Fintech Ki Baat

When FTX collapsed in 2022, Japan's crypto investors lost nothing. Not because Japanese exchanges were smarter, but because Japan had already mandated something most countries still don't require: third-party custody, separate from the exchange itself. That structural gap is what Liminal Custody is built to close. In this Dhandhe Ki Baat segment, Manhar Garegrat explains why crypto infrast...

Manhar Garegrat joined CoinDCX when it was 35 employees. He left when it had grown to 750, right as the Indian crypto market went from banned to wide open. Then he did something most people wouldn't: walked away from that kind of growth and that kind of salary to co-found Panthera, a Web3 infrastructure startup that pivoted from retail wallets to B2B just four months in, when the retail thesis...

India has disbursed a trillion dollars in retail credit. Some of it doesn't come back on time. And the system built to collect it runs on thousands of agencies, two lakh-plus agents, and, far too often, abuse. Ananth Shroff walked into a collections agency early in his research and heard it firsthand: agents hurling abuse at borrowers who simply hadn't paid on time. That moment shaped what...

DPDzero started as a software company. Banks wouldn't pay for it. So Ananth Shroff and his co-founder Ranjith tore up the plan, and built something banks actually wanted: someone to own the outcome, not just hand them a tool. Their first customer on the new model paid ₹14 lakhs without being asked twice. In this founder story, Ananth takes us through the journey that got him there: quitting a stab...

India has 60 million businesses that need credit. Most credit decisions in India still rely on the same static reports and third-party bureau scores. Mohan Ramaswamy, Co-founder and CEO of Rubix Data Sciences, thinks that's the wrong model, and has spent eight years building the alternative. In this Dhandhe Ki Baat segment, he explains how Rubix pulls together GST filings, court records, impor...

Four senior executives at an American information company. An average of 25 to 30 years of experience each. And a problem they kept seeing go unsolved: complex, fragmented B2B data that leaders couldn't turn into decisions. So in 2018 they left their CXO roles and built Rubix Data Sciences, a technology-enabled information and analytics business that helps corporates, banks, and insurers make...

In this episode of Chasing Impact, Shreyas sits down with Harsh Gupta, Principal at Flourish Ventures, one of India's most active early-stage fintech funds backed by eBay founder Pierre Omidyar. Harsh breaks down how Flourish evaluates fintech startups across credit, embedded finance, green finance, and AI, and shares an inside look at their investment in SalarySafe and the credit-on-UPI thesi...

In this episode of Fintech Ki Baat Dil Se — Dhande Ki Baat — we sit down with Indrajit Makkar, Founder & CEO of Factacy. AI, for a no-fluff deep-dive into the real state of AI in India. From Shark Tank anecdotes to building AI for lending, collections, KYC, and fraud detection — Indrajit brings 4+ years of on-the-ground perspective on what works, what's hype, and where the real opportuniti...

What does Entrepreneurship actually look like behind the Cameras, the funding, announcements & the LinkedIn Posts? Indrejit Makkar has seen it all. A decade at S&P building Capital IQ. A recycled denim startup that flopped. An e-cigratte business wiped out overnight by a government ban. A shark Tank Season 1 Pitch that landed funding from Piyush Bansal & Ashneer Grover & then the p...

What if an MSME could get a loan approved in seconds instead of weeks ?Chirah Shah Founder & CEO-Pulse, has already made this happen for 7 Million UK Business backed by £3. 4 Billion in Securitised Lending. Now he's bringing that playbook to India. In part 2, we deep dive into how Pules's data engine works, why their daily refresh data beats even credit bureaus, how securitization stru...

In this episode of Fintech Ki Baat Dil Se, we sit down with Chirag Shah, Founder & CEO of MyPulse, to explore his journey from investment banking in the US and London to building a fintech infrastructure company in India. Chirag shares how the 2008 financial crisis sparked his entrepreneurial journey, why he moved back to India to build MyPulse, and what it takes to build technology that helps...

In this episode, Nitish Sahni, Co-Founder of Paasa, breaks down the complete infrastructure behind global investing — from LRS remittances and bank integrations to Interactive Brokers custody, estate tax risks, and compliance layers. We also explore how global diversification is reshaping Indian portfolios, the macro impact of capital outflows, and what the future holds for cross-border investing....

n this episode of Founders Story, we sit down with Nitish Sahni, co-founder of Paasa—a YC-backed platform giving Indian investors seamless access to global assets and financial advisory. From SoFi’s data platforms in the US to Y Combinator in 2024, Nitish shares how his personal experiences with rupee depreciation and cross-border money movement led to the idea of Paasa.📌 Key themes covered:From...

