Fiscal Foxhole

🎙️ The Fiscal Foxhole – Episode 33 The Symptoms of Financial Success What does financial success actually feel like? In this episode, Rob Moore and Omen Quelvog flip last week’s conversation on its head and break down the real‑world signs that your finances are working for you—not against you . From checking your accounts without dread to handling surprises without panic, this conversation is abou...

🎙️ The Fiscal Foxhole Symptoms of Financial Trouble (Part 1) In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog kick off a two‑part series focused on recognizing the early warning signs of financial trouble —before small issues become major problems. This week’s focus is on the symptoms of financial stress and why awareness is the first step toward turning things around. 📬 Connect...

🎙️ The Fiscal Foxhole – Fight in the Foxhole Episode Summary In this special episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog finally stop agreeing. Instead of the usual “it depends,” Rob and Omen step into the ring for a full Fight in the Foxhole , taking opposite sides on some of the most debated personal finance questions — with one rule: no nuance allowed . The result is a fast‑paced...

🎙️ Fiscal Foxhole – Real Estate Reality Checks & Accidental Landlords In this episode of The Fiscal Foxhole , Rob and Omen welcome Daniel Huffman , ChFC®, MQFP® and Army Reservist, down into the foxhole for a no‑nonsense conversation about real estate investing , rental properties, and why so many “passive income” stories fall short in the real world. If you’ve ever heard that renting out a ho...

🎙️ Episode Overview In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog unpack how luck —and misplaced confidence—can quietly derail your financial plan. From debt and lifestyle inflation to insurance gaps and investing overconfidence, they explore practical ways to replace luck with preparation and intentional decisions. 🤝 Connect with Rob and Omen Book a meeting with Omen Book a...

What happens when financial planning is driven not just by numbers—but by purpose? In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog unpack what faith‑based financial planning really means, how it compares to values‑based planning, and why money itself is never the goal—only the tool. With Easter on the horizon (and a classic April Fool’s fake‑out to start the show), the conversat...

In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog kick things off with some light banter before diving into timely housing headlines, military retirement planning, and the powerful flexibility that comes with a pension. 🎯 What We Cover Adjustable‑Rate Mortgages Are Back A Wall Street Journal headline sparks a discussion on the renewed popularity of adjustable‑rate mortgages (ARMs...

Market Volatility, Trump Accounts, and Choosing the Right Tool In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog take on two timely topics: navigating market volatility during periods of global uncertainty and breaking down the realities of the newly introduced Trump accounts for kids. The conversation starts with perspective—looking at historical moments like the 2008 financial c...

In this episode, Rob Moore and Omen Quelvog dig into two issues that hit close to home for military families and disciplined savers alike: cybersecurity in an age of constant data breaches and how to prioritize savings when you don’t have a specific goal in mind . In This Episode VA Disability Rule Update Rob and Omen break down the recently issued—and quickly rescinded—VA disability rating rule,...

Life Insurance, Retirement Timing, and Avoiding Costly Mistakes In this episode, Rob Moore and Omen Quelvog kick things off with a timely dose of patriotism, reflecting on a historic U.S. Olympic hockey victory and what it reveals about teamwork, sacrifice, and perspective—before moving straight into the financial trenches. 🪖 This Week in History On March 3, 1931, The Star-Spangled Banner officia...

🦊 Welcome Back to the Foxhole Rob and Omen open the episode with gratitude for a recent jump in listeners (thank you for sharing the show!) before diving into a timely and highly requested topic: TSP in‑plan Roth conversions. This is a practical, no‑nonsense conversation designed to help servicemembers and federal employees understand what’s now possible—and what to watch out for. 📅 This Week in...

Episode 22: CPA?! I don’t need no stinking CPA! In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog kick things off with some real‑life resilience checks (broken laptops, freezing runs) before diving into lessons from the Super Bowl, the markets, and—most importantly—tax season. 🎯 What We Cover Super Bowl bets & lessons learned The guys recap their Super Bowl prop‑bet challenge...

Hosts: Rob Moore & Omen Quelvog Theme: Valentine’s Day edition — the money conversations couples need to have (but often avoid) Episode Overview Money is rarely just about math. More often, it represents security, freedom, control, or peace of mind—and when couples don’t talk about those meanings, friction quietly builds. In this Valentine’s Day–themed episode of The Fiscal Foxhole , Rob and O...

