Greg Aler

Fire Your Financial Advisor by Golden Reserve

Business EN ↓ 419 episodes

The Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. We challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Join us each week for straight shooting, honest insights on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social:...

Author

Greg Aler

Episodes

Retirement Ideas That Sound a Lot Better Than They Are | How Advisors and Retirees Can’t Get on the Same Page | How Many People Are Blindly Following Uncle Sam’s Plan for Their IRA? 18.11.2025 1:00:58

On this episode: A retirement lesson from Oreos. How advisors and clients differ on the market risk discussion. Does your advisor do estate planning, or does he/she just pass out business cards? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

A Common Mistake Parents Make in Retirement 11.11.2025 9:48

Switching the deed on your home to your kids may seem like a good idea, but it can lead to problems. We break them down. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Blowing Up Wall Street Predictions | The Dangers of Over-Estimating Certain Areas of Retirement Success | 401(k) Choices at Retirement 08.11.2025 53:59

On this episode: How much should we listen to the market predictors? The pros and cons of your 401(k) choices in retirement. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

What Do I Do with My RMD if I Don’t Need the Money? 06.11.2025 10:55

When you turn 73, Uncle Sam says you have to start taking money out of your 401(k) and IRAs. But what if you don’t need it to live? Does it become a big tax headache? Greg breaks down how the RMD options. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Follow These 5 “D’s” of Estate Planning | A Retirement Lesson from the World Series | There Are Two Very Different Investors in the Stock Market Right Now 04.11.2025 1:01:16

On this episode: We have a list to button up your estate planning concerns. Your RMD may be nothing to fear. The magic of deferral. Retirement investors have a different view of this stock market. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

2026 Could Bring Major Changes to Your 401(k) 28.10.2025 10:41

New rules about the 401(k) catch-up provision means you could lose some of your 401(k) options. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Retirement Advice from a Chinese Proverb 25.10.2025 9:40

A smart rabbit has three holes. It’s good to have options when trouble strikes. Do you have the same strategy in place for your retirement money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

The Financial World Has Changed Its Mind on These Financial Products 21.10.2025 13:00

Annuities used to be the work of the devil, today they are a viable income source. 401(k)s were the savior when we lost pensions, today they are full of problems. What changed? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Could You Lose Your 401(k) Catch Up? | Why Has the Opinion on Some Financial Products Changed? | The Financial Headlines Are Scary | Should You Run to Cash? 18.10.2025 53:28

On this episode: You could lose over $11 thousand in next years 401(k) changes. For years they hated annuities and loved the 401(k). Now the headlines have flipped. Why? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Is Inflation Still a Big Threat to Your Retirement? 16.10.2025 8:31

Inflation is now number 2 on the list of concerns for retirees. Should it be? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

How Could the Government Shutdown Affect Markets and Your Retirement? | Is the Financial Industry Making a Shift on How They Charge? | How Do You Use Your 401(K) in Retirement? 14.10.2025 54:26

On this episode: This isn’t our first Government shutdown. What does history tell us? Financial Advisors may be making a change on how they get paid. You have a lot of options on how to use your 401(k). How do you decide? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for pri...

How Uncle Sam Has Your 401(k) in a Headlock | Being a Smart Rabbit in Retirement | New Data on How We Spend When We Retire 07.10.2025 58:28

On this episode of Fire Your Financial Advisor by Golden Reserve: Yelling “Uncle!” doesn’t help get your 401(k) out of a financial headlock.  What are your exit ramps from a market crash? Is your retirement strategy too complicated? Sometimes boring is better. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , Li...

The Five Golden Rules of Retirement Planning 30.09.2025 11:48

We go through the list from Kiplinger of "The Five Golden Rules of Retirement Planning" including figuring out your Five “L”s. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

How Will Lower Interest Rates Affect Your Retirement Planning? | Being Smart If You Get Some Inheritance Money? | Figuring Out the “L”s of Retirement Planning 27.09.2025 55:50

On this episode: Estate Planner and Golden Reserve Founder Tim Stallings joins us to talk about inheritance and long-term care planning. Why are people moving toward dividend paying stocks? An 80-year-old with a big tax problem. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for pr...

Greg Takes Off the Gloves on Private Equity Popping Up In Your 401(k) 23.09.2025 8:25

Private equity, IPOs, Bit Coin, and more non-traditional investments may appear in your 401(k) soon. Should you be interested? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

New Stats: The Fear of Running Out of Money is Overblown | Warren Buffett, Tony Robbins, and Greg Aler All Agree on This | Watch Your 401(k) Target Date Fund for Changes 20.09.2025 56:20

On this episode: Is the fear of running out of money a farce? How much could advisor and investment fees cost you over your retirement? What are we talking about in our year end meetings? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

7 Retirement Rules We Are Giving You Permission to Break 16.09.2025 16:45

There are a lot of financial rules that you will find on Google. We found seven that you can throw in the trash. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

A Retirement Lesson from Comedian Nate Bargatze | Are You Missing the Obvious in Your Retirement Plan? | A New Danger in Your 401(k) 13.09.2025 57:41

On this episode: Has retirement planning become like “the new math”? Inheritance: When you look at your kid and say, “there’s no free lunch.” When all the retirement numbers look good, what are you missing? Be aware of what they might slip into your 401(k) Target Date Fund. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on...

THIS Could Steal Half Your Retirement Savings 09.09.2025 8:51

Most of us are worried about the stock market or taxes taking our retirement money. But there is another villain out there and it could be the biggest thief of all. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Is retirement the most financially complex time of your life? | How many people have actually saved 1 million dollars? | You’ve been downsized before your retirement date. Now what? 06.09.2025 55:39

Social Security, Medicare, and RMDs. Retirement is just different. Most people don’t have 1 million in savings. Does that mean you won’t have a happy retirement? Work throws you an early retirement curve ball. How does that change your planning? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See o...

Are Financial Advisors Really Still Saying THAT? 30.08.2025 6:24

We were shocked when we found out that AOL was still around. We are even more surprised to find out that some financial advisors are still using these outdated ideas. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Are you too conservative with your investments? 26.08.2025 9:00

Motley Fool says without some money in the stock market you risk not achieving the growth you need for a long retirement. Are they correct? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

What You Need to Know If You Get an Inheritance | THIS Could Be the Biggest Drain on Your Retirement Money | Your 90-Year-Old Best Friend in Retirement 23.08.2025 57:34

On this episode: Many people will get an inheritance, but many are not ready for the issues surrounding it. Markets, Fees, and Healthcare can be big costs in retirement. Are you ignoring your biggest threat?   Social Security has been around for 90 years. Will it make it another 90? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook...

What Does the Average Couple Spend Per Month in Retirement? 19.08.2025 8:41

The financial media now says we need 1.8 million dollars to retire. That doesn’t square with what couples actually spend. We have those numbers. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Warren Buffett Is Selling Stock. Should You? | How Much Do Couples Spend per Month in Retirement? | With Investments, Sometimes Boring Is Better 16.08.2025 55:45

On this episode: How much should we follow the investment moves of people like warren Buffett? New data on what people need and spend in retirement. A retirement lesson from George Carlin. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.