Fiscal Foxhole

Rob Moore, MQFP® and Omen Quelvog CFP®, MQFP® welcome Daniel Kopp, CFP® to share a deeply personal and professional perspective on estate planning—both in preparation and in reality after loss. The episode blends market insights, military history, and powerful lessons on planning, grief, and financial clarity. Connect with us! Email The Fiscal Foxhole at fiscalfoxhole@gmail.com Book a meeting with...

Military Retirement States, Annuities, and Financial Lessons from History Happy 250th Birthday, America! In this special Independence Day episode, Rob Moore and Omen Quelvog celebrate America's founding while tackling two topics every military family should think about: whether annuities deserve a second look in today's interest rate environment and which states are truly the best places for milit...

This week in the Foxhole, Omen Quelvog and Rob Moore break down a high-profile IPO, honor a fallen hero, and welcome Spencer Reese from Military Money Manual for a powerful conversation on living—and thriving—overseas. 🔗 Connect with us! Book a meeting with Omen Book a meeting with Rob Check out our sponsors - MFAA 🇺🇸 This Week in Military History In June 2005, Lt. Michael Murphy led a Navy SEAL...

This week in the Foxhole, Rob Moore and Omen Quelvog tackle one of the most overlooked—and most powerful—drivers of long-term success: discipline in investing . From S&P 500 concentration risk to behavioral traps that sabotage portfolios, this episode breaks down why success isn’t about predicting the market—it’s about controlling yourself. 🔗 Connect with us! Book a meeting with Omen Book a m...

🎯 Episode Summary Roth accounts get all the hype—and for good reason. Tax-free growth, flexible withdrawals, and powerful planning tools. But here’s the reality: that flexibility only works if you do the behind-the-scenes admin correctly. In this episode, Rob Moore and Omen Quelvog break down the often-missed rules that make Roth IRAs work the way they’re advertised. From tracking contributions t...

🎙️ Episode Summary Recorded on location at MilMoneyCon in Savannah, Rob and Omen welcome a special guest into the Foxhole—Omen’s wife, Megan. This episode dives deep into the real-life money journey behind a nearly 27-year marriage. From getting married at 18 with no plan, no proposal, and very little money… to building a strong, values-aligned partnership, this conversation is packed with honesty...

What Should You Do With Your TSP After Leaving the Military? In this episode, Rob and Omen tackle one of the most common questions service members ask: “What do I do with my TSP when I leave the military?” Before diving in, they recap Rob’s appearance on the Military Money Manual podcast discussing Roth conversion ladders—and why they’re powerful but often misunderstood. 🔗 Connect with us Book a...

Estate Planning Demystified + Retirement Reality Check 🪖 In This Episode This week in the foxhole, Rob and Omen tackle two critical topics that often get overlooked until it’s too late: Why many retirees are forced out earlier than planned How estate planning can protect your family — and where most people miss the mark Plus, we welcome estate attorney and CFP John Morgan to break down wills, tru...

🎙️ The Fiscal Foxhole Special Feature: Military Money Manual Podcast Crossover This week, Rob and Omen are both attending MillMoneyCon , so we’re doing something a little different. Instead of a standard episode, we’re sharing a guest appearance by Omen Quelvog on the Military Money Manual Podcast —a conversation that was simply too valuable not to cross‑publish. If you’re 2–3 years from military...

🎙️ The Fiscal Foxhole – Episode 33 The Symptoms of Financial Success What does financial success actually feel like? In this episode, Rob Moore and Omen Quelvog flip last week’s conversation on its head and break down the real‑world signs that your finances are working for you—not against you . From checking your accounts without dread to handling surprises without panic, this conversation is abou...

🎙️ The Fiscal Foxhole Symptoms of Financial Trouble (Part 1) In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog kick off a two‑part series focused on recognizing the early warning signs of financial trouble —before small issues become major problems. This week’s focus is on the symptoms of financial stress and why awareness is the first step toward turning things around. 📬 Connect...

🎙️ The Fiscal Foxhole – Fight in the Foxhole Episode Summary In this special episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog finally stop agreeing. Instead of the usual “it depends,” Rob and Omen step into the ring for a full Fight in the Foxhole , taking opposite sides on some of the most debated personal finance questions — with one rule: no nuance allowed . The result is a fast‑paced...

