For Better and Worth

Call it whatever you want: a fight, disagreement or argument. No matter how you name it the way you handle these tender moments is critical. Chris and Ericka have termed their disagreements in a way that keeps in mind the big picture. Listen in as they share ways they have been able to move through challenging times and still like each other. You won't agree on everything but you can agree on how...

If you don't enjoy talking about money with your partner, it is probably hard to discuss it with your kids That is the challenge a lot of people face. We have all made mistakes with money and many times we choose to shield those moments from our kids. But, what if we invited them to share in the wins and losses? What if we discussed money even when we didn't feel like it? What if we taught money l...

It's been 25 years since we got married! Most marriages don't make it this long. Chris and Ericka don't take that for granted. In this episode, they reminisce, share tips for longevity, and think about what they look forward to next. Although marriage is beautiful and well worth the journey it also takes intentionality to go the distance. Listen in to hear how they've handled (or juggled) it all....

In this episode, Chris and Ericka chat with their daughter Olivia Young, a current college student. Her Gen Z perspective and wise approach to college choice and savings provide valuable insights for anyone who tunes in. If you have kids listen in. If your kids are college-bound listen in. If you are an adult looking to get your financial house in order... listen in. Even Chris and Ericka received...

We can learn a lot from generations that come after us. As a special treat, this week we dive into the perspective of our oldest daughter Faith. Listen in as she shares about what it was like to grow up in our household, her thoughts on budgeting, and what goal she's working on right now. She made us laugh and also very proud. Her advice to parents and her peers is priceless. You don't want to mis...

Have you ever felt like people want you to do good but not too good? There seems to be a limit to what other people can handle when it comes to your success. This could cause you to censor your wins and successes simply because of what other might say. It is hard to decide when, how, and which whom to share your financial progress. But it might be better to not care about the naysayers all togethe...

There are lots of feelings and emotions around having debt and/or using credit. The emotions can lead you to feel like you've done something wrong on your financial journey. And maybe you have made mistakes. But we've all done that, right? So, how do you handle the dlemma over the "rights" and "wrongs" of being in debt? Is there an actual right way to maneuver in life financially? Tune in this wee...

Everyone has their limits. Even if you don't say it out loud you know where the lines are drawn. You could have spending limits, relationship barriers, or family boundaries. These limits help you feel safe and keep you feeling like you can make it when times get tough or money is tight. Have you thought about the things you either can't live without or the places in your relationship that you lite...

Have you ever felt like you wanted to forget the budget, stop tracking your expenses, and just relax financially? Everyone has! Doing this stuff consistently is hard! What you do in these moments is key. There are some important concepts to think about when you are at a point where you are tired of the financial journey. Even financial gurus and experts have days where they get sick and tired of d...

Have you ever wondered about how much money you need to have and then how much is actually ENOUGH? Is there an amount of money in which you will be happy and taken care of for life? And can you even save Enough? The answer to this question is as unique as the person being asked. But trying to understand how much is enough brings up other discussions especially if you and your partner don't see eye...

Couples, partners, spouse, etc can get on each others last nerves! But, there is always something for us to learn from each other. AND that learning can strengthen the relationship. It takes intention to identify and appreciate our differences and what we both bring to the financial table. Listen in to find out how we see the best in each other and use our gifts to their best ability. Our website:...

Sometimes it is hard to talk about money, especially with friends. Finding support, partners in debt-freedom or simply encouragement can be hard. We have navigated a variety of relationships and even moments that were surprising on our journey to financial freedom on our terms. No matter what you desire in the future, getting there is so much more fun with friends who "get you." Listen in to hear...

Most people have heard of the 7-year itch in marriage. But what about the 10-year twitch? We aren't sure if that is a real syndrome but we do know that it was around that time when we struggled a little bit. Every relationship has its ups and downs. We found ourselves in a challenging moment during what was supposed to be a happy or exciting time. Maybe it was for one of us but not all of us. List...

Companies are letting people go at record rates. It is scary to think about what could happen to your income and how to land on your feet despite the uncertainty. We've experienced our own times of job turmoil with layoffs. Those times weren't easy, but there were good lessons learned and it definitely shifted our perspectives for the better. Our website: www.forbetterandworth.com Get Ericka's boo...

We took trips while getting out of debt. Were they extravagant? Nope! But enjoying the journey helps you stay the course. We enjoy trips and we spend money on it consistently. It is an investment in our relationship. Listen in to hear HOW we do it and why it is so important. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have...

Our favorite show brought up a topic that gave us pause. So we tackle the question... who's money is it anyway??! No matter who brings in the income and how much they bring in, conflict can arise when demands are present. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTub...

Buying a home is typically the largest purchase you will make. Mistakes in this area can cost you... BIG. Trust us, we know. Tune in as we share our mishaps, regrets, and frustration with real estate. Sometimes we got it right and sometimes we got it all wrong. Have you been there too? Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Coupl...

Do you have a hard time saving money? Sometimes it is hard to find ways to save and keep it tucked away. For our inaugural guest podcast we have invited Ryan Armstrong, President and Co-Founder of Guac to chat with us about an amazing new way to save. During this episode you get all the details about how this FREE app works and the benefits of using it as you work to achieve your financial goals....

We went to our 1st EconoMe Conference! This is where enthusiasts of the Financial Independence Retire Early (FIRE) movement come to learn, make friends, and get inspired. Nearly 500 people who desire a new American Dream on their own terms sat in sessions or workshops and gained new "fire" for their version of how to live life. Listen in... this might be a conference you want to attend for motivat...

Have you been told lies about what marriage really requires? Yep, we all have. Blindly following the advice or idealistic view from someone else's eyes isn't setting a good foundation for truth or success in marriage. This week we discuss the lies we once believed and shed light on healthier ways to view that topic. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10...

People define rich, wealthy, and millionaire differently. But if you can't identify the target you won't know if you've reached it right? Tune in as Chris and Ericka shine a light on these terms and give perspective and how to view them objectively. Then you get to decide what level of wealth you are striving for. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Mo...

Luxury and name brands matter to some people. But, this can be a hurdle to accomplishing your long term financial goals. In this episode, we talk about what really matters most. This was one of the most popular topics from our interview with Anthony O'Neal on the Table. Listeners couldn't believe what Ericka said. We recap and dive deeper into the conversation. Check out the original interview wit...

Getting out of debt can take time. No one wants it to take longer than necessary to get free, but life gets in the way. The Young's journey included detours, pitstops, emergencies, and of course children. These things can change when you accomplish your goals. Do Chris and Ericka have any regrets? Find out by listening in. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unasham...

The power struggle for control can derail progress with your money. In any relationship there could be a challenge trying to understand roles and responsibilities. But if that turns into a tug of war for power problems can ensue. This week's episode dives into this critical pieces to your financial success including boundary setting. Don't allow the quest for power to impact your relationship nega...

Sometimes we can confuse needs and wants. Our desires can be so strong that we mislabel them a need and the budget gets out of control. Depending on where you are on your financial journey the needs and wants could change. Listen to hear what Chris and Ericka think about the must-haves in a budget and how to still live a full life without deprivation. Our website: www.forbetterandworth.com Get Eri...