Greg Aler

Fire Your Financial Advisor by Golden Reserve

Business EN ↓ 419 episodes

The Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. We challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Join us each week for straight shooting, honest insights on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social:...

Author

Greg Aler

Episodes

Dealing With This Shaky Stock Market | Could You Double Your Money in Retirement? | Should We Look at Australia for a Better Retirement System? 14.03.2026 54:38

On this episode: Should you be backing off your risk in this crazy market? Haven’t saved enough? Maybe you can double your savings in retirement. What works better: Paying taxes now on your 401(k) or pay taxes later? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & Li...

Is Your Financial Advisor Trying to Upsell You? | When Talking About Risk and Loss, When Is Enough, Enough? | How the Shamrock Shake and Your Retirement Taxes Go Together 07.03.2026 54:11

On this episode: You buy something and they try to add on and add on. Is your financial advisor doing it too? Your risk profile: Where is your bottom? Or is that even the right question? This could be your biggest hurdle if you retire early. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Face...

Inflation? Deflation? Stagflation? What Does It All Mean? 03.03.2026 10:46

The financial news throws around terms that are hard to understand. Let’s break it down for you. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnystudio.com/listener for privacy information.

How Your Financial Advisor is Like a Commercial in a Scary Movie | When You Go from a Paper Millionaire to a Real Millionaire | Checking In with DIYers 5 Years into Retirement 28.02.2026 56:18

On this episode: Remember the creature feature scary movie when you were a kid? The financial industry is very similar. When you start tapping into your 401(k), Uncle Sam sees you in a whole new way. Many people try to do their own retirement planning. How are they doing five years later? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn mor...

A Quarter of Retirees Are Getting THIS Wrong 17.02.2026 8:14

Your RMD math: did you get it right this year? The IRS is watching. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnystudio.com/listener for privacy information.

Could Other Countries Strike Back and Hurt Our Economy? 10.02.2026 8:26

Tariffs have caused negative feelings around the world regarding the U.S. Some say if they sold all their US bonds it could sink our stock market. Is that true? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnystudio.com/listener for privacy information.

The Question Everyone Wants to Answer in Retirement | What’s in Your Portfolio Chili? | Why Do People in Retirement See This Topic Differently Than Those Preparing for Retirement 09.02.2026 52:42

On this episode: Whether you’ve saved $500k or $5 million, people are asking this same question. Everyone seems to make chili differently. Is it ok to look at your retirement portfolio the same way? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnys...

Nobody Wants a Retirement Budget 05.02.2026 10:43

The average retiree spends about 6,000 dollars a month. How do you figure out how much you can spend without the biggest fear of most everyone…running out of money. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnystudio.com/listener for privacy in...

How Your Social Security Check Can Tear Down This Retirement Myth | Can You Retire WITHOUT the Stock Market? | How Much Cash Should You Have on the Sidelines in Retirement? 31.01.2026 56:46

On this episode: They say you need 1.5 million dollars to retire. We blow up that number with one key factor. What if you hate risk? Can you retire and not use the stock market? Warren Buffet weighs in on your stash of cash. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  &...

If You Structure Your Investments This Way, You’ll Enjoy Retirement More 27.01.2026 9:16

A new study from JP Morgan says people who do this with their investments will spend more, enjoy retirement more, and have less anxiety. We break down what these investors have in common. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnystudio.com/listene...

Is the Current Economy Discouraging Estate Planning? | A DIYer Tells Us Where He Went Wrong | What Does the 2026 Tax Conversation Look Like 24.01.2026 56:34

On this episode: People are staying in their homes longer and that may make them neglect some important planning issues. This DIYer looks back and says here’s what I could have done better. Many people are nervous about this stock market. One analyst believes that’s a good thing. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn...

She Says It Was the Worst Retirement Decision of Her Life | Vanguard Says People Are Making This Smart Move, Followed by a Dumb One 20.01.2026 52:38

On this episode: One woman writes in talking about her biggest retirement regret. Millions of pre-retirees are moving money from their 401(k)s to their own IRAs. A smart move. Yet many people are stuck on what to do next. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & Lin...

