:59) Saving at least 15% of your gross income is a good rule of thumb.  (01:34) Power savers aim to save 25%-50% of their gross income.  (...

In this episode, we’re joined by Rachel Rasmussen , MBA, CFA, CDFA®, Investment Manager and Shareholder, and Megan Lyons , CFP®, Financial Planner, both from Foster & Motley, Inc . Together, they explore the concept of wealth management milestones, discussing how to set, track and celebrate financial goals at every stage of life. Key Takeaways: (02:32) Identify significant financial markers to...

If market fluctuations stress you out and cause you to make irrational financial choices, you’re not alone. It is only human to let emotions get in the way and give in to biases. In this episode, Rachel Rasmussen, MBA, CFA, CDFA®, and Zach Binzer, CFP®, help you understand how you can destress your investment experience and become a more disciplined investor. Tune in to understand common behaviora...

Have you ever looked at the letters after an advisor’s name and wondered what they stand for? These credentials actually offer significant insight into the expertise and commitment of an advisor. In this episode, Nick Roth, CFP®, of Foster & Motley breaks down why these credentials are important and demystifies the common professional designations in financial services. Tune in to understand h...

Are you worried about the safety of your sensitive information online? By cultivating good security habits, it is possible to significantly reduce the risk of fraud so you can sleep better at night. In this episode, Joe Patterson, CFP®, of Foster & Motley empowers you with the knowledge and awareness to protect your financial well-being in an increasingly digital world. You will learn preventa...