🎙️ Episode 20: Over/Under Your Wallet Hosts: Omen Quelvog & Rob Moore February 4th, 2026 ⚠️ Gambling Help & Support Resources (Please Read First) If you or someone you care about may be struggling with gambling, confidential help is available right now: National Problem Gambling Helpline (US): 1‑800‑GAMBLER (1‑800‑426‑2537) Text or Chat: https://www.1800gambler.net Military OneSource: http...

Guest: Lacey Langford, Host of the Milmo Show® 📌 Episode Summary In today’s packed episode, Rob and Omen crawl back into the foxhole to tackle one of the most misunderstood financial tools in the military community: credit . And they brought reinforcements. Joining them in the foxhole is Lacey Langford — Air Force veteran, financial counselor, host of The MILMO Show , and founder of MilMoneyCon ....

Episode 18: Making Goals Work Even When Orders Change Hosts: Rob Moore & Omen Quelvog 🔧 Episode Summary In this episode, Rob and Omen dig into why most New Year’s resolutions fall apart by “Quitter’s Day,” how motivation is a terrible long‑term strategy, and why boring, repeatable systems are the real recipe for success. The guys also recap an intense wildcard football weekend, react to a lis...

Should You Stay Past 20? Military Retirement, Career Choices & Market Lessons with guest Brandon Lovingier 🎙️ Hosts Rob Moore Omen Quelvog Episode Summary In this episode, Rob and Omen kick off the new year with reflections on career decisions, market lessons from 2025, and a deep dive into military retirement choices. They welcome back their first-ever guest, Brandon Lovingier, for a candid c...

Hosts: Omen Quelvog & Rob Moore Release Date: January 7 2026 Student Loan Crisis: Wage garnishment for federal student loans resumes in January What “default” means (270+ days behind) and how to avoid it Actionable steps for borrowers in trouble: Seek help—reach out to financial counselors, advisors, or trusted professionals Update your contact info with loan servicers Apply for income-driven...

Episode 15 - New Years Predictions! Episode Title: New Year’s Predictions & Financial Twists for 2026 Hosts: Omen Quelvog & Rob Moore Episode Overview Cheers and Happy New Year from the Fiscal Foxhole! In this special New Year’s Eve episode, Omen and Rob kick off 2026 with a lively round of predictions, financial headlines, and a friendly competition—pitting their own forecasts against tho...

The Fiscal Foxhole – Episode 14: QA Foxhole Christmas Story Hosts: Rob Moore Omen Quelvog Episode Summary It’s Christmas Eve in the foxhole! Rob and Omen swap stories about military Christmases, family traditions, and the memories that matter most. From NORAD tracking Santa to ugly sweaters and spiked cocoa, this episode is all about the experiences that make the holidays special—whether you’re de...

Hosts: Rob Moore & Omen Quelvog Theme: Holiday spending, gift giving, and financial planning for the festive season Episode Highlights Opening Banter: Rob and Omen kick off with holiday spirit, snowy Virginia weather, and a nod to their Christmas enthusiasm. Client Invitation: Both hosts are accepting new clients for financial planning in the new year. Free consultations available. Headline Di...

The Fiscal Foxhole – Episode 12: Financial Lessons in Christmas Movies Hosts: Rob Moore & Omen Quelvog Published: December 10, 2025 🎙️ Episode Highlights Opening Banter: Reflections on service, military retirement, and the “advent calendar” of C&P appointments. Home repair stories—drywall, plumbing, and the aches that come with DIY projects. Listener Shout-Out: Thanks to listeners for rece...

Hosts: Rob Moore & Omen Quelvog Release Date: December 3, 2025 Episode Overview This episode kicks off with reflections on recent tax-focused episodes and a humorous “mea culpa” about financial jargon. The hosts then dive into a timely headline about federal employee health benefits, followed by a deep listener question on planning civilian income after military service. The show wraps up with...

The Fiscal Foxhole – Roth Conversions: Tax Nerdery Finale Hosts: Rob Moore & Omen Quelvog Release Date: November 26th,, 2025 Episode Summary In this jam-packed episode, Rob and Omen celebrate the Marine Corps birthday, share Thanksgiving plans, and dive deep into two hot financial topics: the proposed 50-year mortgage and Roth conversions. They break down the math, the myths, and the practical...

Episode Summary In this episode, Rob and Omen dig into the world of tax loss and gain harvesting, break down the essentials of car insurance, and share some off-duty culinary adventures. Whether you’re a military family, a financial planning enthusiast, or just here for the banter, there’s something for everyone. Key Topics & Highlights 1. Car Insurance Deep Dive How your car’s make and model...