🎙️ Fiscal Foxhole – Real Estate Reality Checks & Accidental Landlords In this episode of The Fiscal Foxhole , Rob and Omen welcome Daniel Huffman , ChFC®, MQFP® and Army Reservist, down into the foxhole for a no‑nonsense conversation about real estate investing , rental properties, and why so many “passive income” stories fall short in the real world. If you’ve ever heard that renting out a ho...

🎙️ Episode Overview In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog unpack how luck —and misplaced confidence—can quietly derail your financial plan. From debt and lifestyle inflation to insurance gaps and investing overconfidence, they explore practical ways to replace luck with preparation and intentional decisions. 🤝 Connect with Rob and Omen Book a meeting with Omen Book a...

What happens when financial planning is driven not just by numbers—but by purpose? In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog unpack what faith‑based financial planning really means, how it compares to values‑based planning, and why money itself is never the goal—only the tool. With Easter on the horizon (and a classic April Fool’s fake‑out to start the show), the conversat...

In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog kick things off with some light banter before diving into timely housing headlines, military retirement planning, and the powerful flexibility that comes with a pension. 🎯 What We Cover Adjustable‑Rate Mortgages Are Back A Wall Street Journal headline sparks a discussion on the renewed popularity of adjustable‑rate mortgages (ARMs...

Market Volatility, Trump Accounts, and Choosing the Right Tool In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog take on two timely topics: navigating market volatility during periods of global uncertainty and breaking down the realities of the newly introduced Trump accounts for kids. The conversation starts with perspective—looking at historical moments like the 2008 financial c...

In this episode, Rob Moore and Omen Quelvog dig into two issues that hit close to home for military families and disciplined savers alike: cybersecurity in an age of constant data breaches and how to prioritize savings when you don’t have a specific goal in mind . In This Episode VA Disability Rule Update Rob and Omen break down the recently issued—and quickly rescinded—VA disability rating rule,...

Life Insurance, Retirement Timing, and Avoiding Costly Mistakes In this episode, Rob Moore and Omen Quelvog kick things off with a timely dose of patriotism, reflecting on a historic U.S. Olympic hockey victory and what it reveals about teamwork, sacrifice, and perspective—before moving straight into the financial trenches. 🪖 This Week in History On March 3, 1931, The Star-Spangled Banner officia...

🦊 Welcome Back to the Foxhole Rob and Omen open the episode with gratitude for a recent jump in listeners (thank you for sharing the show!) before diving into a timely and highly requested topic: TSP in‑plan Roth conversions. This is a practical, no‑nonsense conversation designed to help servicemembers and federal employees understand what’s now possible—and what to watch out for. 📅 This Week in...

Episode 22: CPA?! I don’t need no stinking CPA! In this episode of The Fiscal Foxhole , Rob Moore and Omen Quelvog kick things off with some real‑life resilience checks (broken laptops, freezing runs) before diving into lessons from the Super Bowl, the markets, and—most importantly—tax season. 🎯 What We Cover Super Bowl bets & lessons learned The guys recap their Super Bowl prop‑bet challenge...

Hosts: Rob Moore & Omen Quelvog Theme: Valentine’s Day edition — the money conversations couples need to have (but often avoid) Episode Overview Money is rarely just about math. More often, it represents security, freedom, control, or peace of mind—and when couples don’t talk about those meanings, friction quietly builds. In this Valentine’s Day–themed episode of The Fiscal Foxhole , Rob and O...

🎙️ Episode 20: Over/Under Your Wallet Hosts: Omen Quelvog & Rob Moore February 4th, 2026 ⚠️ Gambling Help & Support Resources (Please Read First) If you or someone you care about may be struggling with gambling, confidential help is available right now: National Problem Gambling Helpline (US): 1‑800‑GAMBLER (1‑800‑426‑2537) Text or Chat: https://www.1800gambler.net Military OneSource: http...

Guest: Lacey Langford, Host of the Milmo Show® 📌 Episode Summary In today’s packed episode, Rob and Omen crawl back into the foxhole to tackle one of the most misunderstood financial tools in the military community: credit . And they brought reinforcements. Joining them in the foxhole is Lacey Langford — Air Force veteran, financial counselor, host of The MILMO Show , and founder of MilMoneyCon ....

Episode 18: Making Goals Work Even When Orders Change Hosts: Rob Moore & Omen Quelvog 🔧 Episode Summary In this episode, Rob and Omen dig into why most New Year’s resolutions fall apart by “Quitter’s Day,” how motivation is a terrible long‑term strategy, and why boring, repeatable systems are the real recipe for success. The guys also recap an intense wildcard football weekend, react to a lis...