In this deep-dive episode of Dhande Ki Baat, we sit down with Satinder Aggarwal, founder of EQBAC—a game-changing platform that's making it seamless for Indian investors to access global assets. From setting up international custodian accounts to enabling fractional investments in global equities, Satinder unpacks the infrastructure, regulations, and advisory model powering the next wave of cr...

What does it take to make cross-border investing effortless? In this Founder’s Story, Satinder Aggarwal , founder of EQBAC, reveals how he's building a frictionless USD-to-India investing highway—leveraging offshore funds, NRI flows, and Gift City’s potential.🚀 From quitting the corporate safety net to aggregating global mutual funds for NRIs and overseas investors, this candid conversation w...

In this explosive panel from Fintech Ki Baat Our Host Shreyas Jani dives deep with four industry veterans—Chris George (Qube Health), Jose Peter (Founder & CEO-Arogya Finance), Apurva Sule (Pharma Expert), and Atul Deshpande (Insurance Expert)—to uncover why India spends ₹6 lakh crore out-of-pocket on healthcare annually. From insurance gaps to financing innovations, discover:Why Indians fall...

What does it take to build trust in India’s most regulated fintech layer? In this episode of Dhande Ki Baat, host Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-founder & CEO of SAFE.in, to unpack the real story behind building one of India’s first Account Aggregators. Discover how account aggregation is revolutionizing financial services by providing secure, error-free data and empow...

In this episode of Fintech Ki Baat Dil Se, Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-Founder & CEO of SAAFE.in—one of India’s leading licensed Account Aggregators (AAs). With over three decades in financial services and leadership stints at Cholamandalam and Cognizant, Venkatesh brings unparalleled insight into the evolution of digital finance in India. We deep-dive into his jour...

If you’re a budding founder, operator or VC, this episode is a masterclass in what it really takes to build a fintech startup in India. Manish Shara, Founder & CEO of ZET, shares candid lessons from his serial entrepreneurship journey, why he chose to solve India’s credit and financial access problem, and how ZET is being built for the next wave of Indian consumers. In this conversation, we talk a...

Cross-border payments are broken. Different rails, delays, hidden charges, SWIFT hassles—and Indian exporters often get caught in the chaos. In this Dhande Ki Baat episode, Our Host Sits down with Indunath Chaudhary, Founder of BriskPe, to break down how they're simplifying international trade for Indian exporters with faster settlements, local currency rails, and compliance-first infrastructu...

Join Shreyas Jani as he delves into the world of fintech with Indunath Chaudhary, Founder & CEO of BriskPay. Discover how BriskPay is transforming cross-border payments for Indian exporters, the challenges faced in building a fintech startup, and the mindset shifts that powered Indunath’s leap from a stable job to full-time entrepreneurship. Key Highlights 🚀 Indunath's journey from Jaipur...

Join Shreyas Jani as he engages in a thought-provoking discussion with Kalpana Ajayan, the Regional head of Women's World Banking. This episode delves into the critical topics of women empowerment, financial inclusion, and the role of digital public infrastructure in transforming the financial landscape for women globally. Key Highlights:Kalpana's journey from a banker to an advocate for w...

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. Join us in this insightful episode of Fintech Ki Baat as Our Host Shreyas Jani dive into the world of AI in the BFSI sector with Suman Gandham, Founder and CEO of possible.ai. Discover the origin story behind possible.ai, the challenges and opportuni...

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. In this powerful episode of Fintech Ki Baat Dil Se, host Shreyas Jani sits down with Suman Gandham, Founder & CEO of Posibl.ai, to uncover how artificial intelligence is transforming the BFSI sector. From his entrepreneurial roots to building a c...

n this candid episode of Fintech Ki Baat Dil Se, Our Host Shreyas Jani sits down with Sankarsh Chanda, the prodigy-turned-Founder of Savart and Stardour, to explore the evolving world of Robo-advisory, tech-led investing, and entrepreneurial resilience. Sankarsh shares how he began investing at just 14, what early failures taught him, and why humility, feedback loops, and strong teams matter more...