Follow Me Out of Debt | Get out of debt and get into prosperity!

It's easy to get lost in the blame game. As an almost unspoken rule of human nature, we tend to blame others for our own shortcomings, or we place blame on certain individual circumstances.   The problem is that once we deflect blame, we no longer take responsibility for the root cause of the issue. Once we don't have the weight of responsibility on our shoulders, we find it much easier to simply...

It's time to break free from the chains that have been keeping you bound for way too long. When an elephant is used for purposes that are different from its natural habitat, such as training to be in a circus, the young elephant is bound to a post using chains.   The young elephant is unable to escape from its post because it's simply not strong enough to break the chain that is keeping it bound t...

It's time for a monthly check-in to discuss what I've been up to as it relates to getting out of debt and getting into prosperity.   I think that it's a good idea for us to touch base once a month to see where things are at on my personal journey to get out of debt and get into prosperity, and hopefully it inspires you to continue forging ahead with your goals as well. God bless.

Knowing your endgame can help to get you through this journey of getting out of debt, especially if you can envision what life will be like once you're out of debt and getting into prosperity.   Perhaps you want to give more generously and help those less fortunate. You may want to own rental properties and realize your dream to become a real estate investor. Maybe you'd like to pay for your child...

I may be a bit biased, but I love this show. It's not what you think, though. The reason that I love this show is the community. Tune in as we see first-hand how our community of like-minded folks can overcome obstacles and thrust forward towards accomplishing each and every one of the goals that we set. God bless.

We already know that saving money is one of the ways that will help us to reach our goal of getting out of debt. I have complied a list of the more common ways that we can save money this year and going forward.   Some of the methods mentioned are for smaller purchases while others are for some larger purchases that we may need to make in the near future. With this being said, we can easily adjust...

It's time for a monthly check-in to discuss what I've been up to as it relates to getting out of debt and getting into prosperity.   I think that it's a good idea for us to touch base once a month to see where things are at on my personal journey to get out of debt and get into prosperity, and hopefully it inspires you to continue forging ahead with your goals as well. God bless.

Is your gym membership a great deal or a money steal? Right before the start of a new year through the first month of a new year, you will see various gyms around your area offering no money down promotions, first-month-free promotions, or significantly discounted monthly dues.   These offers may appear to be fantastic deals on the surface, but a discounted gym membership is only saving you money...

It's time to get ready for the upcoming year. What do you have planned for 2020?    Even if you got stuck in a rut during this last year, it's time to get your ducks in a row and start the year off strong. As a matter of fact, why wait? You can get started today!   The biggest thing to keep in mind is that when it comes to goals, you'll want them to not only be realistic but also time-based. In ot...

Don't make things more complex than they need to be. Most of the things that get into our inboxes or our mailboxes are nothing more than distractions.    It's best to keep your eye on the prize and not get distracted by seemingly simple shortcuts. The only guaranteed way to accomplish most goals is hard work, smart work, and perseverance. God bless.

It's time for a monthly check-in to discuss what I've been up to as it relates to getting out of debt and getting into prosperity.   I think that it's a good idea for us to touch base once a month to see where things are at on my personal journey to get out of debt and get into prosperity, and hopefully it inspires you to continue forging ahead with your goals as well. God bless.

Everyone makes mistakes. The key is to allow ourselves forgiveness for those mistakes. We might be able to forgive others easily, but sometimes we don't forgive ourselves as easily.   The key to moving forward is to move past the bad decisions that we've made in our past. Once we stop clinging to the past and look to the future, only then can we break the chains of debt. God bless.

Empty your mind. Be formless, shapeless, like water. If you put water into a cup, it becomes the cup. You put water into a bottle, and it becomes the bottle. You put it in a teapot, it becomes the teapot. Now water can flow or it can crash. Be water, my friend.   -- Bruce Lee

Why do we do the things that we do to get out of debt, and why is this such an important question to ask ourselves? If we can define our reason why we do what we do early on, we'll have a much greater chance of success.   Define your why, determine how you will execute your action plan, focus on one debt at a time, and use the reason that you started your journey to keep you motivated and to give...

Have you received a letter in the mail asking if you want to participate in debt settlement? Many times, the letter or the commercial that you see on television or hear on the radio about this particular topic might also be referred to as debt relief.   In any case, this is rarely a good idea. I would never recommend that someone actually signs up for these types of programs because they usually d...

It's time for a monthly check-in to discuss what I've been up to as it relates to getting out of debt and getting into prosperity.   I think that it's a good idea for us to touch base once a month to see where things are at on my personal journey to get out of debt and get into prosperity, and hopefully it inspires you to continue forging ahead with your goals as well. God bless.

Discover today how credit card companies and other similar entities try to keep us in debt and why. There are many different ways that credit card companies will utilize different perks, fee discounts, rate discounts, and other schemes to make us not only feel that their credit card is part of our financial well-being but will also be something that we should get used to using on an ongoing basis....

Why should you focus on one debt at a time? The quick and easy answer to this question is that it is much easier to process smaller bites of something rather than taking everything on all at once. When we hone in on that one debt that we're tackling right now in particular and give it our focused attention, we'll find that we'll have an easier time directing our financial resources towards paying...

It's time to go on a financial diet. Akin to realizing that you've put on a few extra pounds and want to go on a diet to lose some weight, we can come to the realization that we've taken on too much debt and now need to decrease the amount that we owe.   It's one thing to go on a diet, but it's a completely different thing to define the why before we begin. A lot of diets fail simply because they'...

It's time for a monthly check-in to discuss what I've been up to as it relates to getting out of debt and getting into prosperity.   I think that it's a good idea for us to touch base once a month to see where things are at on my personal journey to get out of debt and get into prosperity, and hopefully it inspires you to continue forging ahead with your goals as well. God bless.

Your credit score is more than just a number that financial institutions use to offer lines of credit or loans. The credit score for most people is an important number because there are other entities that will use your credit score to help them to know a little more about you. Two good examples of this are insurance companies and prospective employers.    If your credit score is good, most insura...

Whatever you do, don't let debt define you. You are a completely separate entity from your debt. As a matter of fact, you are the one who will be putting that debt in its place, and this is going to happen sooner than you think with the right mindset.   Before we get into that, let's discuss what happens when we've been in debt for a long time. When we have been battling debt for a while, or maybe...

When forming our spending habits, using cash is an absolute necessity. It is usually difficult to truly change our spending habits if we've been accustomed to using credit cards for a while and try to transition to only using our debit cards.    Plastic is plastic is plastic, and until you get yourself accustomed to the feel of using paper money and coins on an almost consistent basis, it may be c...

How much should your starter emergency fund amount be? Many times, you will hear that your starter emergency fund should be $1,000. Is that really enough for you? Is that even something that you can realistically attain in order to get started?   As I've said many times on this show, there is no cookie-cutter approach to personal finance. This is yet another example as to why we can't apply the sa...

It's time for a monthly check-in to discuss what I've been up to as it relates to getting out of debt and getting into prosperity.   I think that it's a good idea for us to touch base once a month to see where things are at on my personal journey to get out of debt and get into prosperity, and hopefully it inspires you to continue forging ahead with your goals as well. God bless.