For Better and Worth

Social media is full of images of couples expressing their love and admiration for each other. But does this picture represent true "relationship goals?" Valentine's Day allows you to go the extra mile with the one you love. Are you participating? Do you give gifts? Are you going out with your honey? No matter what you do make sure your honey knows you love them 365 days a year. This is true relat...

Navigating the tides of expectations within our closest bonds can be tricky. The weight of what's spoken, silent, or unrealistic can feel heavy if ignored. Join Chris and Ericka as they unravel the complexities of financial expectations and share their journey of transforming individual burdens into shared goals. Tune in and discover how you, too, can master the delicate balance of financial expec...

One of the most common beliefs in our society is that more money can solve all problems. People presume that high income provides access to a good life, and that it's the ultimate purpose of our existence. But is this really the case? Some studies suggest that having more money can backfire and cause more problems than solutions. In this episode, we disagree and then agree many times. This topic i...

The holiday season is a time of joy, celebration, and often, overspending. Many people indulge in impulsive purchases, expensive gifts, and lavish decorations that end up leaving them with a financial hangover that extends well into the new year. For couples, this can be a particularly challenging time, as conflicting spending habits and goals can lead to resentment and stress in their relationshi...

Turning 50 is a significant milestone in life. It marks a new chapter in the journey of aging and prompts a reflection on past achievements and future goals. Aside from the personal and emotional aspects, it is also a time for financial planning and strategizing. Chris just had this milestone birthday and you get to listen in to how he really feels about it! Our website: www.forbetterandworth.com...

Do you stick to the predictable path, play it safe, and avoid financial risks? Many of us do! But, the role of risk-taking cannot be overlooked when it comes to making progress in life. it can be scary to take chances though, especially with money. This episode is dedicated to understanding what it means to take financial risks and how it can help you potentially achieve success faster. Listen in...

Happy New Year! As you start this year, it's important to recognize that setting and achieving financial goals can be daunting, especially when done as a team. This week, listen in to how Chris and Ericka approach goal-setting. They discuss what has worked and what isn't helpful too. In this episode, we will cover the importance of setting individual goals before sharing them with your partner, es...

Money may not be the most romantic subject for most people, but it is among the leading causes of conflicts among couples. Soo… it can't be ignored. Different people have different attitudes, patterns, and beliefs when it comes to their finances. It's crucial to have open and honest conversations about money and actively work towards reaching shared financial goals. In this podcast episode, we hav...

The news of Mint being discontinued at the end of 2023 has left many of its users frustrated and annoyed. It's understandable considering that Mint was a free, easy-to-use financial management tool that had become a beloved staple for many. So, what happens now? Should we all just give up on tracking our finances? Listen in to this week's episode as Chris and Ericka discuss the importance of maint...

The holidays are a time of joy, but they can also be stressful when it comes to gift-giving. This stress can be amplified when you share a bank account with your significant other and the element of surprise could be compromised. However, there are ways to navigate this situation and still maintain the joy of gift-giving. In this episode, we will discuss the complications of gift-giving when shari...

We recently watched a show called "The Golden Bachelor," which follows a senior bachelor looking for love.. The show was entertaining and highlighted the importance of finding love and companionship in one's golden years. It didn't however touch on the need for financial planning and security in these golden years. In this episode, we discuss a few critical factors to have in place as you age. Our...

Living paycheck to paycheck is the harsh reality for 70% of Americans, regardless of income. Face it... The cost of living is never going to drop, unfortunately. It is our responsibility to improve our own financial management skills and stop living close to the edge. In this episode, Chris and Ericka discuss their experience with paycheck-to-paycheck living and explore effective ways to overcome...

With the holiday season upon us, it's easy to get caught up in the frenzy of shopping and consumerism. But let's not forget what comes before all of that - Thanksgiving. Unfortunately, there is a tendency to overlook this special holiday and immediately start our holiday shopping. Black Friday then quickly turns into "Trap" Friday. We rush through the aisles, grabbing the best deals and gifts, wit...

Embarking on a home renovation journey can feel overwhelming, regardless of your financial situation. Just ask Chris and Ericka, who recently took on a project full of ups and downs. But trust us, it was absolutely worth it! With proper planning, budgeting, and open communication, your home upgrade can turn into a rewarding experience. Join us in this podcast episode as we explore effective strate...

Among the many financial factors that contribute to financial stress, credit reports and scores often remain unspoken taboos. Many couples shy away from discussing their credit reports and scores in fear of exposing their financial shortcomings and the perceived stigma associated with poor credit. It is crucial to break down the fear surrounding credit reports and scores to normalize the conversat...

Ericka and Chris record LIVE at FinCon 2023! They describe the event and its significance to their work. They share key takeaways which included a strong sense of collaboration, readiness for content sharing, potential partnerships and collaborations, and new ideas discussed at the conference. If you want to learn more about FinCon and its impact on financial content creators, listen in! Our websi...

Are college athletes set up for success or failure with NIL deals? It might be the dream of every college athlete to increase their bank account or drive a nice car, but is it helping or hurting them? Many college athletes hope to go on to lucrative careers in professional sports, but the truth is most athletes won't get there. Name, image, and likeness deals can provide some much-needed relief du...

Have you ever found yourself thinking that if you had more money, your financial problems would disappear? It's a common assumption, but is it actually true? In this episode, Chris and Ericka explore the paradox of more money and how it can potentially create more financial problems. We discuss real statistics and delve into personal experiences to help you reflect on your own approach to money ma...

Many of us tend to measure our worthiness through our net worth. We believe that the more money we have, the more successful we are. The fact is, money is just a means to an end, and it should not define our worth. In this podcast episode, Chris and Ericka delve deep into the crucial balance between self-worth and net worth and the path to thriving financially. Our website: www.forbetterandworth.c...

Pets can bring joy, comfort, and companionship to our lives. For many of us, our pets are part of our family and their companionship is invaluable. However, when it comes to pet ownership, couples may have different perspectives and priorities that can lead to conflicts. These disagreements can range from who should take care of the pet to how much money should be spent on pet care. This can put a...

Growing up in a single-parent household can be challenging, but it can also provide valuable life lessons. Both Chris and Ericka grew up in single-parent households, and they credit their upbringing with teaching them responsibility, work ethic, hustle, and resilience. Listen in to hear how they feel about the advantages of having a single parent. There are benefits and life skills gained from gro...

Money can be funny. But, most of the time talking about money isn't funny at all! In this episode, Chris and Ericka discuss how it takes courage to have meaningful money conversations in relationships. Identifying personal hot buttons around money helps people understand what is required in order to elevate the conversation. We share our own experiences where courage was necessary. It took courage...

Sometimes it just feels good to do nothing. Just chillin' out, relaxing, and allowing life to happen without your intervention feels good. Until it doesn't. It is important to think about what you might be missing in life if you don't change your money habits. There may be adventures, experiences, causes, etc. that you can't participate in if you don't get your financial house in order. Waiting is...

Have you ever found yourself wondering where does all of my money go? Do you have this feeling that one day the bottom will fall out, a major life event will happen or you won't have enough cash to weather an important storm? These concerns affect everyone. However, the small "money leaks" could be the real culprit that makes you feel like you don't have enough when you need it. Tune in to hear ho...

Sometimes our differences cause us to feel like we are in two different spectrums. One partner may cast a vision and dream. The other partner may see only in terms of today and the reality of a situation. Neither perspective is better than the other. The way we view life may vary from moment to moment. Learning to appreciate our differing views and use them for the good of the relationship is wher...