Follow Me Out of Debt | Get out of debt and get into prosperity!

The emotion of fear can be a source of panic, or it can be a good friend nudging you towards accomplishing your goals. The decision is completely up to you, and it almost completely depends upon the lens that you use to view fear to certain stimuli.   Whether you are on the instant knee-jerk reaction to fear side of the spectrum or on the more analytical side of processing a situation to its fulle...

If you can't afford to buy it twice, then you shouldn't buy it. If you follow this simple rule, it will make your purchase decisions better aligned with your overall goals to get out of debt and get into prosperity.   It's very easy for us to make a decision to buy something by thinking about whether or not we can afford it. Many times, we either consider the amount of cash that we have available...

What is the best thing to do when you're having a bad day, week, month, or even a bad year? That first sentence sounds like the song from the TV show Friends, doesn't it?   The reality is that many of us aren't sipping coffee in a coffee shop with our friends as life simply happens. We're in the trenches, and we're dealing with the day-to-day battles that will eventually wear on us. We're not prom...

It's time for a monthly check-in to discuss what I've been up to as it relates to getting out of debt and getting into prosperity.   I think that it's a good idea for us to touch base once a month to see where things are at on my personal journey to get out of debt and get into prosperity, and hopefully it inspires you to continue forging ahead with your goals as well. God bless.

When is it appropriate to repair a vehicle as opposed to purchasing another? If you haven't had to ask this question yet, you will likely need to eventually.   I recently had a situation where I discovered that while my vehicle is still drivable, I will eventually need to incur a somewhat costly repair in order to keep my vehicle roadworthy. Sometimes our situations with our vehicles might be a li...

Just as things start to get a little desparate, you'll notice the debt predators creeping out of the woodwork. You'll walk out to the mailbox or check your e-mail, and you'll see these various companies and other entities vying for your attention in order to explain to you how they can save you from your past financial mistakes.   I will admit, some of these organizations come up with some pretty...

We've all been in a bad relationship at least once in our lives. We've all been in a situation where our best move was to end the relationship to benefit either ourselves or both people involved. Breaking up isn't easy to do, either. There are the memories, the leftover feelings, and the time invested in the relationship. None of these things are easy to simply chuck out the window.   With that sa...

Many of us feel the weight of our past mistakes for a long time, and this weight prevents us from moving forward. This is especially true if you're feeling like you have passed a certain age and look back to see people much younger than you making better financial decisions than you did. This makes you feel like you've missed out on an opportunity, and you end up kicking yourself instead of making...

Whether you acknowledge this statement or not, they control you. If you're wondering who I'm referring to, I'm referring to the credit card companies, loan companies, and any other entities that charge you money for borrowing their money.   If you are under the false impression that you're in control when it comes to these institutions, it's time to realize a few things. Especially when it comes t...

Discipline and behavior are closely linked with one another. As a matter of fact, they directly feed off of one another.   Our behavior is incredibly important, and a large portion of what structures our behavior is our level of discipline that allows us to continue good behaviors and prevents us from going back to bad behaviors.   As good behaviors prevail and you rewire the way that you normally...

Have you ever asked yourself what if you didn't retire? In many places of the world, people view their lives as two completely separate entities: work life, retirement life. What if you blurred the lines a bit and made it all one in the same?   Imagine being 100+ years old and still working. It may not sound like a great idea to you, but what if your chosen vocation was something that inspired you...

At the end of the month, do you find yourself asking where your money has gone? Unfortunately, for many folks, this is an all-too-common occurrence.   The good news is that there is a way to stay focused and stay on track so that you'll find yourself in that sweet spot with personal finance success. If you'll keep this simple rhyme in mind and pay close attention to the tips given and the content...

There is great responsibility that comes with being an expert. When you are an expert in your chosen field and have literally millions of folks tuning in to hear what you have to say on an almost daily basis, you have to be three times as careful with the content that you're putting out there.   I'm not saying that an expert needs to be perfect. However, I am going to say that some of the bigger n...

We're wrapping up our book study with our final principle of success. This principle has to do with the power of partnership in the context of kings and priests, but we're going to dive in a little deeper and discuss other points of this principle as well.   Of course, with this being the conclusion of this particular book study, it's also a good time to review the twelve principles in their entir...

We're heading into the final stretch of our book study and visiting the next four principles of success. These four principles are organically connected to one another from a financial prosperity standpoint, but each one deserves to be looked at both separately and diligently.   At this point in the story, Antonio was approached by his brother-in-law, Venny. Venny wanted Antonio to provide him wit...

It's now time for the fourth meeting between Antonio and Alessio. Prior to this meeting, Antonio is asked to meet with the feared merchant pirate, Ahmad. He first has an opportunity to seek Alessio's advice prior to the meeting, and it's a good thing that he did.   A lessio provides Antonio with sound advice to help him with turning away from focusing on the rumors centered around Ahmad and instea...

We're currently reading about the third meeting between Antonio and Alessio, but prior to this, we learn about Antonio's business partner, Milos. Milos also has a zest for life like Antonio, and the two made for great business partners.   Before the third meeting could take place, Antonio and Milos had witnessed their factory burn to the ground. Antonio thought for sure that this was the end of hi...

Financial prosperity is connected to soul prosperity. With that being said, a man must do whatever he can to provide for his family.   At this point in the book, we find that Alessio has instructed his friend to meet him for midnight mass. As Antonio walked to the church, he was reminded of the words from his father talking about God and His greatness. When he looked up at the heavens, he remember...

Work hard and God will prosper you. This is the first principle that we're discussing today from the book, The Legend of the Monk and the Merchant by Terry Felber.   Starting with a quick introduction of the characters in this book, you'll be quickly caught up to speed with what Julio is about to find out from his grandfather, Antonio. You'll feel like you're sitting right alongside Julio and shar...

Do you want to learn the principles of successful living? Over the next several weeks, we'll be diving deep into the principles outlined in the book, The Legend of the Monk and the Merchant by Terry Felber.   This is one of those books that I find myself going back to reading time and again and with good reason. The story is not only an entertaining read, but it also teaches some excellent princip...

If you don't play, you don't win. Or do you? As it was said by Joshua in WarGames: the only winning move is not to play. If you're not familiar with that movie, I'll digress for a moment by saying that you should definitely check it out sometime.   While I'm showing my geeky side here, that scene in the movie was the first thing that came to mind when I considered talking about the Powerball (or a...

It's sad but true. Not everyone wants you to succeed. The sooner that you realize this, the better that it will be for you.   You don't want to waste your time if you are continuously getting negative feedback from a particular individual. This person in your life could be a friend, a family member, or possibly neither of those. It really doesn't matter, because in the end, the negative feedback t...

Have you ever stopped to realize how fortune truly favors the bold? The first time that I heard this saying was when I had watched The Founder, the movie about how Ray Kroc had founded McDonald's, or rather, how he built a worldwide empire by essentially rethinking what the McDonald brothers had started and transforming the concept into something completely different and revolutionary.   That asid...

It's one thing to have a goal to get out of debt, but how long will it actually take you to reach that goal? Believe it or not, the answer to this question is incredibly important to consider.   When we start a journey to get out of debt, we might start out of the gate strong but lose momentum as we continue along the path towards accomplishing the goals that we've set for ourselves. One of the im...

I've got some exciting news to share today! Tune in to find out this news, but more importantly, discover how you can also get to realize this same experience.    What's important to note is that once we've reached a particular goal, even when it's a part of a larger goal, we need to utilize the momentum that we've been able to generate appropriately. If we can shift our focus on to incrementally...