A Look Back at 2025: A Look Forward to 2026 | Can You “Buy the Dip” and Be Successful? | Should an Advisor Charge You for a Roth Conversion? 13.01.2026 49:06

On this episode: Will 2026 be a better or worse year to retire than last year? There are trillions of dollars in money market funds waiting to be deployed into the market. Will it save us from a downturn? Can you do a Roth conversion without paying taxes? One advisor says he has the secret. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn m...

The Estate Planning "Talk" 06.01.2026 10:16

Much like when parents try to put off the "talk" when their kids are younger, they often avoid sharing estate plans when their children are older. Greg Aler explains how clear communication on wills and trusts—especially in blended families—prevents probate battles and protects your legacy with a simple, actionable roadmap. Subscribe or follow so you never miss an episode! Check o...

Don’t Pack Your 401(k) Before You Know Your Destination 03.01.2026 8:23

Before making big moves with your 401(k) at retirement, Greg Aler and Phil Huff explain why understanding your goals is more important than defaulting to “safe” investments.  Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn .   See omnystudio....

Red Flags to Watch Out for When Choosing a Financial Advisor 31.12.2025 11:18

With 4 million people retiring every year, there are bound to be “bad actors” out there in the financial planning world. How do you spot them? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnystudio.com/listener for privacy information.

3 Things People Want from Their Retirement Plan | The “Red Flags” to Watch for When You Choose a Financial Advisor | What Does It Mean to “De-Risk” Your Portfolio? 27.12.2025 51:03

On this episode: Why is there a disconnect between what people want and what financial advisors provide? Don’t fall prey to “bad actors” in the financial world. What are the actual steps to dialing back your portfolio risk? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Face...

Are Financial Advisors Responsible for a Big Retirement Problem? 24.12.2025 8:57

The #1 concern every year among retirees is the fear of running out of money. Some advisors are saying, maybe that’s on us. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnystudio.com/listener for privacy information.

What Is “The Retirement Spending Smile”? | Why Don’t Many Parents Share Details of Their Will with Their Kids? | Vanguard’s Odd New Offering in 2026 20.12.2025 49:22

On this episode: How will you spend in retirement? Should your kids know the details of your will? Vanguard: Will two wrongs make a right? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube ! Learn more at GoldenReserve.com or follow on social: Facebook  & LinkedIn . See omnystudio.com/listener for privacy information.

The Term “Fiduciary” Means Nothing! 16.12.2025 11:19

Even a national group of financial advisors admits the term fiduciary is vague and, in their words, “means nothing.” Greg gives his opinion on the topic and what is more important when searching for retirement assistance.   Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/lis...

What Are the Chances We’ll See Another Up Year in the Stock Market? | Higher Income Means More Taxes and Penalties in Retirement | What Should the DIY Retirement Planner Watch Out For? 13.12.2025 54:03

On this episode: 3 straight years of double digit returns in the stock market. What are the chances it will happen again?  The more money you make in retirement, the more benefits you lose. How do you balance it out? What many DIYers miss in retirement planning. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTu...

Ask Greg: Once You Max Out Your 401(k), Then What? 29.11.2025 7:06

You are invited to submit your questions about investing and retirement with our web site Askgregradio.com . This week we handle a question about your 401(k) and other tax deferred accounts. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

A Retirement Lesson from AI 25.11.2025 11:46

Hertz is using AI to find tiny dings in rental cars to charge more. What are the dings in your retirement accounts that are costing you money? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

In Retirement Do You Want More Money or More Experiences? | The “Unseen Dings” to Watch Out for in Your Investments | Being Generous to a Fault with Estate Planning 22.11.2025 54:16

On this episode: A thought that might change your whole attitude about retirement. Fees, taxes, and overlapping. A few things to watch out for in your 401(k). Putting your retirement in jeopardy because you want to help your kids.   Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listen...

Confusion About How Your Pension Fits into Your Retirement Plan 20.11.2025 10:20

Is your emergency account considered safe money? How does your pension fit in? One retiree is confused about the messages the financial industry is sending. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.