Sergei Smalkov

FINVERGE | Finance · Web3 · AI

Technology EN ↓ 2 episodes

FINVERGE is a high-signal podcast decoding the frontier of Finance, Web3, and Agentic Commerce. We cut through the hype to dissect what happens when programmable money meets autonomous agents. Built for founders, product leaders, and engineers, we analyze deep-tech whitepapers, cross-border payment rails, stablecoins, DeFi infrastructure, and card networks. Curated by a veteran product operator with 20 years of experience, this is your source for the engineering logic behind the future of capital. No fluff. Raw infrastructure signal.

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Author

Sergei Smalkov

Episodes

McKinsey: UX is Dying, AX is the New King - Q2 2026 Review 26.05.2026 19:43

In today’s episode: the fresh industry pulse for late May. We explore the phenomenon of nano-transactions, the 'protocol war' for the right to become the 'Visa for machines,' and provide an exclusive review of heavy-hitting reports from Morgan Stanley , McKinsey , and BCG , as well as the latest data from WalletConnect and Artemis . Morgan Stanley: Focus on the $100T tokenization o...

The Rise of the Agentic Economy - April 2026 16.05.2026 21:11

The era of AI agents acting as mere "NPCs" is over. In 2026, we are witnessing the shift to Autonomous Commerce (or Agentic Commerce) , where AI transitions from informing decisions to independently executing them. In this episode of FINVERGE, we dissect the infrastructure layer of machine-to-machine economies: The Rise of Agentic Payments: How delegated intent will drive a projected $3–5 trilli...